Financials · National Commercial Banks · Nasdaq · CIK 714310 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $14.32Day +0.28%Mkt cap $7.9BP/E (FY) 14.2×1Y +57.0%Off 52W high −5.8%Vol (1Y) 28.1%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,294 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$12.89 |
| Implied upside−10.0% |
| Valuation confidenceMEDIUM |
| Short interest7.8% of sh out |
| Days to cover7.5d |
| 13F net flow (QoQ)−0.16% |
| Top-10 13F concentration56.5% |
| Next report (est.)2026-10-22 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)14.2× |
| Sales (TTM)$2.09B |
| Earnings (TTM)$655.8M |
| ROE7.8% |
| YTD+23.8% |
| 1Y+57.0% |
| 3Y+59.3% |
| 5Y+37.1% |
| 10Y+141.6% |
| Since incept. (ann.)+4.2% |
Total return through 2026-07-30 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)28.1% |
| Ann. volatility (3Y)36.5% |
| Sharpe (1Y)1.73 |
| Sharpe (3Y)0.61 |
| Max drawdown (1Y)−13.6% |
| Max drawdown (3Y)−39.5% |
| Beta (3Y vs SPY)1.25 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 70.7M | $868M | 12.72% | +0.3% |
| DIMENSIONAL FUND ADVISORS LP | 29.7M | $365M | 5.36% | −2.1% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 25.0M | $307M | 4.50% | new |
| STATE STREET CORP | 23.3M | $289M | 4.20% | −10.9% |
| VANGUARD CAPITAL MANAGEMENT LLC | 21.3M | $261M | 3.83% | new |
| WELLINGTON MANAGEMENT GROUP LLP | 15.5M | $191M | 2.79% | +32.6% |
| GEODE CAPITAL MANAGEMENT, LLC | 14.6M | $180M | 2.64% | +12.4% |
| NOMURA ASSET MANAGEMENT INTERNATIONAL INC. | 12.5M | $153M | 2.24% | −6.0% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-23 | $0.28 | +55.6% | $540.4M | +13.0% |
| 2025-12-31 | 2026-01-29 | — | — | $541.2M | +14.1% |
| 2025-09-30 | 2025-10-23 | $0.28 | +55.6% | $511.1M | +8.5% |
| 2025-06-30 | 2025-07-24 | $0.22 | +69.2% | $495.0M | +9.3% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-22 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Investment Advisory Management And Administrative Service 51% · Deposit Account 49%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin29.5% |
| EPS growth 3Y−4.0% |
| Sales growth 3Y2.8% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
