TFIN close: $64 on 2023-08-21 to $75 on 2026-08-21.
Split-adj closes · 240 of 927 · price returnⓘ
At a glance
Short interest9.8% of sh out
Days to cover6.9d
13F net flow (QoQ)−0.14%
Top-10 13F concentration56.3%
Next report (est.)2026-10-20
SI 2026-07-31 · 13F 2026-Q1ⓘ
Key fundamentalsFY 2025
P/E (FY)80.6×
Sales (TTM)$455.4M
Earnings (TTM)$38.6M
ROE2.8%
Net margin5.8%
EPS growth 3Y−38.3%
Sales growth 3Y−3.2%
FY ratios · TTM sales/earnings (USD)ⓘ
Trailing returns
YTD+19.7%
1Y+37.0%
3Y+17.0%
Since incept. (ann.)+5.8%
Total return · from 2022-12-02ⓘ
Risk
Ann. volatility (1Y)44.4%
Ann. volatility (3Y)42.1%
Sharpe (1Y)0.97
Sharpe (3Y)0.34
Max drawdown (1Y)−26.8%
Max drawdown (3Y)−57.6%
Beta (3Y vs SPY)1.24
Daily returns, ann.ⓘ
Top institutional holders13F 2026-Q1
Manager
Shares
Value
% sh out
QoQ
BlackRock, Inc.
3.3M
$197M
13.90%
−0.2%
KAYNE ANDERSON RUDNICK INVESTMENT MANAGEMENT LLC
2.0M
$117M
8.26%
−6.8%
STATE STREET CORP
1.5M
$87M
6.10%
+9.9%
AltraVue Capital, LLC
1.4M
$85M
6.02%
−5.6%
Thrivent Financial for Lutherans
1.3M
$80M
5.63%
−2.7%
VANGUARD CAPITAL MANAGEMENT LLC
998,888
$60M
4.20%
new
VANGUARD PORTFOLIO MANAGEMENT LLC
873,584
$52M
3.67%
new
DIMENSIONAL FUND ADVISORS LP
832,146
$50M
3.50%
+0.4%
Δ vs 2025-Q4 · Institutional 13F holdings sum to 101.5% of shares outstanding. Readings above 100% reflect securities-lending double counting: shares on loan to short sellers are reported long by both the lending institution and the one that bought them. FINRA short interest of 2,762,605 shares (settlement 2026-05-15) accounts for the excess.ⓘ
Latest reported quarterslast report 2026-07-21
Period end
Reported
EPS
EPS YoY
Revenue
Rev YoY
2026-06-30
2026-07-21
$0.44
+193.3%
$120.2M
+11.3%
2026-03-31
2026-04-21
$0.23
—
$105.8M
+4.2%
2025-12-31
2026-01-26
—
—
$120.1M
+16.0%
2025-09-30
2025-10-15
$0.04
−78.9%
$109.3M
+2.9%
As-reported XBRL · next 2026-10-20 est.ⓘ
Segment mixFY2025 (ended Dec 2025)
Financial Service 78% · Credit And Debit Card 12% · Deposit Account 10%
product & service · TAGGED revenueⓘ
Basis & disclosures
EOD closes · nothing imputed or averaged · absent “—”
As-of differs by block · 13F = US long, 45+d lag, LOWER bound
Not investment advice · no recommendation, price target or solicitation
EDGAR + foreign registers · marketstack (licensed EOD) · spzco.com/methodology
