Financials · National Commercial Banks · NYSE · CIK 72971 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $83.87Day −3.45%Mkt cap $256.7BP/E (FY) 13.4×1Y +3.7%Off 52W high −14.2%Vol (1Y) 26.8%
Daily closing price, split-adjusted to the current basis; 3y shown of 6,679 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$62.88 |
| Implied upside−25.0% |
| Valuation confidenceMEDIUM |
| Short interest0.9% of sh out |
| Days to cover1.8d |
| 13F net flow (QoQ)−1.54% |
| Top-10 13F concentration52.5% |
| Next report (est.)2026-10-13 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)13.4× |
| Sales (TTM)$85.00B |
| Earnings (TTM)$21.70B |
| ROE11.8% |
| YTD−9.1% |
| 1Y+3.7% |
| 3Y+95.8% |
| 5Y+103.4% |
| 10Y+130.8% |
| Since incept. (ann.)+8.5% |
Total return through 2026-07-29 · series begins 2000-01-03. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)26.8% |
| Ann. volatility (3Y)28.0% |
| Sharpe (1Y)0.25 |
| Sharpe (3Y)0.95 |
| Max drawdown (1Y)−23.0% |
| Max drawdown (3Y)−24.7% |
| Beta (3Y vs SPY)0.88 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 260.8M | $20.8B | 8.52% | −0.6% |
| VANGUARD CAPITAL MANAGEMENT LLC | 200.8M | $16.0B | 6.56% | new |
| FMR LLC | 161.7M | $12.9B | 5.28% | −12.9% |
| STATE STREET CORP | 135.5M | $10.8B | 4.43% | −1.2% |
| JPMORGAN CHASE & CO | 129.2M | $9.9B | 4.22% | −1.3% |
| GEODE CAPITAL MANAGEMENT, LLC | 73.8M | $5.9B | 2.41% | +2.0% |
| Capital Research Global Investors | 72.9M | $5.8B | 2.38% | +94.8% |
| WELLINGTON MANAGEMENT GROUP LLP | 65.8M | $5.2B | 2.15% | −9.1% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-14 | $1.60 | +15.1% | $21.45B | +6.4% |
| 2025-12-31 | 2026-01-14 | — | — | $21.29B | +4.5% |
| 2025-09-30 | 2025-10-14 | $1.66 | +16.9% | $21.44B | +5.3% |
| 2025-06-30 | 2025-07-15 | $1.60 | +20.3% | $20.82B | +0.6% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-13 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Investment Advisory Management And Administrative Service 40% · Deposit Account 20% · Credit Card Merchant Discount 15% · Investment Advice 12% · Commissions And Brokerage Service Fees 10%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin25.5% |
| Debt / equity0.96× |
| EPS growth 3Y24.2% |
| Sales growth 3Y4.0% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
