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SPZCOTEXAS CAPITAL BANCSHARES INC/TX · TCBIData at close 2026-07-30

Financials · State Commercial Banks · Nasdaq · CIK 1077428 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote

Last $98.74Day +0.33%Mkt cap $4.3BP/E (FY) 14.5×1Y +15.8%Off 52W high −9.3%Vol (1Y) 28.3%

Price2023-07-31 → 2026-07-30

TCBI close: $64 on 2023-07-31 to $99 on 2026-07-30.

Daily closing price, split-adjusted to the current basis; 3y shown of 5,294 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.

At a glance

Fair value (model)$81.18

Implied upside−17.5%

Valuation confidenceLOW

Short interest9.6% of sh out

Days to cover8.8d

13F net flow (QoQ)−0.59%

Top-10 13F concentration53.6%

Next report (est.)2026-10-21

Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.

Key fundamentalsFY 2025

P/E (FY)14.5×

Sales (TTM)$1.33B

Earnings (TTM)$364.6M

ROE9.4%

Trailing returns

YTD+9.3%

1Y+15.8%

3Y+55.0%

5Y+57.1%

10Y+108.8%

Since incept. (ann.)+7.8%

Total return through 2026-07-30 · series begins 2005-07-11. Only the windows this history actually covers are shown.

Risk

Ann. volatility (1Y)28.3%

Ann. volatility (3Y)30.9%

Sharpe (1Y)0.65

Sharpe (3Y)0.63

Max drawdown (1Y)−14.2%

Max drawdown (3Y)−31.7%

Beta (3Y vs SPY)0.89

Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.

Top institutional holders13F 2026-Q1

Manager	Shares	Value	% sh out	QoQ
BlackRock, Inc.	5.5M	$517M	12.34%	−2.2%
T. Rowe Price Investment Management, Inc.	3.4M	$322M	7.68%	−18.8%
DIMENSIONAL FUND ADVISORS LP	2.9M	$271M	6.47%	+0.1%
AQR CAPITAL MANAGEMENT LLC	2.4M	$231M	5.53%	+9.4%
STATE STREET CORP	2.4M	$230M	5.48%	+1.6%
VANGUARD PORTFOLIO MANAGEMENT LLC	2.1M	$202M	4.83%	new
VANGUARD CAPITAL MANAGEMENT LLC	2.0M	$188M	4.48%	new
GEODE CAPITAL MANAGEMENT, LLC	1.3M	$125M	2.98%	+10.1%

Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total. Institutional 13F holdings sum to 101.9% of shares outstanding. Readings above 100% reflect securities-lending double counting: shares on loan to short sellers are reported long by both the lending institution and the one that bought them. FINRA short interest of 2,968,854 shares (settlement 2026-04-30) accounts for the excess.

Latest reported quarterslast report 2026-07-22

Period end	Reported	EPS	EPS YoY	Revenue	Rev YoY
2026-06-30	2026-07-22	$1.83	+15.8%	$335.5M	+9.1%
2026-03-31	2026-04-23	$1.56	+69.6%	$324.0M	+15.5%
2025-12-31	2026-01-22	—	—	$327.5M	+15.4%
2025-09-30	2025-10-22	$2.18	—	$340.4M	+171.6%

EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-21 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.

Basis & disclosures

End-of-day only. Every price on this sheet is a stored CLOSE — the last one is 2026-07-30. Nothing here is live, intraday or delayed-real-time, and the sheet does not update after it is printed.
Nothing is imputed. A figure that is not in the underlying filing or feed renders as “—”. We never fill a gap with an estimate, a peer median or a carried-forward value.
Mixed as-of dates by design. Prices are at the last close; fundamentals are at the latest reported fiscal period; 13F ownership is at the latest filed quarter (45+ days in arrears); short interest is the latest FINRA settlement. Each block states its own basis above.
Not investment advice. Model fair values, reverse-DCF grades and confidence labels are the output of published, disclosed methods on public filings — they are analysis, not a recommendation, a price target or a solicitation.
Fundamentals and ownership derive from SEC EDGAR (and equivalent foreign registers); prices from a licensed end-of-day vendor, shown under a neutral source label. Full methodology at spzco.com/methodology.