Financials · State Commercial Banks · Nasdaq · CIK 1901637 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $22.02Day −2.78%Mkt cap $402MP/E (FY) 16.6×1Y +27.1%Off 52W high −7.2%Vol (1Y) 30.1%
Daily closing price, split-adjusted to the current basis; 3y shown of 1,253 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$13.68 |
| Implied upside−37.9% |
| Valuation confidenceMEDIUM |
| Short interest1.2% of sh out |
| Days to cover7.5d |
| 13F net flow (QoQ)−0.34% |
| Top-10 13F concentration73.4% |
| Next report (est.)2026-10-22 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)16.6× |
| Sales (TTM)$93.6M |
| Earnings (TTM)$27.8M |
| ROE12.1% |
| YTD+21.1% |
| 1Y+27.1% |
| 3Y+111.3% |
| 5Y+114.4% |
| Since incept. (ann.)+16.8% |
Total return through 2026-07-29 · series begins 2021-07-26. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)30.1% |
| Ann. volatility (3Y)35.7% |
| Sharpe (1Y)0.82 |
| Sharpe (3Y)0.89 |
| Max drawdown (1Y)−13.6% |
| Max drawdown (3Y)−23.2% |
| Beta (3Y vs SPY)0.68 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| Patriot Financial Partners GP II, L.P. | 1.9M | $34M | 10.16% | +0.0% |
| T. Rowe Price Investment Management, Inc. | 1.3M | $24M | 7.23% | −2.8% |
| ENDEAVOUR CAPITAL ADVISORS INC | 1.0M | $19M | 5.61% | −3.1% |
| ALLIANCEBERNSTEIN L.P. | 937,357 | $17M | 5.13% | −0.4% |
| BlackRock, Inc. | 908,837 | $17M | 4.98% | −3.8% |
| MENDON CAPITAL ADVISORS CORP | 574,100 | $11M | 3.14% | +17.9% |
| Curi Capital, LLC | 527,104 | $10M | 2.89% | +17.5% |
| VANGUARD CAPITAL MANAGEMENT LLC | 487,879 | $9M | 2.67% | new |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-23 | $0.51 | +34.2% | $26.2M | +14.7% |
| 2025-12-31 | 2026-01-22 | — | — | $18.0M | −21.6% |
| 2025-09-30 | 2025-10-23 | $0.45 | +28.6% | $25.0M | +15.8% |
| 2025-06-30 | 2025-07-24 | — | — | $24.4M | +18.9% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-22 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
| Net margin28.9% |
| Sales growth 3Y9.4% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
