Financials · National Commercial Banks · NYSE · CIK 801337 · FYE Dec 31 · Prices AT CLOSE 2026-07-28 (USD) — end-of-day, never a live or intraday quote
Last $77.09Day +0.18%Mkt cap $12.5BP/E (FY) 13.1×1Y +32.8%Off 52W high −0.7%Vol (1Y) 24.2%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,292 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$60.90 |
| Implied upside−21.0% |
| Valuation confidenceMEDIUM |
| Short interest7.0% of sh out |
| Days to cover3.1d |
| 13F net flow (QoQ)−2.03% |
| Top-10 13F concentration42.2% |
| Next report (est.)2026-10-21 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)13.1× |
| Sales (TTM)$2.95B |
| Earnings (TTM)$1.02B |
| ROE10.8% |
| YTD+23.8% |
| 1Y+32.8% |
| 3Y+78.6% |
| 5Y+87.7% |
| 10Y+190.2% |
| Since incept. (ann.)+5.0% |
Total return through 2026-07-28 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)24.2% |
| Ann. volatility (3Y)33.7% |
| Sharpe (1Y)1.31 |
| Sharpe (3Y)0.77 |
| Max drawdown (1Y)−14.0% |
| Max drawdown (3Y)−33.1% |
| Beta (3Y vs SPY)1.27 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 14.9M | $1.0B | 9.22% | +0.4% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 7.6M | $527M | 4.68% | new |
| VANGUARD CAPITAL MANAGEMENT LLC | 7.3M | $504M | 4.48% | new |
| DIMENSIONAL FUND ADVISORS LP | 6.3M | $439M | 3.90% | −20.1% |
| STATE STREET CORP | 6.0M | $415M | 3.69% | −6.0% |
| Invesco Ltd. | 5.1M | $357M | 3.17% | −6.8% |
| MILLENNIUM MANAGEMENT LLC | 4.4M | $305M | 2.71% | +984.6% |
| BANK OF AMERICA CORP /DE/ | 3.7M | $259M | 2.30% | +67.6% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-06-30 | 2026-07-21 | $1.56 | +2.6% | $740.0M | +3.4% |
| 2026-03-31 | 2026-04-28 | $1.50 | +15.4% | $735.9M | +4.4% |
| 2025-12-31 | 2026-01-23 | — | — | $746.2M | +12.9% |
| 2025-09-30 | 2025-10-17 | $1.54 | +40.0% | $732.6M | +13.1% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-21 is ESTIMATED from filing cadence (median gap 92d) — not company-confirmed.
Deposit Service Fees 66% · Other Non Interest Income 17% · Investment Advisory Management And Administrative Service 13% · Loans And Lease Related Fees 4%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin34.6% |
| Debt / equity0.08× |
| Total debt / EBITDA0.48× |
| EPS growth 3Y16.6% |
| Sales growth 3Y5.4% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
