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SRTS US Equity

Sensus Healthcare, Inc.Health Care · Surgical & Medical Instruments & Apparatus · CIK 1494891 · FY ends Dec 31
$3.01
+0.01 (+0.33%)
USD · as of 2026-08-19 · marketstack

SRTS · 10-K · period ended 2025-12-31

← all SRTS documents
filed 2026-03-04 · EDGAR original ↗

Our rendering of the filing — original pagination and typography are not reproduced, and tables are reduced to their short label cells (the figures live on FA). Nothing is summarized: every line below is the filing's own text.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 10-K

☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

FOR THE FISCAL YEAR ENDED DECEMBER 31,

2025

OR

☐TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

FOR THE TRANSITION PERIOD FROM ____________

TO ____________

Commission File Number: 001-37714

Sensus Healthcare, Inc.

(Exact name of registrant as specified in

its charter)

851 Broken Sound Pkwy., NW #215, Boca Raton, Florida 33487

(Address of principal executive office) (Zip Code)

(561)922-5808

(Registrant’s telephone number, including

area code)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading symbol(s) Name of each exchange on which registered

Securities registered pursuant to Section

12(g) of the Act: None

Indicate by check mark if the registrant

is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☐No☒

Indicate by check mark if the registrant

is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐No☒

Indicate by check mark whether the registrant

(1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding

12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such

filing requirements for the past 90 days. Yes☒ No ☐

Indicate by check mark whether the registrant

has submitted electronically every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation

S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required

to submit such files). Yes☒ No ☐

Indicate by check mark whether the registrant

is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth

company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting

company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

If an emerging growth company, indicate

by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial

accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant

has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial

reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared

or issued its audit report. ☐

If securities are registered pursuant to

Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect

the correction of an error to previously issued financial statements. ☐

Indicate by check mark whether any of those

error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant’s

executive officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

Indicate by check mark whether the registrant

is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐No☒

The aggregate market value of the common

equity held by non-affiliates of the registrant on June 30, 2025, the last business day of the registrant’s most recently

completed second quarter, was $70,888,700 based on the closing price of $4.74 per share of common stock on the Nasdaq Capital Market

on that date. For this purpose, all outstanding shares of common stock have been considered held by non-affiliates, other than

the shares beneficially owned by directors and officers of the registrant.

As of February 24, 2026, there were 16,462,059

shares of the registrant’s common stock outstanding.

DOCUMENTS INCORPORATED BY REFERENCE

Portions of our Proxy Statement for the

Annual Meeting of Stockholders to be held on May 29, 2026, are incorporated by reference

in Part III.

SENSUS HEALTHCARE, INC.

ANNUAL REPORT ON FORM 10-K

TABLE OF CONTENTS

PAGE

PART I 1

Item 1. Business 1

Item 1A. Risk Factors 11

Item 1B. Unresolved Staff Comments 21

Item 1C. Cybersecurity 21

Item 2. Properties 22

Item 3. Legal Proceedings 22

Item 4. Mine Safety Disclosure 22

Item 6. Reserved 23

Item 7A. Quantitative and Qualitative Disclosures About Market Risk 28

Item 8. Financial Statements and Supplementary Data 28

Item 9A. Controls and Procedures 29

Item 9B. Other Information 30

Item 9C. Disclosures Regarding Foreign Jurisdiction that Prevent Inspections 30

PART III 31

Item 10. Directors, Executive Officers and Corporate Governance 31

Item 11. Executive Compensation 31

Item 14. Principal Accountant Fees and Services 31

Item 15. Exhibits and Financial Statement Schedules 32

Signatures 37

i

INTRODUCTORY NOTE

Forward-Looking Statements

This report includes statements that are,

or may be deemed, “forward-looking statements.” In some cases, these statements can be identified by the use of forward-looking

terminology such as “believes,” “estimates,” “anticipates,” “expects,” “plans,”

“intends,” “may,” “could,” “might,” “will,” “should,” “approximately,”

or “potential,” or negative or other variations of those terms or comparable terminology, although not all forward-looking

statements contain these words.

Forward-looking statements involve risks

and uncertainties because they relate to events, developments, and circumstances relating to Sensus Healthcare, Inc., our industry,

and/or general economic or other conditions that may or may not occur in the future or may occur on longer or shorter timelines

or to a greater or lesser degree than anticipated. In addition, even if future events, developments and circumstances are consistent

with the forward-looking statements contained in this report, they may not be predictive of results or developments in future periods.

