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SPZCOHANOVER INSURANCE GROUP, INC. · THGData at close 2026-07-28

Financials · Fire, Marine & Casualty Insurance · NYSE · CIK 944695 · FYE Dec 31 · Prices AT CLOSE 2026-07-28 (USD) — end-of-day, never a live or intraday quote

Last $224.15Day +2.11%Mkt cap $7.8BP/E (FY) 12.3×1Y +38.6%Off 52W high −0.5%Vol (1Y) 20.8%

Price2023-07-28 → 2026-07-28

THG close: $113 on 2023-07-28 to $224 on 2026-07-28.

Daily closing price, split-adjusted to the current basis; 3y shown of 5,294 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.

At a glance

Fair value (model)$131.72

Implied upside−41.2%

Valuation confidenceMEDIUM

Short interest3.4% of sh out

Days to cover3.5d

13F net flow (QoQ)−2.53%

Top-10 13F concentration47.5%

Next report (est.)2026-07-29

Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.

Key fundamentalsFY 2025

P/E (FY)12.3×

Sales (TTM)$6.69B

Earnings (TTM)$721.1M

ROE20.7%

Trailing returns

YTD+23.9%

1Y+38.6%

3Y+112.3%

5Y+89.7%

10Y+256.6%

Since incept. (ann.)+11.5%

Total return through 2026-07-28 · series begins 2005-07-08. Only the windows this history actually covers are shown.

Risk

Ann. volatility (1Y)20.8%

Ann. volatility (3Y)21.7%

Sharpe (1Y)1.69

Sharpe (3Y)1.27

Max drawdown (1Y)−10.0%

Max drawdown (3Y)−14.0%

Beta (3Y vs SPY)0.25

Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.

Top institutional holders13F 2026-Q1

Manager	Shares	Value	% sh out	QoQ
BlackRock, Inc.	3.7M	$638M	10.52%	+2.8%
VANGUARD PORTFOLIO MANAGEMENT LLC	1.9M	$335M	5.52%	new
STATE STREET CORP	1.6M	$283M	4.66%	+36.0%
VANGUARD CAPITAL MANAGEMENT LLC	1.5M	$252M	4.15%	new
PRICE T ROWE ASSOCIATES INC /MD/	1.4M	$240M	3.96%	−5.0%
AQR CAPITAL MANAGEMENT LLC	1.0M	$175M	2.90%	+6.3%
AMERICAN CENTURY COMPANIES INC	1.0M	$174M	2.87%	+41.3%
FULLER & THALER ASSET MANAGEMENT, INC.	989,837	$172M	2.83%	−48.1%

Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.

Latest reported quarterslast report 2026-04-29

Period end	Reported	EPS	EPS YoY	Revenue	Rev YoY
2026-03-31	2026-04-29	$5.20	+48.6%	$1.70B	+6.1%
2025-12-31	2026-02-04	—	—	$1.67B	+5.5%
2025-09-30	2025-10-29	$4.90	+75.0%	$1.67B	+6.4%
2025-06-30	2025-07-31	$4.30	+283.9%	$1.65B	+7.7%

EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-07-29 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.

Basis & disclosures

End-of-day only. Every price on this sheet is a stored CLOSE — the last one is 2026-07-28. Nothing here is live, intraday or delayed-real-time, and the sheet does not update after it is printed.
Nothing is imputed. A figure that is not in the underlying filing or feed renders as “—”. We never fill a gap with an estimate, a peer median or a carried-forward value.
Mixed as-of dates by design. Prices are at the last close; fundamentals are at the latest reported fiscal period; 13F ownership is at the latest filed quarter (45+ days in arrears); short interest is the latest FINRA settlement. Each block states its own basis above.
Not investment advice. Model fair values, reverse-DCF grades and confidence labels are the output of published, disclosed methods on public filings — they are analysis, not a recommendation, a price target or a solicitation.
Fundamentals and ownership derive from SEC EDGAR (and equivalent foreign registers); prices from a licensed end-of-day vendor, shown under a neutral source label. Full methodology at spzco.com/methodology.