Financials · State Commercial Banks · Nasdaq · CIK 731653 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $15.79Day +1.87%Mkt cap $91MP/E (FY) 11.8×1Y +16.9%Off 52W high −8.9%Vol (1Y) 33.6%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,294 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$13.64 |
| Implied upside−13.6% |
| Valuation confidenceMEDIUM |
| Short interest0.1% of sh out |
| Days to cover1.0d |
| 13F net flow (QoQ)−0.05% |
| Top-10 13F concentration72.7% |
| Next report (est.)2026-08-08 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)11.8× |
| Sales (TTM)$32.5M |
| Earnings (TTM)$7.8M |
| ROE11.6% |
| YTD+12.7% |
| 1Y+16.9% |
| 3Y+57.1% |
| 5Y+62.3% |
| 10Y+161.9% |
| Since incept. (ann.)+6.8% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)33.6% |
| Ann. volatility (3Y)37.5% |
| Sharpe (1Y)0.63 |
| Sharpe (3Y)0.60 |
| Max drawdown (1Y)−16.2% |
| Max drawdown (3Y)−24.1% |
| Beta (3Y vs SPY)0.76 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| VANGUARD CAPITAL MANAGEMENT LLC | 90,909 | $1M | 1.57% | new |
| Commonwealth Financial Services, LLC | 87,355 | $1M | 1.51% | +1.1% |
| GEODE CAPITAL MANAGEMENT, LLC | 49,669 | $755,702 | 0.86% | −8.5% |
| DIMENSIONAL FUND ADVISORS LP | 45,156 | $686,823 | 0.78% | +0.0% |
| Post Resch Tallon Group Inc. | 43,175 | $656,687 | 0.75% | +0.6% |
| BAHL & GAYNOR INC | 40,050 | $609,161 | 0.69% | +0.0% |
| Vawter Financial, Ltd. | 36,329 | $552,564 | 0.63% | +1.9% |
| Appalachian Capital Management Ltd | 33,372 | $507,594 | 0.58% | +0.0% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-05-07 | $0.33 | +3.1% | — | — |
| 2025-12-31 | 2026-02-03 | — | — | $8.9M | +17.9% |
| 2025-09-30 | 2025-11-07 | $0.34 | +9.7% | $8.1M | +9.8% |
| 2025-06-30 | 2025-08-01 | $0.33 | +10.0% | $8.0M | +8.1% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-08-08 is ESTIMATED from filing cadence (median gap 93d) — not company-confirmed.
| EPS growth 3Y−3.7% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