Although we believe that we have a reasonable basis for each forward-looking statement contained in this report, forward-looking

statements are not guarantees of future performance, and our actual results of operations, financial condition and liquidity, and

the development of the industry in which we operate, may differ materially from the forward looking statements contained in this

report as a result of the following factors, among others: the level and availability of government and/or third party payor reimbursement

for clinical procedures using our products, and the willingness of healthcare providers to purchase our products if the level of

reimbursement declines; concentration of our customers in the U.S. and China, including the concentration of sales to one particular

customer in the U.S.; the development by others of new products, treatments, or technologies that render our technology partially

or wholly obsolete; the regulatory requirements applicable to us and our competitors; our ability to efficiently manage our manufacturing

processes and costs; the risks arising from doing business in China and other foreign countries, including ongoing geopolitical

tensions between the U.S. and China; legislation, regulation, or other governmental action that affects our products, taxes, international

trade regulation (including the possibility of tariffs and fluctuations in tariffs on equipment we export or materials we import),

or other aspects of our business; the performance of the Company’s information technology systems and its ability to maintain

data security; the possibility that inflationary pressures continue to impact our sales; our ability to obtain and maintain the

intellectual property needed to adequately protect our products, and our ability to avoid infringing or otherwise violating the

intellectual property rights of third parties; and other risks described from time to time in our filings with the Securities and

Exchange Commission.

To date, geopolitical uncertainties other

than those relating to China have not had any significant impact on our business, but we continue to monitor developments and will

address them in future disclosures, if applicable.

Any forward-looking statements that we

make in this report speak only as of the date of such statement, and we undertake no obligation to update such statements to reflect

events or circumstances after the date this report is filed, except as may be required by applicable law.

ii

PART I.

Item 1. BUSINESS

Overview

Sensus Healthcare, Inc. (together, with

its subsidiaries, Sensus Medical Devices Ltd. and Sensus Healthcare Services, LLC, unless the context otherwise indicates, “Sensus,”

“we,” “us,” “our,” or the “Company”) is a medical device company committed to providing

highly effective, non-invasive treatments for non-melanoma skin cancer (NMSC) and post-surgical keloid scar prevention. The Company

uses a proprietary low-energy X-ray technology known as superficial radiation therapy (“SRT”), which is based on decades

of dedicated research and development, and has successfully incorporated SRT into a portfolio of treatment devices: the SRT-100TM,

SRT-100+TM and SRT-100 VisionTM. To date, SRT technology has been used to effectively and safely treat oncological

and non-oncological skin conditions of close to one-million patients around the world.

Our business was organized in 2010 and

the Company, incorporated in Delaware, completed its initial public offering in 2016. The Company operates as one segment from

its corporate headquarters located in Boca Raton, Florida. In February 2024, the Company formed Sensus Healthcare Services, LLC,

a wholly owned subsidiary that provides operational healthcare offerings to dermatology clinics in the form of equipment, radiation

oncology and physicist oversight, and on-site device operation by radiotherapy technologists. The term the Company uses for this

service model is the “Fair Deal Agreement.” For further information see Note 1, Organization and Summary of Significant

Accounting Policies - Description of the Business, in the notes to the consolidated financial statements in Part II,

Item 8.

Our Products and Services

SRT is the Company’s core technology.

As of December 31, 2025, the Company had installed 955 units in 21 countries, primarily in the United States.

SRT-100

The SRT-100 is a photon x-ray low energy

SRT system that provides patients an alternative to surgery for treating non-melanoma skin cancers, including basal cell and squamous

cell skin cancers and other skin conditions such as keloids. The SRT-100 is especially effective in treating primary lesions that

would otherwise be difficult to treat or require extensive surgery involving sensitive areas of the head and neck regions, such

as the fold in the nose, eyelids, lips, corner of the mouth, and the lining of the ear, that would otherwise lead to a less than

desirable cosmetic outcome. SRT treatment procedures do not require the use of anesthetics and eliminate the need for skin grafting.

