William Howard & Co Financial Advisors Inc

Open in PORT →← all managers

CIK 2023493

13F portfolio (2026-Q1)

$116M

Positions

Implied 1Y CAGR

modeled · as filed

Long positions in SEC Section 13(f) securities (US-listed stocks, ADRs and ETFs), largest first · Δ vs 2025-Q4. A lagged quarterly snapshot (filed ≤45 days after quarter-end); excludes shorts, options, cash, and shares listed only on non-US exchanges — foreign companies held via a US listing or ADR (e.g. Alibaba, TSMC) ARE included.

Implied return what this book implies · modeled, not advice methodology →

Open in PORT →

As filed = each book applied at its quarter-end (what the reported book did) · As copyable = applied at its statutory 45-day filing deadline (what a 13F follower could have earned).

Computing…

Hypothetical modeled performance constructed with hindsight — not actual results, and not indicative of future results. See the Disclaimer.

Exposures · what this manager owns, by sector & size (2026-Q1)

Holdings

Top 5

56.7%

Top 10

73.5%

Effective N

10.9

HHI

0.091

This quarter

0 new · 0 exit →

By sector

Unclassified93.4%

Information Technology3.5%

Health Care1.6%

Financials1.1%

Consumer Discretionary0.3%

Industrials0.2%

By market cap

Unknown93.4%

Large ($10–200B)3.4%

Mega (>$200B)2.4%

Small ($300M–2B)0.8%

By region

Other93.4%

North America6.6%

By industry group GICS — finer than sector

Industry group	Weight	Names
Unclassified	93.40%	44
Semiconductors & Semiconductor Equipment	1.69%	2
Technology Hardware & Equipment	1.58%	2
Health Care Equipment & Supplies	1.56%	1
Banks	0.82%	1
Commercial Services & Supplies	0.46%	2
Specialty Retail	0.27%	1
Software	0.23%	1

Top holdings

#	Ticker	Name	Sector	Weight
1	IVV	ISHARES TR	Unclassified	22.75%
2	IEF	ISHARES TR	Unclassified	10.61%
3	IWM	ISHARES TR	Unclassified	10.30%
4	ICF	IShares Cohen & Steers REIT ETF	Unclassified	8.60%
5	IWV	ISHARES TR	Unclassified	4.41%
6	IEFA	ISHARES TR	Unclassified	4.36%
7	BND	VANGUARD BD INDEX FDS	Unclassified	3.87%
8	IUSG	ISHARES TR	Unclassified	3.02%
9	IEI	ISHARES TR	Unclassified	2.99%
10	EFA	ISHARES TR	Unclassified	2.56%

10/54 names classified · sector 6.6% of weight · industry 6.6% · mkt cap 6.6%; unclassified names shown, never dropped.

Sector allocation over time · how the GICS mix & top names shifted quarter by quarter

top 5/sector, rest → “Other” · 9 quarters

Information TechnologyAAPL, APH, CRWD, NVDA, MSFT · other

Health Care

FinancialsCTBI, V, BRK.B

Consumer Discretionary

Industrials

Communication Services

UnclassifiedIVV, IEF, IWM, ICF, IWV · other

Sector is classified on each name's CURRENT fundamentals, not point-in-time — apparent sector drift can reflect the market re-rating a holding, not a manager trade. 13F is a lagged quarterly snapshot of long positions in US-listed securities only — foreign companies held via a US listing or ADR ARE included, but shares listed only on non-US exchanges (plus shorts, options and cash) are not. Latest quarter: 6.6% of the book is sector-classified (unclassified names shown, never dropped).

Style box · size × value-growth placement of the reported book (2026-Q1), classified on current fundamentals (not point-in-time) — load it into PORT to overlay your own portfolio

Only 6% of book weight classified — the grid is NOT representative of the whole book.

holdings, colored by sector (9 classified)William Howard & Co Financial Advisors Inc centroid (Large Growth)

Information TechnologyHealth CareFinancialsConsumer DiscretionaryIndustrials

Style box summary for William Howard & Co Financial Advisors Inc: centroid Large Growth. Heaviest cells: Large Growth 5.4%, Small Core 0.8%, Large Core 0.2%.

Classified: 6.4% of book weight (9/54 names) · unclassified 93.6%: IVV, IEF, IWM, ICF, IWV, IEFA, BND, IUSG, IEI, EFA +35 more. Size: cap 70/20/10 bands; style: value/growth composite on our own metrics — not Morningstar's model.

Contribution holdings-based, any period

No contribution data for this period.

