Financials · State Commercial Banks · Nasdaq · CIK 714562 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $80.84Day +1.40%Mkt cap $961MP/E (FY) 12.1×1Y +54.5%Off 52W high −1.5%Vol (1Y) 26.6%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,294 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$64.75 |
| Implied upside−19.9% |
| Valuation confidenceMEDIUM |
| Short interest2.9% of sh out |
| Days to cover3.0d |
| 13F net flow (QoQ)−0.35% |
| Top-10 13F concentration58.3% |
| Next report (est.)2026-10-27 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)12.1× |
| Sales (TTM)$267.5M |
| Earnings (TTM)$80.6M |
| ROE13.2% |
| YTD+37.2% |
| 1Y+54.5% |
| 3Y+136.3% |
| 5Y+137.4% |
| 10Y+188.6% |
| Since incept. (ann.)+8.1% |
Total return through 2026-07-30 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)26.6% |
| Ann. volatility (3Y)29.0% |
| Sharpe (1Y)1.72 |
| Sharpe (3Y)1.14 |
| Max drawdown (1Y)−13.2% |
| Max drawdown (3Y)−20.2% |
| Beta (3Y vs SPY)0.67 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 1.5M | $95M | 12.60% | +0.2% |
| DIMENSIONAL FUND ADVISORS LP | 712,352 | $45M | 5.99% | +0.5% |
| FIRST FINANCIAL CORP /IN/ | 640,273 | $40M | 5.38% | +0.2% |
| VANGUARD CAPITAL MANAGEMENT LLC | 478,087 | $30M | 4.02% | new |
| STATE STREET CORP | 464,443 | $29M | 3.91% | +3.1% |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 428,376 | $27M | 3.60% | −13.5% |
| LSV ASSET MANAGEMENT | 396,261 | $25M | 3.33% | −1.4% |
| AMERICAN CENTURY COMPANIES INC | 371,491 | $23M | 3.12% | +9.2% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-28 | $1.67 | +7.7% | $68.2M | +9.1% |
| 2025-12-31 | 2026-02-03 | — | — | $70.5M | +14.1% |
| 2025-09-30 | 2025-10-28 | $1.75 | +136.5% | $65.8M | +12.6% |
| 2025-06-30 | 2025-07-22 | $1.57 | +63.5% | $63.1M | +28.2% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-27 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Service Charges On Deposits And Debit Card Fee Income 81% · Asset Management Fees 15% · Servicing Fees 3% · Interchange Income 2%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin30.3% |
| Debt / equity0.29× |
| EPS growth 3Y4.7% |
| Sales growth 3Y7.3% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
