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SPZCOUnum Group · UNMData at close 2026-07-30

Financials · Accident & Health Insurance · NYSE · CIK 5513 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote

Last $86.77Day +3.75%Mkt cap $13.7BP/E (FY) 20.3×1Y +24.2%Off 52W high −6.7%Vol (1Y) 26.0%

Price2023-07-31 → 2026-07-30

UNM close: $48.6 on 2023-07-31 to $86.8 on 2026-07-30.

Daily closing price, split-adjusted to the current basis; 3y shown of 5,295 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.

At a glance

Fair value (model)$67.33

Implied upside−22.4%

Valuation confidenceMEDIUM

Short interest1.9% of sh out

Days to cover1.9d

13F net flow (QoQ)−1.57%

Top-10 13F concentration50.2%

Next report (est.)2026-10-27

Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.

Key fundamentalsFY 2025

P/E (FY)20.3×

Sales (TTM)$13.35B

Earnings (TTM)$702.7M

ROE6.7%

Trailing returns

YTD+13.3%

1Y+24.2%

3Y+91.8%

5Y+266.2%

10Y+262.2%

Since incept. (ann.)+10.2%

Total return through 2026-07-30 · series begins 2005-07-08. Only the windows this history actually covers are shown.

Risk

Ann. volatility (1Y)26.0%

Ann. volatility (3Y)25.4%

Sharpe (1Y)0.47

Sharpe (3Y)0.99

Max drawdown (1Y)−15.3%

Max drawdown (3Y)−17.9%

Beta (3Y vs SPY)0.38

Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.

Top institutional holders13F 2026-Q1

Manager	Shares	Value	% sh out	QoQ
BlackRock, Inc.	18.2M	$1.3B	11.13%	+7.0%
VANGUARD PORTFOLIO MANAGEMENT LLC	9.3M	$682M	5.70%	new
FMR LLC	7.2M	$526M	4.40%	−3.0%
VANGUARD CAPITAL MANAGEMENT LLC	6.9M	$507M	4.24%	new
STATE STREET CORP	5.1M	$376M	3.14%	−3.4%
DIMENSIONAL FUND ADVISORS LP	4.1M	$298M	2.49%	+7.7%
MORGAN STANLEY	3.3M	$244M	2.04%	+2.3%
GEODE CAPITAL MANAGEMENT, LLC	3.3M	$243M	2.03%	+1.6%

Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.

Latest reported quarterslast report 2026-07-28

Period end	Reported	EPS	EPS YoY	Revenue	Rev YoY
2026-06-30	2026-07-28	$1.61	−16.1%	$3.37B	+0.3%
2026-03-31	2026-04-28	$1.41	+33.0%	$3.36B	+8.5%
2025-12-31	2026-02-05	—	—	$3.24B	+0.2%
2025-09-30	2025-11-03	$0.23	−93.4%	$3.38B	+5.0%

EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-27 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.

Basis & disclosures

End-of-day only. Every price on this sheet is a stored CLOSE — the last one is 2026-07-30. Nothing here is live, intraday or delayed-real-time, and the sheet does not update after it is printed.
Nothing is imputed. A figure that is not in the underlying filing or feed renders as “—”. We never fill a gap with an estimate, a peer median or a carried-forward value.
Mixed as-of dates by design. Prices are at the last close; fundamentals are at the latest reported fiscal period; 13F ownership is at the latest filed quarter (45+ days in arrears); short interest is the latest FINRA settlement. Each block states its own basis above.
Not investment advice. Model fair values, reverse-DCF grades and confidence labels are the output of published, disclosed methods on public filings — they are analysis, not a recommendation, a price target or a solicitation.
Fundamentals and ownership derive from SEC EDGAR (and equivalent foreign registers); prices from a licensed end-of-day vendor, shown under a neutral source label. Full methodology at spzco.com/methodology.