Skip to content
KStart free
AI InfrastructureDefenseQuantumAll studies →

TXMD US Equity

TherapeuticsMD, Inc.Health Care · Pharmaceutical Preparations · CIK 25743 · FY ends Dec 31
$2.03
+0.02 (+1.00%)
USD · as of 2026-08-19 · marketstack

TXMD · 10-K · period ended 2023-12-31

← all TXMD documents
filed 2024-03-29 · EDGAR original ↗

Our rendering of the filing — original pagination and typography are not reproduced, and tables are reduced to their short label cells (the figures live on FA). Nothing is summarized: every line below is the filing's own text.

blocks 5701,169 of 3,404313k characters rendered

Item 1A. Risk factors

Investing in our common stock involves a high

degree of risk. You should carefully consider the following risk factors, together with all of the information included in this 2023

10-K Report and our other filings with the SEC, before you decide to purchase shares of our common stock. We believe the risks and uncertainties

described below are the most significant we face. Additional risks and uncertainties of which we are unaware, or that we currently deem

immaterial, also may become important factors that affect us. If any of the following risks occur, our business, financial condition,

or results of operations could be materially and adversely affected. In that case, the trading price of our common stock could decline,

and you may lose all or part of your investment.

Our business is subject to a number of risks

and uncertainties. The following is a summary of the principal risk factors described in this section:

● There is substantial doubt about our ability to continue as a going concern.

● We could be affected by transitions in our senior management team.

● Our products and our licensees are subject to extensive government regulation.

● Our success is tied to the distribution channels of our licensees.

11

Risks related to our business

We currently derive

all revenue from royalties related to sales of our licensed women’s healthcare products, and the failure of our licensees to maintain

or increase sales of these products could have an adverse effect on our business, financial condition, results of operations, and growth

prospects.

Following the Mayne Transaction,

we derive all revenue from royalties related to sales of our women’s healthcare products, including patient-controlled, long-acting

contraceptive, hormone therapy pharmaceutical products, prenatal and women’s multi-vitamins, and iron supplements. We cannot assure

you that our licensees will be able to sustain such sales or that such sales will grow. In addition to other risks described herein,

the ability of our licensees to maintain or increase existing product sales is subject to several risks and uncertainties, including

the following:

● changed or increased regulatory restrictions or regulatory actions by the FDA;

● acceptance of our products as safe and effective by physicians and patients.

If revenue from royalties

related to sales of our products does not increase, we may be required to seek to raise additional funds, which could have an adverse

effect on our business, financial condition, results of operations, and growth prospects. In addition, our revenue from royalties is

based on information compiled by, and received from, our licensees. If the sales information provided by our licensees is erroneous,

it could have an adverse effect on our business, financial condition and results of operations.

We have incurred net

losses in the past and there are no assurances we will be able to maintain or increase profitability in the future.

In the past, we have incurred recurring net losses, including net losses

of $10.3 million and $172.4 million for 2023 and 2021, respectively. In 2022, we recognized net income of $112.0 million due to the net

proceeds from the Mayne Transaction and vitaCare divestiture exceeding our costs and expenses. We utilized most of the net proceeds

to repay borrowings and redeem our preferred stock. As of December 31, 2023, our stockholders’ equity was $29.3 million. We have

funded our operations to date primarily from public and private sales of equity and private sales of debt securities. We may incur substantial

additional losses over the next few years because of costs associated with the winddown of our historical business as well as the ongoing

costs of being a public company. As a result, we may not maintain or increase profitability. If we continue to incur substantial losses,

because the royalties of our products are insufficient or otherwise, and are unable to secure additional financing, we could be forced

to discontinue or curtail our business operations, merge, consolidate, or combine with a company with greater financial resources in a

transaction that might be unfavorable to us.

There is substantial

doubt about our ability to continue as a going concern.

Our current liquidity position raises substantial doubt about our

ability to continue as a going concern and Berkowitz Pollack Brant, Advisors + CPAs, our independent registered public accounting

firm for the fiscal year ended December 31, 2023, has included an explanatory paragraph in their opinion that accompanies our

audited consolidated financial statements as of and for the year ended December 31, 2023, indicating such. If Mayne Pharma’s

sales of IMVEXXY, BIJUVA, or ANNOVERA grow more slowly than expected or decline, if the net working capital settlement with Mayne

Pharma under the Transaction Agreement is greater than our current estimates, if we are unsuccessful with future financings or if

the supply chains related to the third-party contract manufacturers are worse than we anticipate, our existing cash reserves may be

insufficient to satisfy our liquidity requirements. Our ability to continue as a going concern may depend on our ability to obtain

additional capital as well as our ability to minimize operational expenses, including any potential net working capital adjustments

relating to the Mayne Transaction. As substantial doubt about our ability to continue as a going concern exists, our ability to

finance our operations through the sale and issuance of debt or equity securities or through bank or other financing could be

impaired. Our ability to obtain financing on reasonable terms is subject to factors beyond the Company’s control, including

general economic, political, and financial market conditions. The capital markets have in the past experienced, are currently

experiencing, and may in the future experience, periods of upheaval that could impact the availability and cost of equity and debt

financing and there can be no assurance that such financing will be available on terms commercially acceptable to the Company, or at

all. If we sell equity securities, convertible securities or other securities current investors may be materially diluted by

subsequent sales. If we are unable to improve our liquidity position, we may not be able to continue as a going concern.

12

We have experienced

significant turnover in our top executives, and our business could be adversely affected by these and other transitions in our senior

management team.

We have experienced turnover

in our top executives and the replacement of these positions with new officers. In December 2022, following the Mayne Transaction, all

our top executives, except for our former General Counsel, were terminated, and our former General Counsel was appointed as Chief Executive

Officer.

Management transition is often

difficult and inherently causes some loss of institutional knowledge, which could negatively affect the results of operations and financial

condition. Our ability to execute our business strategies may be adversely affected by the uncertainty associated with these transitions

and the time and attention of the board and management dedicated to management transitions could disrupt our business. Further, we cannot

guarantee that we will not face similar turnover in the future. Although we generally enter into employment agreements with our executives,

our executive officers may terminate their employment relationship with us at any time, and we cannot ensure that we will be able to

retain the services of any of them. Our senior management’s knowledge of our business and industry could be difficult to replace,

and management turnover could negatively affect our business, growth, financial conditions, results of operations and cash flows.

