| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | BINV | SPY | Δ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 · ytd | +4.6% | +6.0% | −7.4% | +2.9% | +1.3% | −1.1% | +7.2% | — | — | — | — | — | +13.5% | +9.3% | +4.2pp |
| 2025 | +4.5% | +5.2% | +0.8% | +2.9% | +3.7% | +3.1% | −0.2% | +4.4% | +3.2% | +0.8% | +1.5% | +2.7% | +37.8% | +17.7% | +20.1pp |
| 2024 | −1.0% | +1.8% | +4.5% | −1.4% | +5.3% | −4.2% | +5.1% | +4.1% | +2.7% | −4.9% | −2.1% | −1.7% | +7.7% | +24.9% | −17.2pp |
| 2023 · part | — | — | — | — | — | — | — | — | — | — | +8.9% | +4.2% | +13.5% | +26.2% | −12.7pp |
A month’s return is its month-end close over the prior month-end’s, so a year’s figure is exactly the product of its twelve monthly cells — no separate annualisation, no resampling. A blank cell means no return exists for that month (the series had not started, or it is the very first month-end, which has nothing to be measured against). Blank is never zero.
Basis. BINV is on the total return (splits + dividends) basis, SPY on the total return (splits + dividends) basis. Both columns are on the same basis, so the Δ column is a like-for-like difference.
Partial years. A year marked “ytd” or “part” does not cover the full calendar year: either the stored history starts inside it (the figure is measured from the first month-end present) or the data stops before December (the figure runs through the last stored close). The row’s own tooltip names the exact boundary. It is never dressed up as a calendar-year return.
End of day. These are stored end-of-day closes, and the window is anchored on the LAST stored bar rather than today’s date — so the newest row ends where the data ends. Nothing here is intraday.
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Years ⓘ | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 2 | 2 | 2 | 3 | 3 |
| Positive ⓘ | 67% | 100% | 67% | 67% | 100% | 33% | 67% | 100% | 100% | 50% | 67% | 67% |
| Median | +4.5% | +5.2% | +0.8% | +2.9% | +3.7% | −1.1% | +5.1% | +4.2% | +3.0% | −2.1% | +1.5% | +2.7% |
| Best | +4.6% | +6.0% | +4.5% | +2.9% | +5.3% | +3.1% | +7.2% | +4.4% | +3.2% | +0.8% | +8.9% | +4.2% |
| Worst | −1.0% | +1.8% | −7.4% | −1.4% | +1.3% | −4.2% | −0.2% | +4.1% | +2.7% | −4.9% | −2.1% | −1.7% |
| vs SPY ⓘ | +1.8pp | +6.5pp | +1.2pp | +2.6pp | −2.6pp | −2.0pp | +3.9pp | +2.0pp | +0.1pp | −2.8pp | −0.3pp | +0.7pp |
33 monthly observations across 2023–2026, benchmark SPY. The highlighted column is the current calendar month. Months are calendar months, not rolling 30-day windows.
