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SPZCOTIPTREE INC. · TIPTData at close 2026-07-30

Financials · Fire, Marine & Casualty Insurance · Nasdaq · CIK 1393726 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote

Last $17.58Day −4.77%Mkt cap $694MP/E (FY) 24.3×1Y −15.1%Off 52W high −35.9%Vol (1Y) 32.4%

Price2023-07-31 → 2026-07-30

TIPT close: $14.8 on 2023-07-31 to $17.6 on 2026-07-30.

Daily closing price, split-adjusted to the current basis; 3y shown of 3,967 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.

At a glance

Fair value (model)$12.00

Implied upside−35.0%

Valuation confidenceLOW

Short interest2.3% of sh out

Days to cover4.0d

13F net flow (QoQ)+0.50%

Top-10 13F concentration60.9%

Next report (est.)2026-10-28

Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.

Key fundamentalsFY 2025

P/E (FY)24.3×

Sales (TTM)$488,000

Earnings (TTM)$43.5M

ROE7.2%

Trailing returns

YTD−3.1%

1Y−15.1%

3Y+25.0%

5Y+97.4%

10Y+311.8%

Since incept. (ann.)+11.1%

Total return through 2026-07-30 · series begins 2010-10-15. Only the windows this history actually covers are shown.

Risk

Ann. volatility (1Y)32.4%

Ann. volatility (3Y)34.8%

Sharpe (1Y)−0.42

Sharpe (3Y)0.39

Max drawdown (1Y)−37.9%

Max drawdown (3Y)−37.9%

Beta (3Y vs SPY)0.51

Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.

Top institutional holders13F 2026-Q1

Manager	Shares	Value	% sh out	QoQ
DIMENSIONAL FUND ADVISORS LP	2.1M	$36M	5.67%	+1.7%
BlackRock, Inc.	2.0M	$34M	5.38%	−2.4%
Veradace Capital Management LLC	1.8M	$31M	4.87%	+29.6%
VANGUARD CAPITAL MANAGEMENT LLC	989,326	$17M	2.61%	new
Steamboat Capital Partners, LLC	690,000	$12M	1.82%	+39.7%
GEODE CAPITAL MANAGEMENT, LLC	624,144	$11M	1.65%	+3.8%
STATE STREET CORP	524,547	$9M	1.38%	−1.1%
KENNEDY CAPITAL MANAGEMENT LLC	494,489	$8M	1.31%	+2.4%

Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.

Latest reported quarterslast report 2026-07-29

Period end	Reported	EPS	EPS YoY	Revenue	Rev YoY
2026-03-31	2026-04-30	$0.34	+161.5%	$0	−100.0%
2025-09-30	2025-10-31	$0.13	−55.2%	$540.3M	+9.3%
2025-06-30	2025-07-30	$0.37	+19.4%	$528.8M	−3.3%
2025-03-31	2025-04-30	$0.13	−40.9%	$497.4M	−0.2%

EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-28 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.

Basis & disclosures

End-of-day only. Every price on this sheet is a stored CLOSE — the last one is 2026-07-30. Nothing here is live, intraday or delayed-real-time, and the sheet does not update after it is printed.
Nothing is imputed. A figure that is not in the underlying filing or feed renders as “—”. We never fill a gap with an estimate, a peer median or a carried-forward value.
Mixed as-of dates by design. Prices are at the last close; fundamentals are at the latest reported fiscal period; 13F ownership is at the latest filed quarter (45+ days in arrears); short interest is the latest FINRA settlement. Each block states its own basis above.
Not investment advice. Model fair values, reverse-DCF grades and confidence labels are the output of published, disclosed methods on public filings — they are analysis, not a recommendation, a price target or a solicitation.
Fundamentals and ownership derive from SEC EDGAR (and equivalent foreign registers); prices from a licensed end-of-day vendor, shown under a neutral source label. Full methodology at spzco.com/methodology.