Financials · State Commercial Banks · Nasdaq · CIK 1166928 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $27.96Day −0.21%Mkt cap $477MP/E (FY) 14.6×1Y +54.3%Off 52W high −1.7%Vol (1Y) 28.5%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,293 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$18.64 |
| Implied upside−33.3% |
| Valuation confidenceMEDIUM |
| Short interest2.3% of sh out |
| Days to cover6.8d |
| 13F net flow (QoQ)+0.26% |
| Top-10 13F concentration73.6% |
| Next report (est.)2026-10-22 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)14.6× |
| Sales (TTM)$103.4M |
| Earnings (TTM)$38.4M |
| ROE13.2% |
| YTD+28.6% |
| 1Y+54.3% |
| 3Y+62.0% |
| 5Y+21.5% |
| 10Y+123.0% |
| Since incept. (ann.)+5.6% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)28.5% |
| Ann. volatility (3Y)33.1% |
| Sharpe (1Y)1.73 |
| Sharpe (3Y)0.64 |
| Max drawdown (1Y)−13.0% |
| Max drawdown (3Y)−26.9% |
| Beta (3Y vs SPY)0.78 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| FMR LLC | 1.4M | $34M | 8.47% | −0.0% |
| BlackRock, Inc. | 1.2M | $28M | 6.91% | −1.1% |
| VANGUARD CAPITAL MANAGEMENT LLC | 701,072 | $17M | 4.11% | new |
| DIMENSIONAL FUND ADVISORS LP | 651,924 | $16M | 3.83% | −0.3% |
| WEST BANCORPORATION INC | 418,161 | $10M | 2.45% | −0.8% |
| Aptus Capital Advisors, LLC | 408,568 | $10M | 2.40% | +1.0% |
| GEODE CAPITAL MANAGEMENT, LLC | 364,507 | $9M | 2.14% | +1.1% |
| STATE STREET CORP | 342,166 | $8M | 2.01% | −3.4% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-06-30 | 2026-07-23 | $0.64 | +36.2% | $28.1M | +18.0% |
| 2026-03-31 | 2026-04-23 | $0.61 | +32.6% | $26.9M | +16.6% |
| 2025-12-31 | 2026-01-29 | — | — | $23.3M | +11.8% |
| 2025-09-30 | 2025-10-23 | $0.55 | +57.1% | $25.0M | +23.1% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-22 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Fiduciary And Trust 47% · Deposit Account 27% · Debit Card 26%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin34.2% |
| EPS growth 3Y−11.4% |
| Sales growth 3Y−2.2% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