Our dependence upon

third parties for the manufacture and supply of our existing women’s healthcare products may cause delays in or prevent our licensees

from successfully commercializing and marketing our products.

We do not currently have,

nor do we currently plan to build or acquire, the infrastructure or capability to internally manufacture our existing women’s healthcare

products, IMVEXXY, BIJUVA, and ANNOVERA. We have relied, and will continue to rely, on third parties to manufacture these products in

accordance with specifications and in compliance with applicable regulatory requirements, including the FDA’s current Good Manufacturing

Practice (“cGMPs”). We entered into long-term supply agreements with Catalent Pharma Solutions, LLC for the commercial supply

of IMVEXXY and BIJUVA which have been assigned to Mayne Pharma. We also entered into a long-term supply contract with QPharma AB, now

known as Sever Pharma Solutions, for ANNOVERA, which contract was also assigned to Mayne Pharma. We depended on Lang, a full-service,

private label and corporate brand manufacturer, to supply our vitaMedMD and BocaGreen products. We do not have long-term contracts for

the commercial supply of our vitaMedMD and BocaGreen products. We believe that our licensees evolved these relationships based on the

products they licensed from us. We continue to provide support for the third party manufacturers and our licensees as needed.

Regulatory requirements could

pose barriers to the manufacture of our women’s healthcare products. All of our existing products are manufactured by third-party

contract manufacturing organizations (“CMOs”). These CMOs are required to manufacture our products in compliance with the

applicable regulatory requirements. The CMO that manufactures IMVEXXY and BIJUVA has previously been inspected by the FDA and received

Form 483 observations with respect to its softgel manufacturing plant that is used for the manufacture of the commercial supply of IMVEXXY

and BIJUVA. The CMO that manufactures ANNOVERA has previously been inspected by the FDA and received Form 483 observations with respect

to its facility that is used for the commercial supply of ANNOVERA. We believe that corrective actions to address the compliance issues

identified in the referenced Forms 483 have been implemented by the CMOs and that the CMOs continue to have the right to manufacture

under current regulations.

If the manufacturers of our

products cannot successfully manufacture material that conforms to specifications and the strict regulatory requirements of the FDA and

any applicable foreign regulatory authority, regulatory submissions related to our products may be delayed or disapproved, and our marketed

products may be affected. If these facilities are not in compliance for the manufacture of our products, our licensees may need to find

alternative manufacturing facilities, which would result in substantial disruptions of sales of our products. In addition, manufacturers

of our products will be subject to ongoing periodic unannounced inspections by the FDA and corresponding state and foreign agencies for

compliance with cGMPs and similar regulatory requirements. Failure by any of the manufacturers of our products to comply with applicable

cGMP regulations or other applicable requirements could result in sanctions being imposed on us or our licensees, including fines, injunctions,

civil penalties, violation letters, delays, suspensions or withdrawals of approvals, operating restrictions, interruptions in supply,

recalls, withdrawals, issuance of safety alerts, and criminal prosecutions, any of which could have an adverse impact on our business,

financial condition, results of operations, and prospects. Our licensees may seek to enter into long-term agreements with alternative

manufacturers on commercially reasonable terms, and if they do enter into agreements with alternative manufacturers, those alternative

manufacturers may not be approved by the FDA or subsequently lose FDA approval to manufacture our drugs, any of which could have an adverse

impact on our business. We also could experience manufacturing delays if our CMOs give greater priority to the supply of other products

over our products to the delay or other detriment of our products, or otherwise do not satisfactorily perform according to the terms

of their agreements.

We have also experienced a

greater than expected amount of raw materials for ANNOVERA being out of specification. If any of the third-party CMOs of our products

or any suppliers of raw materials or API experience further difficulties, do not comply with the terms of their agreements, or do not

devote sufficient time, energy, and care to providing our manufacturing needs, or if any manufacturing specification modifications that

we or Mayne Pharma have requested are not approved by the FDA, we could experience additional interruptions in the supply of our products,

which may have a material adverse impact on our revenue, results of operations, and financial position.

13

Our licensees also do not

have long-term contracts for the supply of all the API used in BIJUVA, and ANNOVERA. If any supplier of the API or other products used

in our products experiences any significant difficulties in its respective manufacturing processes, chooses to cease supplying, or does

not devote sufficient time, energy, and care to providing our manufacturing needs, we could experience significant interruptions in the

supply of our products, which could impair our licensee’s ability to supply our products at the levels required for commercialization

and prevent or delay their successful commercialization.

The commercial success

of our existing products will depend upon gaining and retaining significant market acceptance of these products among physicians and

payers.

Physicians may not prescribe

our products, which would prevent us from generating revenue or becoming profitable. Market acceptance of our products, including our

hormone therapy pharmaceutical products and patient-controlled, long-acting contraceptive, by physicians, patients, and payers, will

depend on a number of factors, many of which are beyond our control, including the following:

● the availability and efficacy of competitive drugs and devices;

● the effectiveness of our licensee’s sales force and marketing efforts;

● limitations or warnings contained in a product’s FDA-approved labeling; and

● prevalence and severity of adverse side effects.

Even if the medical community

accepts that our products are safe and effective for their approved indications, physicians may not immediately be receptive to their

use or may be slow to adopt our products as an accepted treatment for the symptoms for which they are intended. Labeling approved by

the FDA may not permit our licensees to promote our products as being superior to competing products, because the FDA applies a heightened

level of scrutiny to comparative claims when applying its statutory standards for advertising and promotion, including with regard to

its requirements for supporting data and that promotional labeling be truthful and not misleading, and there is potential for differing

interpretations of whether certain communications are consistent with a product’s FDA-required labeling. If our products do not

achieve an adequate level of acceptance by physicians and payers, we may not generate sufficient or any revenue from royalties related

to sales of these products. In addition, the efforts of our licensees to educate the medical community and third-party payers on the

benefits of our products may require significant resources and may never be successful.

Coverage and reimbursement

may not be available for our products, which could make it difficult for our licensees to sell our products profitably.