Holdings· 54 positions (2026-Q1) · largest first · Δ vs 2025-Q4

#	Security	Shares	Value	Weight	Δ QoQ
1	IVVISHARES TR	40,329	$26M	22.8%	HOLD
2	IEFISHARES TR	128,668	$12M	10.6%	HOLD
3	IWMISHARES TR	48,073	$12M	10.3%	HOLD
4	ICFIShares Cohen & Steers REIT ETF	160,831	$10M	8.6%	HOLD
5	IWVISHARES TR	13,775	$5M	4.4%	TRIM −3%
6	IEFAISHARES TR	55,734	$5M	4.4%	HOLD
7	BNDVANGUARD BD INDEX FDS	60,870	$4M	3.9%	HOLD
8	IUSGISHARES TR	22,566	$4M	3.0%	HOLD
9	IEIISHARES TR	29,165	$3M	3.0%	HOLD
10	EFAISHARES TR	30,524	$3M	2.6%	HOLD
11	VEAVANGUARD TAX-MANAGED FDS	36,725	$2M	2.0%	ADD 4%
12	SYKSTRYKER CORPORATION	5,490	$2M	1.6%	HOLD
13	SHYISHARES TR	20,485	$2M	1.5%	HOLD
14	APHAMPHENOL CORP	13,198	$2M	1.4%	HOLD
15	AAPLAPPLE INC	6,407	$2M	1.4%	TRIM −5%
16	TIPISHARES TR	13,410	$1M	1.3%	HOLD
17	VNQVANGUARD INDEX FDS	16,054	$1M	1.2%	ADD 7%
18	IEMGISHARES INC	16,259	$1M	1.0%	HOLD
19	VNQIVANGUARD INTL EQUITY INDEX F	22,558	$1M	0.9%	HOLD
20	QQQINVESCO QQQ TR	1,662	$959,535	0.8%	HOLD
21	CTBICOMMUNITY TR BANCORP INC	15,557	$944,621	0.8%	HOLD
22	AGGISHARES TR	9,340	$927,182	0.8%	HOLD
23	FRDMEA SERIES TRUST	15,856	$866,529	0.7%	HOLD
24	IWFISHARES TR	2,024	$863,051	0.7%	HOLD
25	PFFISHARES TR	28,211	$855,351	0.7%	HOLD
26	IWDISHARES TR	3,865	$825,921	0.7%	HOLD
27	IUSVISHARES TR	8,056	$823,726	0.7%	HOLD
28	SCZISHARES TR	8,774	$687,956	0.6%	HOLD
29	VUSBVANGUARD BD INDEX FDS	12,476	$621,118	0.5%	HOLD
30	FBNDFIDELITY TOTAL BOND ETF	12,964	$591,418	0.5%	HOLD
31	ITOTISHARES TR	3,930	$559,787	0.5%	HOLD
32	VOOVANGUARD INDEX FDS	924	$552,260	0.5%	HOLD
33	IJHISHARES TR	8,174	$551,984	0.5%	HOLD
34	VTIVANGUARD INDEX FDS	1,262	$404,928	0.3%	ADD 5%
35	IJRISHARES TR	3,102	$385,658	0.3%	HOLD
36	FNDFSCHWAB STRATEGIC TR	7,822	$382,711	0.3%	HOLD
37	SCHASCHWAB STRATEGIC TR	11,515	$334,831	0.3%	HOLD
38	VVISA INC	1,082	$327,024	0.3%	HOLD
39	VVVANGUARD INDEX FDS	1,054	$314,911	0.3%	ADD 47%
40	AMZNAMAZON COM INC	1,478	$307,823	0.3%	ADD 29%
41	AVLVAMERICAN CENTY ETF TR	3,781	$304,825	0.3%	HOLD
42	VWOVANGUARD INTL EQUITY INDEX F	5,578	$301,466	0.3%	HOLD
43	NVDANVIDIA CORPORATION	1,650	$287,762	0.2%	HOLD
44	SCHXSCHWAB U.S. LARGE-CAP ETF	10,753	$275,696	0.2%	HOLD
45	CRWDCROWDSTRIKE HLDGS INC	680	$265,479	0.2%	HOLD
46	IWOISHARES TR	814	$255,441	0.2%	HOLD
47	SCHVSCHWAB STRATEGIC TR	7,595	$231,651	0.2%	TRIM −4%
48	VIOOVANGUARD ADMIRAL FDS INC	2,014	$231,277	0.2%	HOLD
49	EEMISHARES TR	4,048	$229,886	0.2%	HOLD
50	SCHGSCHWAB U.S. LARGE-CAP GROWTH ETF	7,849	$228,646	0.2%	TRIM −4%
51	VXUSVANGUARD STAR FDS	2,926	$225,614	0.2%	HOLD
52	MCOMOODYS CORP	475	$207,219	0.2%	HOLD
53	IBMINTERNATIONAL BUSINESS MACHS	850	$206,031	0.2%	TRIM −4%
54	IWNISHARES TR	1,081	$204,947	0.2%	TRIM −16%

Position trends· top 15 holdings · shares held over 6 quarters

green added · red trimmed

Security

2024-Q4

2025-Q1

2025-Q2

2025-Q3

2025-Q4

2026-Q1

Latest value

IVVISHARES TR

47K

44K

43K

41K

40K

$26M

IEFISHARES TR

139K

138K

133K

130K

129K

$12M

IWMISHARES TR

48K

47K

48K

$12M

ICFIShares Cohen & Steers REIT ETF

157K

159K

160K

161K

$10M

IWVISHARES TR

16K

15K

14K

$5M

IEFAISHARES TR

59K

56K

55K

56K

$5M

BNDVANGUARD BD INDEX FDS

57K

59K

61K

$4M

IUSGISHARES TR

23K

$4M

IEIISHARES TR

29K

$3M

EFAISHARES TR

31K

$3M

VEAVANGUARD TAX-MANAGED FDS

37K

36K

37K

36K

35K

37K

$2M

SYKSTRYKER CORPORATION

$2M

SHYISHARES TR

20K

$2M

APHAMPHENOL CORP

14K

13K

$2M

AAPLAPPLE INC

$2M

Shares reported each quarter by the largest current holdings. Green = added vs the prior filing of that name, red = trimmed, grey = roughly held; a dash is a quarter with no 13F on file (a gap is skipped, not read as an exit). 13F is filed up to 45 days after quarter-end. Up to 40 quarters (10 years) available — use the selector above.

☆William Howard & Co Financial Advisors Inc