Financials · State Commercial Banks · OTC · CIK 1725262 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $68.00Day +0.00%Mkt cap $162MP/E (FY) 12.0×1Y +54.2%Off 52W high +0.0%Vol (1Y) 13.3%
Daily closing price, split-adjusted to the current basis; 3y shown of 1,890 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$71.64 |
| Implied upside+5.4% |
| Valuation confidenceMEDIUM |
| Short interest0.0% of sh out |
| Days to cover1.0d |
| 13F net flow (QoQ)+0.00% |
| Top-10 13F concentration100.0% |
| Next report (est.)2026-09-20 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)12.0× |
| Sales (TTM)$69.9M |
| Earnings (TTM)$15.6M |
| ROE9.1% |
| YTD+40.0% |
| 1Y+54.2% |
| 3Y+57.5% |
| 5Y+63.8% |
| 10Y+235.1% |
| Since incept. (ann.)+13.5% |
Total return through 2026-07-30 · series begins 2016-07-13. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)13.3% |
| Ann. volatility (3Y)13.5% |
| Sharpe (1Y)3.33 |
| Sharpe (3Y)1.20 |
| Max drawdown (1Y)−7.1% |
| Max drawdown (3Y)−18.4% |
| Beta (3Y vs SPY)0.21 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| Siena Capital Partners GP, LLC | 61,917 | $3M | 2.60% | +0.0% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-05-13 | $1.86 | +75.5% | $17.8M | +16.8% |
| 2025-12-31 | 2026-03-09 | — | — | $17.8M | — |
| 2025-09-30 | 2025-10-29 | $1.53 | +21.4% | $17.4M | +13.4% |
| 2025-06-30 | 2025-09-15 | $1.46 | +53.7% | $16.9M | +14.7% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-09-20 is ESTIMATED from filing cadence (median gap 65d) — not company-confirmed.
Mortgage Banking 65% · Non Interest Income Other 16% · Financial Service Other 10% · Service 8% · Fiduciary And Trust 1%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin20.3% |
| Debt / equity0.00× |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