Market acceptance and sales

of our products, including IMVEXXY, BIJUVA, and ANNOVERA, and our prescription vitamins, will depend on coverage and reimbursement policies

and may be affected by healthcare reform measures. Government healthcare programs and third-party payers decide which prescription pharmaceutical

products they will pay for and establish reimbursement levels. Payers generally do not cover OTC products, and coverage for prescription

vitamins and dietary supplements varies. Many private third-party payers, such as managed care plans, manage access to pharmaceutical

products’ coverage partly to control costs to their plans, and may use drug formularies and medical policies to limit their exposure.

Factors considered by these payers include product efficacy, cost effectiveness, and safety, as well as the availability of other treatments

including generic prescription drugs. The ability to commercialize IMVEXXY, BIJUVA, and ANNOVERA successfully depends on coverage and

reimbursement levels set by government healthcare programs and third-party private payers. Obtaining and maintaining favorable reimbursement

can be a time-consuming and expensive process, and our licensees may not be able to negotiate or continue to negotiate reimbursement

or pricing terms for our products with payers at levels that are profitable to them, or at all.

14

In both the U.S. and some foreign jurisdictions, there have been several

legislative and regulatory proposals to change the healthcare system in ways that could affect our licensees’ ability to sell our

products profitably. Payment or reimbursement of prescription drugs by Medicaid or Medicare requires manufacturers of the drugs to submit

pricing information to CMS. The Medicaid Drug Rebate statute requires manufacturers to calculate and report price points, which are used

to determine Medicaid rebate payments shared between the states and the federal government and Medicaid payment rates for the drug. For

drugs paid under Medicare Part B, manufacturers must also calculate and report their Average Sales Price (“ASP”), which is

used to determine the Medicare Part B payment rate for the drug. The federal government sets general guidelines for Medicaid and requires

rebates on outpatient drugs. Each state creates specific regulations that govern its individual program, including supplemental rebate

programs that prioritize coverage for drugs on the state Preferred Drug List. In the United States, private health insurers and other

third-party payers often provide reimbursement for products and services based on the level at which the government provides reimbursement

through the Medicare or Medicaid programs for such products and services. In addition, government programs like Medicaid include substantial

penalties for increasing commercial prices over the rate of inflation which can affect realization and return on investment. The cost

of pharmaceuticals continues to generate substantial governmental and third-party payer interest and states have begun to take action

to increase transparency in drug pricing through mandatory reporting requirements. We expect that the pharmaceutical industry will experience

pricing pressures due to the trend toward managed healthcare, the increasing influence of managed care organizations, and additional legislative

proposals. Our results of operations could be adversely affected by current and future healthcare reforms. While we cannot predict whether

any proposed cost-containment measures will be adopted or otherwise implemented in the future, any such cost-reduction initiatives could

decrease the coverage and price that our licensees receive for our products from Medicare, if any, including IMVEXXY, BIJUVA, and ANNOVERA,

and could significantly harm our business. It was historically unclear whether products approved to treat moderate-to-severe dyspareunia,

a symptom of vulvar and vaginal atrophy due to menopause, such as IMVEXXY, were excluded under Medicare Part D, which resulted in limited

Medicare coverage for such products. A clarification issued by CMS in May 2018 indicated that drugs, such as IMVEXXY, that are approved

for the treatment of moderate-to-severe dyspareunia (as well as drugs approved for the treatment of moderate-to-severe symptoms of vulvar

and vaginal atrophy associated with menopause) are not excluded from Medicare Part D coverage. CMS’s clarification, however, is

no guarantee that such coverage will be obtained or maintained for IMVEXXY and obtaining Medicare or other government healthcare program

reimbursement for any new pharmaceutical products may take up to several years following FDA approval.

The ability of our licensees

to commercialize ANNOVERA depends on coverage and reimbursement levels set by government healthcare programs and third-party private

payers. Despite our licensees coverage with commercial payers, there is no guarantee that our licensees will be able to retain ours or

their agreements or obtain new agreements, or that they will be able to negotiate favorable reimbursement or pricing terms for our products

in the future. Healthcare reform implementation, additional legislation or regulations, and other changes in government policy or regulation

may affect our licensees’ reimbursement or impose additional coverage limitations and/or cost-sharing obligations on patients,

any of which could have an adverse effect on coverage and reimbursement of our products, and our business, financial condition, results

of operations, and prospects could be harmed.

We expect that our licensees

will experience pricing pressures in connection with the sale of our products generally due to the trend toward managed healthcare, the

increasing influence of health maintenance organizations, the scrutiny of pharmaceutical pricing, the ongoing debates on reducing government

spending and additional legislative proposals. We cannot predict whether new proposals will be made or adopted, when they may be adopted,

or what impact they may have on us if they are adopted.

The availability of generic

products at lower prices than branded products may substantially reduce the likelihood of reimbursement for branded products, such as

IMVEXXY, BIJUVA, and ANNOVERA.

If our licensees fail to successfully

secure and maintain adequate coverage and reimbursement for our products or are significantly delayed in doing so, they could have difficulty

achieving market acceptance of our products and our business, financial condition, results of operations, and prospects could be harmed.

Time and costs associated

with winding down our general and administrative, commercial, and research and development activities may be significant.

There are significant costs

associated with winding down our normal historic operations, such as separation of employees, termination of contracts and engagement

of external consultants, all of which have and in the future will reduce our cash resources and take up large portions of our employees’

and consultants’ time. We have received certain invoices related to our historic operations that

we are currently disputing. Our accruals related to such invoices reflect the amount we believe we will be responsible for based on the

current information we have. Any litigation related to such disputes or to the winding down of our operations, as well as any unforeseen

liabilities related to the same, could have a material impact on our business, growth, financial conditions, results of operations and

cash flows. There is no guarantee that our cash and cash equivalents on hand at any given time will be enough to cover

our liabilities associated with winding down our historic operations.

Unfavorable global economic

conditions could harm our business, financial condition or results of operations.

Our results of operations

could be harmed by general conditions in the global economy and in the global financial markets. A severe or prolonged economic downturn,

including the impact of increased interest rates and inflation, could result in a variety of risks to our business, including our ability

to raise additional capital when needed on acceptable terms, if at all. The foregoing could harm our business and we cannot anticipate

all the ways in which unfavorable economic conditions and financial market conditions could harm our business.

