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CATO US Equity

Cato CorpConsumer Discretionary · Retail-Women's Clothing Stores · CIK 18255 · FY ends Jan 30
$2.92
-0.12 (-3.95%)
USD · as of 2026-08-21 · marketstack

CATO · 10-K · period ended 2022-01-29

← all CATO documents
filed 2022-03-23 · EDGAR original ↗

Our rendering of the filing — original pagination and typography are not reproduced, and tables are reduced to their short label cells (the figures live on FA). Nothing is summarized: every line below is the filing's own text.

blocks 2,6213,220 of 15,990187k characters rendered

Item 1A.

Risk Factors:

An investment in our common stock involves numerous types of risks.

You

should carefully consider

the

following

risk

factors,

in

addition

to

the

other

information

contained

in

this

report,

including

the

disclosures

under

“Forward-looking

Information”

above

in

evaluating

our

Company

and

any

potential

investment

in

our

common

stock.

If

any

of

the

following

risks

or

uncertainties

occur

or

persist,

our

business, financial condition and

operating results could

be materially and

adversely affected, the

trading

price

of

our

common

stock

could

decline

and

you

could

lose

all

or

a

part

of

your

investment

in

our

common

stock.

The

risks

and

uncertainties

described

in

this

section

are

not

the

only

ones

facing

us.

Additional risks

and uncertainties

not presently

known to

us or

that we

currently deem

immaterial

may

also materially

and adversely

affect

our business,

operating results,

financial condition

and value

of our

common stock.

Risks Relating to the COVID-19 Pandemic:

The outbreak and persistence of the COVID-19 pandemic has and may continue

to adversely affect our

business, financial condition and results of operations.

The

COVID-19

pandemic

has

adversely

impacted

the

Company's

business,

financial

condition

and

operating results through fiscal 2021 and will likely

continue to do so in fiscal 2022 and

possibly beyond.

Adverse financial impacts

associated with the

outbreak include, but

are not limited

to, (i)

lower net sales

in markets affected by actual or

potential adverse changes in conditions relating to the pandemic,

whether

due to

increases in

case counts,

state and

local orders,

reductions in

store traffic

and customer

demand,

labor shortages, or all of these factors, (ii) lower net sales caused by the delay of inventory production and

fulfillment,

(iii)

and

incremental

costs

associated

with

efforts

to

mitigate

the

effects

of

the

outbreak,

including increased freight and logistics costs and other expenses.

Though

recent

developments

in

the

U.S.

have

led

to

the

relaxation

of

many

of

the

restrictions

and

mitigation measures

that adversely

affected

the Company’s

operations, store

traffic,

sales

and results

of

operations

since

March

2020,

there

continues

to

be

significant

uncertainty

regarding

the

course

of

COVID-19 and

its continuing

effects on

commercial behavior.

These uncertainties

include the

potential

emergence of additional variants, seasonal weather

changes or other factors that may

lead to a resurgence

of the virus

and a reinstitution

of mandated restrictions, public

health advisories or decreased

willingness

of customers,

suppliers, associates

and other

constituencies on

whom our

business depends

to engage

in

commercial activities.

Other uncertainties

include the

extent

to

which and

pace at

which

governments,

businesses and

individuals may adapt

to COVID-19 as

endemic and

no longer

a meaningful

impediment

or deterrent

to commercial activity.

The resurgence

of the

virus and its

related effects

on the

global and

U.S.

economy,

or

the

lingering

uncertainties

and

time

it

may

take

to

transition

to

wide

acceptance

of

11

COVID-19

as

endemic,

will

likely

continue

to

materially

and

adversely

affect

our

business,

operating

results and financial condition.

While

the

Company

currently

anticipates

that

our

results

for

fiscal

2022

and

possibly

beyond

will

likely be adversely impacted,

whether and the extent

to which COVID-19 impacts the

Company’s results

will

depend

on

the

course

of

future

developments,

which

are

highly

uncertain,

including

potential

sporadic

surges

of

the

virus,

the

extent

and

pace

of

public

acceptance

of

COVID-19

as

endemic,

the

continuing

evolution,

acceptance

and

success

of

baseline

mitigation

measures

such

as

vaccines,

and

possible new information, understanding or innovation

that could alter the course and

duration of current

measures to combat the spread of the virus.

It is also possible

COVID-19 and its continuing effects

may result in longer term

behavioral changes

by customers and others

that could adversely affect

our business, including but

not limited to a

consumer

shift to greater

reliance on online

versus in-person shopping, which

could reduce traffic

to our stores

and

more

broadly

to

the

strip

shopping

centers

and

malls

in

which

most

of

our

stores

are

located

and

disadvantage us relative to

competitors who are better

established in e-commerce sales,

and reductions in

face-to-face work, travel and socializing occasions, which may lead

customers to less frequently desire or

perceive the need to update their wardrobes.

The

far-reaching

impacts

of

COVID-19 may

also

intensify other

risks we

discuss

in

this

report and

other filings we make from time to time with the SEC.

Future

outbreaks of

disease

or

similar

public

health

threats,

or

the

fear

of

such

an

occurrence,

may

also have a material adverse effect on the Company’s business, financial condition and operating results.

Risks Relating to Our Business:

Increased product costs, freight costs, wage increases and operating costs due to

inflation and other factors,

as well as limitations in our ability to offset these cost increases by increasing

the retail

prices of our

products or otherwise,

may adversely affect our business, margins, results of operations and

financial

condition.

The impact

of inflation

on the

labor and

raw materials

used to

make our

products, coupled

with the

higher

cost of

ocean freight

from Asia

resulting from

supply chain

disruption, is

continuing to

increase

the

cost

we

pay

for

our

products.

Tight

labor

markets

are

causing

wages

to

increase

at

the

store,

distribution center

and home office

levels, as

well as

making it

more difficult

to hire

new associates

and

retain existing associates.

The tight labor market

and inflation also are

driving up our operating

costs.

If

we are unable to offset the effects of these increased costs to our business by increasing the retail prices of

our

products,

reducing

other

expenses

or

otherwise,

our

business,

margins,

results

of

operations

and

financial condition may be adversely affected.

Our ability to

raise retail

prices in response

to these

cost increases may

be limited,

in part

due to

our

customers’

unwillingness

to

pay

higher

prices

for

discretionary

items

in

light

of

actual

or

perceived

effects

of

inflation

in

increasing

our

customers’

cost

of

essential

items

and

diminishing

customers’

disposable

income

or

financial

outlook.

Moreover,

the

persistence

or

worsening

of

inflationary

conditions could also

lead our customers

to reduce their

amount of current

discretionary spending on our

products even in the

absence of price increases,

which could erode our

sales volume and adversely

affect

our results of operations and financial condition.

Unusual weather, natural disasters, public

health threats or similar events may adversely affect

our sales or

operations.

12

Extreme

changes

in

weather,

natural

disasters,

public

health

threats

or

similar

events

can

influence

customer trends

and shopping

habits.

For example,

heavy rainfall

or other

extreme weather

conditions,

including

but

not

limited

to

winter

weather

over

a

prolonged

period,

might

make

it

Source: SEC EDGAR (public domain) · 10-K for the period ended 2022-01-29, filed 2022-03-23 · accession 0000018255-22-000011

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