Financials · National Commercial Banks · Nasdaq · CIK 101382 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $148.27Day +2.98%Mkt cap $11.3BP/E (FY) 16.0×1Y +37.3%Off 52W high −0.9%Vol (1Y) 27.1%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,293 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$103.66 |
| Implied upside−30.1% |
| Valuation confidenceMEDIUM |
| Short interest5.4% of sh out |
| Days to cover6.6d |
| 13F net flow (QoQ)−2.03% |
| Top-10 13F concentration52.9% |
| Next report (est.)2026-10-27 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)16.0× |
| Sales (TTM)$2.83B |
| Earnings (TTM)$882.5M |
| ROE12.6% |
| YTD+29.4% |
| 1Y+37.3% |
| 3Y+119.6% |
| 5Y+72.3% |
| 10Y+216.9% |
| Since incept. (ann.)+9.7% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)27.1% |
| Ann. volatility (3Y)30.7% |
| Sharpe (1Y)1.33 |
| Sharpe (3Y)1.02 |
| Max drawdown (1Y)−18.6% |
| Max drawdown (3Y)−31.8% |
| Beta (3Y vs SPY)1.20 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 9.3M | $1.1B | 12.30% | +2.5% |
| UMB Bank, n.a. | 4.7M | $533M | 6.22% | −1.8% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 4.1M | $467M | 5.44% | new |
| STATE STREET CORP | 4.0M | $451M | 5.24% | −4.8% |
| VANGUARD CAPITAL MANAGEMENT LLC | 3.1M | $350M | 4.08% | new |
| DIMENSIONAL FUND ADVISORS LP | 2.9M | $328M | 3.83% | +1.9% |
| WELLINGTON MANAGEMENT GROUP LLP | 2.7M | $305M | 3.56% | +4.5% |
| FMR LLC | 2.4M | $273M | 3.19% | −8.1% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-28 | $3.35 | +176.9% | $739.2M | +31.1% |
| 2025-12-31 | 2026-01-27 | — | — | $720.9M | +66.0% |
| 2025-09-30 | 2025-10-28 | $2.36 | +5.8% | $678.3M | +67.0% |
| 2025-06-30 | 2025-07-29 | $2.82 | +36.2% | $689.2M | +76.7% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-27 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Institutional Banking 57% · Commercial Banking 25% · Personal Banking 19%
business segments · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin26.5% |
| Debt / equity0.06× |
| EPS growth 3Y1.6% |
| Sales growth 3Y21.8% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