15

Licensing of intellectual

property involves complex legal, business, and scientific issues, and disputes could jeopardize our rights under such agreements.

We are currently and may in

the future be a party to license agreements of importance to our business and to our products. Disputes may arise between us and any

of these counterparties regarding intellectual property subject to and each parties’ obligations under such agreements, including:

● the effects of termination.

These or other disputes over

our obligations, our licensees’ obligations, or intellectual property that we have licensed may prevent or impair our ability to

maintain our current arrangements on acceptable terms, or may impair the value of the arrangement to us. Any such dispute could have

an adverse effect on our business.

In July 2018, we entered into

the Population Council License Agreement to obtain exclusive U.S. rights to commercialize ANNOVERA. The agreement required us to commercialize

this product and enter into certain manufacturing agreements, make timely milestone and other payments, provide certain information regarding

our activities under the agreement, and indemnify the other party with respect to our development and commercialization activities under

the terms of the agreements. The Company’s license under the Population Council License Agreement was sold to Mayne Pharma as part

of the Mayne Transaction.

If Mayne Pharma, with respect

to the ANNOVERA license agreement that we have assigned to Mayne Pharma, fails to meet obligations under that license agreement in a

material respect, the Population Council could have the right to terminate the agreement and upon the effective date of such termination,

have the right to re-obtain the related technology as well as, potentially, aspects of any intellectual property controlled by Mayne

Pharma and developed during the period the agreement was in force that relate to the applicable technology. This means that Population

Council could effectively take control of the development and commercialization of ANNOVERA after an uncured, material breach of the

agreement by us or Mayne Pharma. Any uncured, material breach under a license agreement could result in our loss of exclusive rights

and may lead to a complete termination of any commercialization efforts for the applicable product.

In connection with the Mayne

Transaction, we granted a license to Mayne Pharma (i) to research, develop, register, manufacture, have manufactured, market, sell, use,

and commercialize the Licensed Products in the United States and its possessions and territories and (ii) to manufacture, have manufactured,

import and have imported the Licensed Products outside the United States for commercialization in the United States and its possessions

and territories. Any disputes arising under the agreements governing the Mayne Transaction may have a material adverse impact on our

revenue, results of operations and financial position.

We have also entered into

licensing and supply agreements with Knight pursuant to which we granted Knight an exclusive license to commercialize IMVEXXY and BIJUVA

in Canada and Israel and with Theramex pursuant to which we granted Theramex an exclusive license to commercialize BIJUVA, and IMVEXXY

outside of the U.S., except for Canada and Israel.

Sales of our products in the

U.S. and our rights to receive royalties with respect to such sales could be adversely affected if products manufactured outside of the

U.S. or for sale outside of the U.S. under the terms of these licensing and supply agreements are reimported and sold in the U.S. In

addition, our rights to receive royalties with respect to our products sold outside the U.S. could be adversely affected if our licensees

fail to diligently pursue approval of our products, or opt not to sell our products, in certain jurisdictions where they are not required

to do so.

We maintain our cash

at financial institutions, often in balances that exceed federally insured limits.

The majority of our cash is

held in accounts at U.S. banking institutions that we believe are of high quality. Cash held in depository accounts may exceed the $250,000

Federal Deposit Insurance Corporation (“FDIC”) insurance limits. If such banking institutions were to fail, such as Silicon

Valley Bank when the FDIC took control in March 2023, we could lose all or a portion of those amounts held in excess of such insurance

limitations. In the future, our access to our cash in amounts adequate to finance our operations could be significantly impaired by the

financial institutions with which we have arrangements directly facing liquidity constraints or failures. Any material loss that we may

experience in the future could have a material adverse effect on our financial condition and could materially impact our ability to pay

our operational expenses or make other payments.

16

Our products and our licensees are subject

to extensive and costly government regulation.

Our products are subject to

extensive and rigorous domestic government regulation, including regulation by the FDA, the Centers for Medicare & Medicaid Services

(“CMS”), other divisions of the U.S. Department of Health and Human Services, including its Office of Inspector General (“OIG”),

the U.S. Department of Justice (“DOJ”), the Departments of Defense and Veterans Affairs, to the extent our products are paid

for directly or indirectly by those departments, state and local governments, and their respective foreign equivalents. The FDA regulates

dietary supplements, cosmetics, and drugs under different regulatory schemes. For example, the FDA regulates the processing, formulation,

safety, manufacturing, packaging, labeling, and distribution of dietary supplements and cosmetics under its dietary supplement and cosmetic

authority, respectively. The FDA also regulates the research, development, pre-clinical and clinical testing, manufacture, safety, effectiveness,

record keeping, reporting, labeling, storage, approval, advertising, promotion, sale, distribution, import, and export of pharmaceutical

products under various regulatory provisions. If any of our products are marketed abroad, they will also be subject to extensive regulation

by foreign governments, whether or not we have obtained FDA approval for a given product and its uses. Such foreign regulation may be

equally or more demanding than corresponding U.S. regulation.

We and our licensees are also

subject to additional healthcare regulation and enforcement by the federal government and the states in which we conduct our business.

Applicable federal and state healthcare laws and regulations include the following:

● The federal Anti-Kickback Statute (“AKS”)

● The Civil Monetary Penalties Law (“CMPL”)

● The Health Insurance Portability and Accountability Act of 1996 (“HIPAA”)

● Section 5(a) of the Federal Trade Commission Act

● The Physician Payments Sunshine Act

● Analogous state laws and regulations

Many aspects of these laws

have not been definitively interpreted by the regulatory authorities or the courts, and their provisions are open to a variety of subjective

interpretations that increases the risk of potential violations. In addition, these laws and their interpretations are subject to change.

Many state laws differ from each other in significant ways and often are not preempted by federal laws, thus complicating compliance

efforts. Moreover, the number and complexity of both federal and state laws continues to increase, and additional governmental resources

are being used to enforce these laws and to prosecute companies and individuals who are believed to be violating them. We anticipate

that government scrutiny of pharmaceutical sales and marketing practices will continue for the foreseeable future and subject us to the

risk of government investigations and enforcement actions. For example, federal enforcement agencies recently have shown interest in

pharmaceutical companies’ product and patient assistance programs, including manufacturer reimbursement support services and relationships

with specialty pharmacies. Some of these investigations have resulted in significant civil and criminal settlements.

