Financials · State Commercial Banks · Nasdaq · CIK 737468 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $39.20Day −0.08%Mkt cap $747MP/E (FY) 14.5×1Y +56.3%Off 52W high −1.6%Vol (1Y) 35.5%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,295 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$29.61 |
| Implied upside−24.5% |
| Valuation confidenceMEDIUM |
| Short interest6.2% of sh out |
| Days to cover7.9d |
| 13F net flow (QoQ)+0.26% |
| Top-10 13F concentration57.9% |
| Next report (est.)2026-10-19 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)14.5× |
| Sales (TTM)$227.8M |
| Earnings (TTM)$52.7M |
| ROE10.0% |
| YTD+39.7% |
| 1Y+56.3% |
| 3Y+53.0% |
| 5Y+11.3% |
| 10Y+70.7% |
| Since incept. (ann.)+5.9% |
Total return through 2026-07-30 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)35.5% |
| Ann. volatility (3Y)37.2% |
| Sharpe (1Y)1.43 |
| Sharpe (3Y)0.57 |
| Max drawdown (1Y)−17.7% |
| Max drawdown (3Y)−32.2% |
| Beta (3Y vs SPY)0.78 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 2.5M | $82M | 12.90% | +1.8% |
| FMR LLC | 994,982 | $33M | 5.23% | −25.2% |
| VANGUARD CAPITAL MANAGEMENT LLC | 851,862 | $29M | 4.47% | new |
| DIMENSIONAL FUND ADVISORS LP | 693,201 | $23M | 3.64% | −15.9% |
| FRANKLIN RESOURCES INC | 655,867 | $22M | 3.44% | +3.4% |
| STATE STREET CORP | 577,408 | $19M | 3.03% | −3.6% |
| GEODE CAPITAL MANAGEMENT, LLC | 487,843 | $16M | 2.56% | +3.4% |
| TWO SIGMA INVESTMENTS, LP | 400,667 | $13M | 2.10% | +83.5% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-20 | $0.66 | +4.8% | $57.8M | −2.1% |
| 2025-12-31 | 2026-01-28 | — | — | $59.3M | — |
| 2025-09-30 | 2025-10-20 | $0.56 | −12.5% | $56.5M | +16.3% |
| 2025-06-30 | 2025-07-21 | $0.68 | +7.9% | $54.3M | +12.5% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-19 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Totalnoninterestincomeinscopeof Topic606 33% · Totalrevenuesinscopeof Topic606 33% · Investment Advisory Management And Administrative Service 24% · Gain On Sale Of Bank Owned Properties Net 4% · Card Interchange Fees 3%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin22.8% |
| EPS growth 3Y−13.0% |
| Sales growth 3Y1.6% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