The Company believes that the SRT-100 provides healthcare providers and patients with a safe, virtually painless, and substantially

non-scarring treatment option for non-melanoma skin cancer and other skin conditions, such as keloids. It allows dermatologists

to retain non-melanoma skin cancer patients, rather than referring them to specialists, while offering radiation oncologists an

alternative to costly linear accelerator–based treatments with a process that is less invasive, more time-efficient, and

improves practice economics. The SRT-100 provides the following clinical and functional advantages:

1

SRT-100 Vision

The SRT-100 Vision provides customers with

additional options compared to the SRT-100 base model. These additional options allow for dedicated treatment planning and full

treatment progression documentation in a patient’s record. The SRT-100 Vision provides the user with a unique SRT-tailored

treatment planning application that integrates an embedded high frequency ultrasound imaging module, volumetric tumor analysis,

beam margins planning, and comprehensive dosimetry parameters. This allows the user to precisely and more accurately plan and prescribe

the patient-specific treatment course to maximize patient outcomes and workflow efficiency. The SRT-100 Vision also offers a comprehensive

control console and workflow management that provides full record and treatment tracing, operator-level access and functional control,

audio-visual patient and treated lesion monitoring, and advanced dosimetry setting and tracing.

SRT-100+

The SRT-100+ offers all the same features

as the SRT-100, with the addition of:

● An expanded energy range for customized, more precise treatment

● Remote diagnostics, including operation tracking

● New X-ray tube with extended functionality and performance

● Advanced console and enhanced system mobility to optimize clinical practice

Sentinel service program

The Company offers the Sentinel service

program, which provides customers comprehensive protection for their systems. The Sentinel service program covers all parts and

labor for the period of the contract and one annual preventive maintenance session that includes cooling system maintenance, high-voltage

loop maintenance, filters and system cleaning, and system touch-ups, should these be required during the preventative maintenance

session.

Sensus also provides, through the program,

turnkey pre-and post-sale services that include the following:

● Providing a pre-install kit for the contractors to prepare the treatment room;

● Room retrofit and shielding;

● System shipping coordination and installation;

● Clinical applications training with the customer’s SRT staff; and

2

Fair Deal Agreement

The Company offers the Fair Deal Agreement,

a recurring revenue program that provides customers with a revenue-share turn-key solution to gain access to the Company’s

image-guided superficial radiotherapy technology to treat non-melanoma skin cancer and keloids. Under this service model, the Company

provides the customer with a SRT system, a radiotherapy technologist, radiation oncology and physicist oversight. The Company receives

in exchange a contractual percentage of all SRT related reimbursement collected from all payors; an economic value proposition

as an alternative to a direct purchase.

Sensus Healthcare Financial Services

In February 2026, the Company launched

Sensus Healthcare Financial Services, a financing program through third party banks, to support the acquisition of the Company’s

full line of systems through a streamlined process and flexible financing structures, including outright purchase or several leasing

alternatives. The Company believes this program will improve conversion of purchase-oriented prospects by reducing administrative

and financing barriers. The Company also believes that the program will complement the Company’s broader commercial strategy

across independent medical practices and corporate accounts, as well as support a scalable go-to-market strategy as customer demand

accelerates under the new reimbursement environment.

Sensus Link

In February 2026, the Company launched Sensus Link, a cloud-based

software and connectivity solution intended to expand advanced operating capabilities across the Company’s SRT-100 system

installed base. Through the combination of a new point-of-care software solution with cloud-based connectivity features, Sensus

Link enables users of SRT-100 systems to access enhanced workflow, treatment documentation and operating intelligence. These capabilities

historically were associated solely with more advanced image-guided and workstation platforms. The Company expect this solution

to strengthen the commercial offering across both direct purchase and Fair Deal Agreement customers.

Other products

TransDermal Infusion (TDI)

TransDermal Infusion

is a biophysical alternative to infuse high weight molecule modalities into the dermis for medical and aesthetic purposes without

the use of needles. In 2022, the Company sourced the product from a manufacturer in Italy. The Company started developing its own

TDI system in 2023. The Company is not currently offering TDI.

Lasers

Sensus, from time to

time, also distributes laser devices, for the aesthetic dermatology market, which includes applications for hair removal, vascular

lesions, acne treatment, epidermal pigment removal (including removal of spots, freckles, and tattoos), skin toning, and skin rejuvenation.

The Company did not sell any lasers in 2024 or 2025.

Other services

Sensus provides operational healthcare services for dermatology clinics in the form of radiation oncology

and physicist oversight and on-site device operation by radiotherapy technologists.