Efforts to ensure that our

operations, including our business arrangements with third parties including our licensees, comply with applicable healthcare laws and

regulations could be costly. Although effective compliance programs can help mitigate the risk of investigation, regulatory and enforcement

actions, and prosecution for violations of these laws, the risks cannot be entirely eliminated. Moreover, achieving and sustaining compliance

with applicable federal and state fraud, privacy, security, and reporting laws may prove costly. We cannot guarantee that a government

agency will agree with our interpretations, and it is possible that an enforcement authority may find or we may discover that one or

more of our business practices may not comply. If our past or present operations, including activities conducted by our sales team or

agents, are found to be in violation of any of these laws or any other governmental regulations that may apply to us, we may be subject

to significant civil, criminal, and administrative penalties, damages, fines, and exclusion from government healthcare programs. Any

action against us for violation of these laws, even if we successfully defend against it, could cause us to incur significant legal expenses,

divert our management’s attention from the operation of our business, and damage our reputation. In addition, even if we are not

determined to have violated these laws, government investigations into these issues typically require the expenditure of significant

resources and generate negative publicity, and could result in related stockholder suits, any of which could also have an adverse effect

on our business, financial condition and results of operations.

In addition, from time to

time in the future, we or our licensees may become subject to additional laws or regulations issued by federal or state agencies, all

of which are subject to influence resulting from changes in political party control. We are uncertain of the impact or outcome of new

legislation, regulation, Executive Orders, rescission of rules and policy statements, or new agency priorities, especially any relative

impact on the healthcare regulatory and policy landscape, or the impact they may have on our business.

17

Such developments could, however,

require reformulation of certain products to meet new standards, recalls or discontinuance of certain products not able to be reformulated,

additional record-keeping requirements, increased documentation of the properties of certain products, additional or different labeling,

additional scientific substantiation, additional personnel, or other new requirements. Any such developments could have an adverse effect

on our business.

Recently enacted or

future legislation or regulations may adversely affect reimbursement from government healthcare programs and third-party payers.

There have been efforts by

government officials and legislators to implement measures to regulate prices or payment for pharmaceutical products, including legislation

on drug importation, which could adversely affect our royalty revenues. Recently enacted federal and state laws have put considerable

pressure on the pricing of pharmaceutical products.

We are unable to predict the

future course of federal or state healthcare legislation in the United States directed at broadening the availability of healthcare and

containing or lowering the cost of healthcare. The Patient Protection and Affordable Care Act (“ACA”) and any further changes

in the law or regulatory framework could also have an adverse effect on our business, financial condition, and results of operations.

Further, if a federal government

shutdown were to occur for a prolonged period, federal government payment obligations, including its obligations under Medicaid and Medicare,

may be delayed. Similarly, if state government shutdowns were to occur, state payment obligations may be delayed. If the federal or state

governments fail to make payments under these programs on a timely basis, the ability of our licensees to sell our products to government

payers may be limited, thereby reducing anticipated revenues and profitability.

Even after the approval

of IMVEXXY, BIJUVA, and ANNOVERA, the products and the holder of the marketing authorizations will still face extensive, ongoing regulatory

requirements and review, and the products may face future development and regulatory difficulties.

With respect to IMVEXXY, BIJUVA,

and ANNOVERA, the FDA may still impose significant restrictions on a product’s indicated uses or marketing or to the conditions

for approval or impose ongoing requirements for potentially costly post-approval studies, including phase 4 clinical trials or post-market

surveillance. As a condition to granting marketing approval of a product, the FDA may require additional clinical trials. The results

generated in these post-approval clinical trials could result in loss of marketing approval, changes in product labeling, or new or increased

concerns about side effects or efficacy of a product. For example, the labeling for IMVEXXY, BIJUVA, and ANNOVERA contains restrictions

on use and warnings. The Food and Drug Administration Amendments Act of 2007 gives the FDA enhanced post-market authority, including

the imposition of a Risk Evaluation and Mitigation Strategy (“REMS”) as well as explicit authority to require post-market

studies and clinical trials, labeling changes based on new safety information, and compliance with FDA-approved REMS programs. IMVEXXY,

BIJUVA, and ANNOVERA will also be subject to ongoing FDA requirements governing the manufacturing, labeling, packaging, storage, distribution,

safety surveillance and reporting, advertising, promotion, record keeping, and reporting of safety and other post-market information.

The FDA’s exercise of its authority could result in delays or increased costs during product development, clinical trials and regulatory

review, increased costs to comply with additional post-approval regulatory requirements, and potential restrictions on sales of approved

products. Foreign regulatory agencies often have similar authority and may impose comparable requirements.

As part of the FDA’s

approval of IMVEXXY, we committed to conduct a post-approval observational study to evaluate the risk of endometrial cancer in post-menopausal

women with a uterus who use a low-dose vaginal estrogen unopposed by a progestogen such as IMVEXXY, which study was assumed by Mayne

Pharma as the holder of the new drug application (“NDA”). As part of the FDA’s approval of ANNOVERA, the FDA has required

four non-closed post-marketing studies, including both post-marketing reviews and post-marketing commitments. Each study has a timeline

for completion and submission of a final report to the FDA. If a post-approval study is not fulfilled according to FDA requirements,

the FDA may impose certain further requirements and penalties against the holder of the NDA, which could include withdrawal of the NDA

approval and withdrawal of the product from the market. For ANNOVERA, post marketing studies are being performed by the Population Council

and Mayne Pharma as the NDA holder. In July 2021, we received a letter from the FDA indicating that the post-marketing commitment study

being conducted by the Population Council for ANNOVERA to characterize the in vivo release rate of ANNOVERA was not fulfilled to FDA’s

satisfaction. In addition, the final reports for the two post-marketing requirement studies being performed by the Population Council

for ANNOVERA were not submitted by the initial listed submission deadline, which deadlines have since been extended by FDA. To the extent

that Mayne Pharma or the Population Council, as applicable, does not fulfil these studies to the FDA’s satisfaction, the ability

of our licensees to sell the applicable product may be limited and there may be an adverse impact on our revenue and results of operations.

