Financials · National Commercial Banks · CIK 1087456 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $38.75Day +0.00%Mkt cap $122MP/E (FY) 11.2×1Y +35.9%Off 52W high −13.9%Vol (1Y) 24.6%
Daily closing price, split-adjusted to the current basis; 3y shown of 2,527 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$34.38 |
| Implied upside−11.3% |
| Valuation confidenceMEDIUM |
| Days to cover1.0d |
| Top-10 13F concentration100.0% |
| Next report (est.)2026-10-15 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)11.2× |
| Sales (TTM)$45.6M |
| Earnings (TTM)$11.3M |
| ROE11.2% |
| Net margin24.8% |
| EPS growth 3Y−89.8% |
| Sales growth 3Y1.3% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
| YTD−8.8% |
| 1Y+35.9% |
| 3Y+139.4% |
| 5Y+40.6% |
| 10Y+184.8% |
| Since incept. (ann.)+11.5% |
Total return through 2026-07-30 · series begins 2016-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)24.6% |
| Ann. volatility (3Y)23.8% |
| Sharpe (1Y)1.37 |
| Sharpe (3Y)1.35 |
| Max drawdown (1Y)−17.0% |
| Max drawdown (3Y)−20.7% |
| Beta (3Y vs SPY)0.07 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| Pinnacle Holdings, LLC | 22,302 | $859,742 | — | +0.0% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total. % of shares outstanding not shown: no SEC cover-page share count falls within 120 days of the 2026-Q1 quarter end, so any percentage would rest on a count that cannot speak for this quarter. Holder share counts are shown as filed.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2022-12-31 | 2023-01-19 | $1.10 | — | $11.3M | −4.7% |
| 2022-09-30 | 2022-10-20 | $0.94 | −23.0% | $12.2M | −16.9% |
| 2022-06-30 | 2022-07-21 | $0.65 | −18.8% | $10.9M | −10.7% |
| 2022-03-31 | 2022-04-21 | $0.76 | −38.7% | $11.3M | −21.6% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-15 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
