Financials · National Commercial Banks · Nasdaq · CIK 203596 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $41.90Day −0.26%Mkt cap $4.0BP/E (FY) 18.8×1Y +37.7%Off 52W high −0.7%Vol (1Y) 27.6%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,294 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$37.18 |
| Implied upside−11.3% |
| Valuation confidenceMEDIUM |
| Short interest7.2% of sh out |
| Days to cover7.4d |
| 13F net flow (QoQ)+1.13% |
| Top-10 13F concentration53.2% |
| Next report (est.)2026-10-20 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)18.8× |
| Sales (TTM)$1.05B |
| Earnings (TTM)$320.7M |
| ROE6.5% |
| YTD+28.9% |
| 1Y+37.7% |
| 3Y+72.6% |
| 5Y+58.9% |
| 10Y+100.9% |
| Since incept. (ann.)+5.2% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)27.6% |
| Ann. volatility (3Y)30.1% |
| Sharpe (1Y)1.27 |
| Sharpe (3Y)0.75 |
| Max drawdown (1Y)−12.9% |
| Max drawdown (3Y)−26.9% |
| Beta (3Y vs SPY)0.68 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 7.6M | $263M | 7.92% | −4.1% |
| DIMENSIONAL FUND ADVISORS LP | 5.5M | $188M | 5.67% | +1.1% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 4.8M | $165M | 4.96% | new |
| VANGUARD CAPITAL MANAGEMENT LLC | 4.3M | $149M | 4.49% | new |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | 3.9M | $133M | 4.00% | −5.8% |
| STATE STREET CORP | 3.8M | $131M | 3.92% | +2.4% |
| GEODE CAPITAL MANAGEMENT, LLC | 2.4M | $84M | 2.52% | +3.0% |
| GOLDMAN SACHS GROUP INC | 2.1M | $73M | 2.19% | +31.3% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-21 | $0.88 | — | $257.2M | +33.2% |
| 2025-12-31 | 2026-01-27 | — | — | $265.6M | +63.0% |
| 2025-09-30 | 2025-10-22 | $0.84 | +55.6% | $261.6M | +73.5% |
| 2025-06-30 | 2025-07-29 | $0.57 | +29.5% | $260.7M | +76.2% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-20 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Fiduciary And Trust 32% · Personal Service Charges 28% · Trust Account Fees 25% · Commercial Banking Fees 8% · Wes Mark Fees 7%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin22.7% |
| EPS growth 3Y−9.6% |
| Sales growth 3Y18.4% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