Post-marketing studies, whether

conducted by us or by others and whether mandated by regulatory agencies or voluntary, and other emerging data about marketed products,

such as adverse event reports, may also adversely affect sales of our pharmaceutical product candidates once approved, and potentially

our other marketed products. Further, the discovery of significant problems with a product similar to one of our products that implicate

(or are perceived to implicate) an entire class of products could have an adverse effect on sales of our approved products. Accordingly,

new data about our products could negatively affect demand because of real or perceived side effects or uncertainty regarding efficacy

and, in some cases, could result in product withdrawal or recall. Furthermore, new data and information, including information about

product misuse, may lead government agencies, professional societies, and practice management groups or organizations involved with various

diseases to publish guidelines or recommendations related to the use of our products or the use of related therapies or place restrictions

on sales. Such guidelines or recommendations may lead to lower sales of our products.

18

Manufacturers of pharmaceutical

products and their facilities are subject to continual review and periodic inspections by the FDA and other regulatory authorities for

compliance with the FDA’s cGMP regulations and other regulatory requirements, such as adverse event reporting. Facilities for the

manufacturer of pharmaceutical products also undergo internal audits as well as external audits by third parties. If our licensees or

a regulatory agency discovers problems with a product, such as adverse events of unanticipated severity or frequency or problems with

the facility where the product is manufactured, a regulatory agency may impose restrictions on that product, the manufacturing facility,

or our licensees, including requiring recall or withdrawal of the product from the market or suspension of manufacturing, requiring new

warnings or other labeling changes to limit use of the drug, requiring that additional clinical trials be conducted, imposing new monitoring

requirements, or requiring the establishment of a REMS program. Advertising and promotional materials must comply with FDA rules in addition

to other potentially applicable federal and state laws and are subject to review by FDA. If the FDA raises concerns regarding our licensees’

promotional materials or messages, they may be required to modify or discontinue using them and may be required to provide corrective

information.

Commercial products must now

meet the requirements of the Drug Supply Chain Security Act (“DSCSA”) which imposes obligations on manufacturers of prescription

pharmaceutical products for commercial distribution, regulating the distribution of the products at the federal level, and sets certain

standards for federal or state registration and compliance of entities in the supply chain (manufacturers and re-packagers, wholesale

distributors, third-party logistics providers, and dispensers). The DSCSA preempts previously enacted state pedigree laws and the pedigree

requirements of the Prescription Drug Marketing Act (“PDMA”) and its implementing regulations. Trading partners within the

drug supply chain must now ensure certain product tracing requirements are met that they are doing business with other authorized trading

partners; and they are required to exchange transaction information, transaction history, and transaction statements. Product identifier

information (an aspect of the product tracing scheme) is also now required. The DSCSA requirements, development of standards, and the

system for product tracing have been and will continue to be phased in over a period of years. The distribution of product samples continues

to be regulated under the PDMA, and some states also impose regulations on drug sample distribution.

Our activities and the activities

of our licensees are also potentially subject to federal and state consumer protection and unfair competition laws. If we, our licensees

or our third-party suppliers fail to comply with applicable regulatory requirements, a regulatory agency may take any of the following

actions:

● seek an injunction or impose civil or criminal penalties or monetary fines;

● suspend or withdraw regulatory approval;

Recent government enforcement

has targeted pharmaceutical companies for violations of fraud, abuse and other laws.

The federal government has

pursued actions against pharmaceutical companies for violations of fraud, abuse, and other laws, including, but not limited to the AKS, False Claims Act, FDCA, HIPAA, HITECH, Ryan Haight Act, and others, including marketing and promotional

compliance programs or codes of conduct, and law or rules requiring reporting of commercial activities.

We cannot ensure that ours

or our licensee’s compliance controls, policies, and procedures will be sufficient to protect against acts of ours or their employees,

business partners, licenses, or vendors that may violate federal or state fraud and abuse laws or other applicable requirements.

The violations of any of these

law or rules may result in penalties that may force us to expend significant amounts of time and money and may significantly inhibit

our licensee’s ability to continue to market our products and generate revenue. Following the closing of the vitaCare Divestiture,

we may still be required to indemnify the buyer of vitaCare in the event any enforcement related to activities prior to the vitaCare

Divestiture. Similar regulations apply in foreign jurisdictions.

19

If our dietary supplement,

hormone therapy pharmaceutical products or patient-controlled, long-acting contraceptive products do not have the effects intended

or cause undesirable side effects, our business may suffer.

Although many of the ingredients

in our dietary supplement products are vitamins, minerals, and other substances for which there is a long history of human consumption,

they also contain innovative ingredients or combinations of ingredients. Furthermore, our hormone therapy or patient-controlled, long-acting

contraceptive pharmaceutical products have been approved by the FDA based on its assessment of the safety and efficacy of these products.

While we believe that all of these products and the combinations of ingredients in them are safe when taken as directed, the products

could have certain undesirable side effects if not taken as directed or if taken by a consumer who has certain medical conditions. In

addition, these products may not have the effect intended if they are not taken in accordance with certain instructions, which include

certain dietary or other labeling restrictions. Furthermore, there can be no assurance that any of the products, even when used as directed,

will have the effects intended or will not have harmful side effects in an unforeseen way or on an unforeseen cohort. If any of our are

shown to be harmful or generate negative publicity from perceived harmful effects, our business, financial condition, results of operations,

and prospects could be harmed significantly.

Our products face significant

competition from branded and generic products, and our operating results will suffer if we fail to compete effectively.

