Financials · National Commercial Banks · Nasdaq · CIK 828944 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $80.64Day −1.42%Mkt cap $4.2BP/E (FY) 15.8×1Y +44.4%Off 52W high −1.6%Vol (1Y) 24.1%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,293 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$55.72 |
| Implied upside−30.9% |
| Valuation confidenceLOW |
| Short interest4.2% of sh out |
| Days to cover4.9d |
| 13F net flow (QoQ)−2.66% |
| Top-10 13F concentration57.9% |
| Next report (est.)2026-10-22 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)15.8× |
| Sales (TTM)$1.09B |
| Earnings (TTM)$308.3M |
| ROE10.8% |
| YTD+46.8% |
| 1Y+44.4% |
| 3Y+91.4% |
| 5Y+94.5% |
| 10Y+156.6% |
| Since incept. (ann.)+8.3% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)24.1% |
| Ann. volatility (3Y)30.8% |
| Sharpe (1Y)1.63 |
| Sharpe (3Y)0.86 |
| Max drawdown (1Y)−14.9% |
| Max drawdown (3Y)−24.7% |
| Beta (3Y vs SPY)0.97 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 7.7M | $501M | 14.70% | −3.0% |
| DIMENSIONAL FUND ADVISORS LP | 3.6M | $233M | 6.84% | −0.9% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 3.3M | $213M | 6.26% | new |
| STATE STREET CORP | 2.9M | $190M | 5.58% | +0.3% |
| FRANKLIN RESOURCES INC | 2.6M | $169M | 4.95% | +4.4% |
| VANGUARD CAPITAL MANAGEMENT LLC | 2.4M | $155M | 4.55% | new |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | 1.5M | $101M | 2.96% | −6.7% |
| GEODE CAPITAL MANAGEMENT, LLC | 1.4M | $89M | 2.61% | −0.1% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-23 | $1.64 | +46.4% | $275.3M | +7.5% |
| 2025-12-31 | 2026-01-26 | — | — | $271.9M | +4.0% |
| 2025-09-30 | 2025-11-04 | $1.37 | +26.9% | $270.5M | +1.1% |
| 2025-06-30 | 2025-07-24 | $1.27 | +9.5% | $267.5M | +0.5% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-22 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Financial Service 26% · Trust Fees 12% · Credit And Debit Card 11% · Private Wealth Management 9% · Service Other 9%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin27.0% |
| EPS growth 3Y13.4% |
| Sales growth 3Y3.4% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