Development and awareness

of our products will depend largely upon our licensee’s success in increasing the consumer base for our products. The pharmaceutical

and dietary supplement industries are intensely competitive and subject to rapid and significant technological change. Our products face

intense competition, including from major multinational pharmaceutical and dietary supplement companies, established biotechnology companies,

specialty pharmaceutical, and generic drug companies. Many of these companies have greater financial and other resources, such as larger

R&D staffs and more experienced marketing and manufacturing organizations. As a result, these companies may obtain regulatory approval

more rapidly and may be more effective in selling and marketing their products. They also may invest heavily to accelerate discovery

and development of novel compounds or to in-license novel compounds that could make the products that we sell or develop obsolete. Smaller

or early-stage companies may also prove to be significant competitors, particularly through collaborative arrangements with large, established

companies. If our licensees are unable to economically promote or maintain our brand, our business, results of operations and financial

condition could be severely harmed. In addition, loss of exclusivity may provide opportunity for competing products, particularly generics,

to siphon off our consumers.

In February 2020, we received

a Paragraph IV certification notice letter (the “IMVEXXY Notice Letter”) regarding an ANDA submitted to the FDA by Teva Pharmaceuticals

USA, Inc. (“Teva”). See “If our efforts or the efforts of our licensees to protect the proprietary nature of the intellectual

property covering our hormone therapy pharmaceutical products and other products are not adequate, we may not be able to compete effectively

in our market” below for more information regarding the IMVEXXY Notice Letter. Additionally, on March 2020, we received a Paragraph

IV certification notice letter (the “BIJUVA Notice Letter”) regarding an ANDA submitted to FDA by Amneal Pharmaceuticals.

See Item 1. Business – Pharmaceutical Regulation – Regulatory Exclusivity for more information on the BIJUVA Notice Letter.

In addition, we cannot predict

what additional ANDAs could be filed by Teva or other potential generic competitors requesting approval to market generic forms of our

products, which if approved, could result in significant decreases in the revenue derived from royalties sales of our marketed products

and thereby harm our business and financial condition.

Our future success depends

on our ability to attract and retain qualified personnel.

We have one employee and use

a limited number of external consultants for the operation of our company, any of whom may terminate their consultancy with us at any

time. We may not be able to attract and retain consultants on acceptable terms given the competition for similar personnel. Some of our

consultants and advisors may be employed by employers other than us and may have commitments under consulting or advisory contracts with

other entities that may limit their availability to us. We do not maintain “key person” insurance. If we are unable to continue

to use our current consultants, or if we are unable to recruit new consultants, then our ability to operate our business will be negatively

impacted and it could interfere with our ability to receive any potential royalties.

Our financial condition

and results of operations in 2021 and 2022 were, and our financial condition and results of operations in the future may be, adversely

affected by the COVID-19 pandemic and any future pandemics or epidemics.

Our business was impacted

by the COVID-19 pandemic and it may be impacted by any future pandemics or epidemics. The severity of the impact of any pandemic on our

business and operating results will depend on future developments that are highly uncertain and cannot be accurately predicted.

20

During the COVID-19 pandemic,

stay at home, quarantine, and social distancing orders and closures and restrictions on travel negatively affected the ability of our

sales force to access healthcare providers to promote our products and the ability of patients to visit their healthcare professionals

for non-emergent matters. The sales force of our licensees may continue to use a hybrid model of office visits when necessary and digital

engagement tools and tactics and virtual detailing, which may be less effective than their ordinary course sales and marketing programs.

Further. our future results

of operations and liquidity could be adversely affected during or following any future pandemics or epidemics by extended billing and

collection cycles at our company, our licensees, or otherwise; delays in payments of outstanding receivable amounts beyond normal payment

terms, including royalty payments; supply chain disruptions; and uncertain demand.

Also, disruptions have

occurred and may occur in the future that affect our licensees’ ability to obtain supplies or other components for our products,

manufacture additional products, or deliver inventory in a timely manner. This would result in lost sales (and royalties) and damage

to our reputation.

Our business may also be

affected by negative impacts of any future pandemic or epidemic on capital markets and economies worldwide, and it is possible that a

pandemic could cause a local and/or global economic recession. While policymakers globally have responded with fiscal policy actions

to support the healthcare industry and economy as a whole, the magnitude and overall effectiveness of these actions remains uncertain.

We may also experience

other unknown impacts from COVID-19 or any future pandemics or epidemics that cannot be predicted. Accordingly, disruptions to our business

as a result of COVID-19 and other pandemics or epidemics could continue to result in an adverse effect on our business, results of operations,

financial condition and prospects in the near-term and beyond 2024.

Failure to obtain

regulatory approval outside the U.S. will prevent our licensees from marketing our hormone therapy pharmaceutical products in non-U.S.

markets.

We have entered into licensing

and supply agreements with Knight and Theramex to commercialize IMVEXXY and BIJUVA in non-U.S. markets. To market these products in the

European Union and many other non-U.S. jurisdictions, our licensees must obtain separate regulatory approvals. We have had limited interactions

with non-U.S. regulatory authorities, the approval procedures vary among countries and can involve additional testing, and the time required

to obtain approval may differ from that required to obtain FDA approval or clearance. Approval or clearance by the FDA does not ensure

approval by regulatory authorities in other countries, and approval by one or more non-U.S. regulatory authorities does not ensure approval

by other regulatory authorities in other countries or by the FDA. The non-U.S. regulatory approval process may include all risks associated

with obtaining FDA approval or clearance. For these non-U.S. regulatory approvals, our licensees may not obtain them on a timely basis,

if at all. Our licensees’ failure to receive necessary non-U.S. regulatory approvals to commercialize IMVEXXY and BIJUVA in a given

market could have an adverse effect on our business, financial condition, results of operations, and prospects.

In addition, by seeking

to obtain approval to market IMVEXXY and BIJUVA in one or more non-U.S. markets, we or our licensees will be subject to rules and regulations

in those markets relating to our products. In some countries, particularly countries of the European Union, each of which has developed

its own rules and regulations, pricing is subject to governmental control. In these countries, pricing negotiations with governmental

authorities can take considerable time after the receipt of regulatory approval for a drug. To obtain reimbursement or pricing approval

in some countries, our licensees may be required to conduct a clinical trial that compares the cost-effectiveness of our pharmaceutical

product to other available products. If reimbursement of our pharmaceutical product is unavailable or limited in scope or amount, or

if pricing is set at unsatisfactory levels, our licensees may be unable to generate revenues and achieve or sustain profitability with

respect to any given market, which could have an adverse effect on our business, financial condition, results of operations, and prospects.

If our licensees obtain approval to market IMVEXXY or BIJUVA in one or more non-U.S. markets, there will be additional pharmacovigilance

reporting requirements for our products. To the extent that the non-U.S. markets in which our licensees distribute our products have

different pharmacovigilance reporting requirements than the U.S., there is a risk that the marketing of our drugs in those countries

may increase the number of adverse events reported for our products.

Our success is tied to our licensees’

distribution channels.

Our revenue is dependent

on our licensees’ distribution through wholesale distributors and retail pharmacy distributors. Our business would be harmed if

our licensees’ customers refused to distribute our products and if our licensees were not able to replace such customers through

their distribution channels.

Our ability to utilize net operating loss

carryforwards may be limited.

As of December 31, 2023, we had federal net operating loss (“NOL”)

carryforwards of $577.0 million. Subject to applicable limitations, our NOL may be used to offset future taxable income, to the extent

we generate any taxable income, and thereby reduce our future federal income taxes otherwise payable.

21

Section 382 of the Internal

Revenue Code of 1986, as amended, imposes limitations on a corporation’s ability to utilize NOL carryforwards if it experiences

an ownership change as defined in Section 382. In general terms, an ownership change may result from transactions increasing the ownership

of certain stockholders in the stock of a corporation by more than 50 percent over a three-year period. If an ownership change has occurred,

or were to occur, utilization of our NOL carryforwards would be subject to an annual limitation under Section 382 determined by multiplying

the value of our stock at the time of the ownership change by the applicable long-term tax-exempt rate. Any unused annual limitation

may be carried over to later years. We may be found to have experienced an ownership change under Section 382 because of events in the

past or the issuance of shares of our common stock in the future. If so, the use of our NOL carryforwards, or a portion thereof, against

our future taxable income may be subject to an annual limitation under Section 382.

In 2017, the U.S. federal government enacted comprehensive tax legislation

commonly referred to as the Tax Cuts and Jobs Act (the “2017 Tax Act”). The 2017 Tax Act makes broad and complex changes to

the U.S. federal tax code, including, but not limited to reducing the U.S. federal corporate tax rate from 34 percent to 21 percent and

imposing new restrictions on the use of NOL carryforwards. The 2017 Tax Act reduced the corporate tax rate to 21 percent, effective January

1, 2018. Management assessed the valuation allowance analyses with respect to our NOL carryforwards as affected by various aspects of

the 2017 Tax Act and determined that a full valuation allowance continues to be appropriate. Additionally, to address the impact of the

COVID-19 pandemic, the Coronavirus Aid, Relief, and Economic Security Act, or the CARES Act, was enacted into law in March 2020. The CARES

Act includes several significant business tax provisions that, among other things, includes further statutory amendments to the rules

governing NOL carryforwards, as amended by the 2017 Tax Act. The CARES Act limits the NOL deduction in taxable years beginning in 2021

to the lesser of the NOL carryforwards or 80% of the taxpayer’s taxable income (after considering the deduction for NOL arising in tax

years beginning before January 1, 2018), which may restrict our ability to offset future taxable income with NOL carryforwards and increase

our future federal income taxes otherwise payable.

Any failure of our licensees

to adequately maintain a sales force or adequately promote our products will impede our growth.

We are substantially dependent

on the sales forces of our licensees to attract new business and to manage existing customer relationships. There is significant competition

for qualified, productive direct sales personnel with advanced sales skills and technical knowledge. Our ability to achieve growth in

revenue in the future will depend, in large part, on our licensees’ success in recruiting, training, and retaining direct sales

personnel, and their decision to adequately promote our products. If our licensees are unable to hire, engage, and develop enough productive

sales personnel or fail to adequately promote our products, our business prospects could suffer.

Risks related to our

intellectual property

If our efforts or the

efforts of our licensees to protect the proprietary nature of the intellectual property covering our hormone therapy pharmaceutical products

and other products are not adequate, we may not be able to compete effectively in our market.

Our commercial success will

depend in part on ours and our licensees’ ability to obtain additional patents and protect our existing patent positions as well

as our ability to maintain adequate protection of other intellectual property for our hormone therapy pharmaceutical products. If we

do not adequately protect our intellectual property, competitors may be able to use our technologies and erode or negate any competitive

advantage we may have, which could harm our business and ability to achieve profitability. The patent positions of pharmaceutical companies

are highly uncertain. The legal principles applicable to patents are in transition due to changing court precedent and legislative action,

and we cannot be certain that the historical legal standards surrounding questions of validity will continue to be applied or that current

defenses relating to issued patents in these fields will be sufficient in the future. Changes in patent laws in the U.S., such as the

America Invents Act of 2011, may affect the scope, strength, and enforceability of our patent rights or the nature of proceedings that

may be brought by us related to our patent rights. In addition, the laws of some foreign countries do not protect proprietary rights

to the same extent as the laws of the U.S., and we may encounter significant problems in protecting our proprietary rights in these countries.

We will be able to protect our proprietary rights from unauthorized use by third parties only to the extent that our proprietary technologies

are covered by valid and enforceable patents or are effectively maintained as trade secrets.

These risks include the possibility of the following:

Source: SEC EDGAR (public domain) · 10-K for the period ended 2023-12-31, filed 2024-03-29 · accession 0001213900-24-028003

Filing HTML rendered to line-structured narrative text by the shipped reducer (datafeeds.edgar_fulltext.visible_text, keep_table_headers=True): scripts and inline-XBRL headers are dropped, and table content is reduced to its short label cells — numeric table data is not rendered and is therefore not counted. The same rendering is used for every year, so a year-over-year comparison is like for like.

The text is our rendering of the filing, not a facsimile: original pagination, typography and tables are not reproduced, and the numbers live in the financial statements (FA).

The outline locates item HEADINGS in this document. Only Items 1A and 7 have certified boundaries elsewhere in the terminal (the redline and the narrative-overlap number); every span here runs from one heading found to the next heading found.

How the outline was chosen. It is the longest chain of item headings that runs forward through both the document and the standard item order: 23 headings are on that chain and 17 further heading-shaped lines are not — the table-of-contents echo of every item, cross-references and exhibit-list mentions. Each entry's length is measured from its heading to the next heading on the chain.