Consumables

The Company sells disposable

lead shielding replacements, disposable radiation safety items, such as aprons and eye shields, ultrasound probe film, and disposable

applicator tips, which are used to treat various sized lesions and different areas of the body.

Competition

The medical device industry is highly competitive

and subject to rapid technological change and is significantly affected by new product introductions and market activities of other

participants. Current marketed products, and any future products that the Company commercializes, will compete against healthcare

providers who use other methods of treatment for the same disease or condition.

In order to grow its business, Sensus must

be able to compete effectively for market acceptance of its products. Key competitive factors include improved outcomes for medical

conditions, acceptance by doctors treating non-melanoma skin cancer and keloids, acceptance by the patient community, ease of use

and reliability, product price and qualification for reimbursement, technical leadership and superiority, effective marketing and

distribution, speed to market, and quality of client service.

3

Sales and Marketing

The Company’s focus is mainly on

two primary markets, private dermatology practices and radiation oncologists in both private and hospital settings. The Company

currently employs a multi-tier sales strategy to optimize geographic coverage and focus on its key markets. This multi-tier sales

model uses a direct sales force in the U.S., as well as international dealers and distributors. Sensus plans to continue selling

and marketing the Company’s products to both the dermatology and radiation oncology markets concurrently.

Dermatology Market

Private dermatology practices in the U.S. represent the point of entry for most non-melanoma skin cancer

patients. The Company believes its SRT products offer dermatologists a competitive advantage by allowing them to retain patients

for the treatment of non-melanoma skin cancer, rather than having to refer them to other professionals. In addition to non-melanoma

skin cancers, the Company has had a Food and Drug Administration (“FDA”) clearance to treat keloid scars since 2014.

The Company’s SRT has been used by over 100 U.S. dermatology practices in the treatment of keloids. It has also been used

to treat keloids in China since 2017.

Radiation Oncology Market

For licensed radiation oncologists in the

U.S., the Company believes its SRT products offer a simpler, faster method of treatment with a better overall patient experience.

SRT offers oncologists the ability to free up more expensive radiation equipment, such as linear accelerators, for more complex

procedures while providing patients with effective, non-invasive treatment options for non-melanoma skin cancer.

Other Markets

Sensus believes that the plastic surgery

and laser aesthetic markets present growth opportunities. With FDA clearance to treat keloids through SRT, plastic surgeons are

recognizing the opportunity to be able to provide an effective treatment solution for this benign tumor.

Manufacturing and Supply

The Company currently uses third parties

located in the U.S. to manufacture products. In 2010, the Company entered into a manufacturing agreement with RbM Services, LLC

(“RbM”) pursuant to which RbM agreed to manufacture SRT-100 products. Under this agreement, the Company pays a fixed

price per unit, subject to annual adjustments due to changes in the cost of materials. The agreement renews for successive one-year

periods unless either party notifies the other party in writing, at least 60 days prior to the anniversary date of the agreement,

that it will not renew the agreement. The Company or manufacturer may terminate the agreement upon 90 days’ prior written

notice.

The Company maintains internal policies,

procedures, and supplier management processes designed to ensure that RbM meets applicable quality standards, including FDA and

International Organization for Standardization, or ISO, requirements. To date, Sensus has not experienced any difficulty in locating

and obtaining the materials necessary to meet the demand for our products, and believes manufacturing capacity is sufficient to

meet global market demand for our products for the foreseeable future.

The Company believes this third-party manufacturing

relationship allows us to work with a supplier that has well-developed specific competencies while minimizing our capital investment,

controlling costs, and shortening cycle times, all of which has allowed us to compete effectively with our competitors. Sensus

also works with other third parties that it believes could be relied upon if we needed to change suppliers.

The Company also began contracting with another third-party supplier, Koplak, LLC, in 2025 for special

projects and assistance with regard to SRT products. Having multiple supplier relationships is intended to assist the Company in

ramping up inventory more quickly in the event of significantly increased demand.

4

The Company has a single preferred supplier

for the x-ray tubes and other major components used in its products. The Company believes this supplier has superior products;

however, products of alternate suppliers would be adequate for Sensus’s products and therefore the Company does not anticipate

any material disruptions to the supply of major components if there were a change in suppliers.

Intellectual Property

The Company actively seeks to protect the

intellectual property that is important to our business, including seeking and maintaining patents that cover Sensus’s products.

The Company also relies on trademarks to enhance, build, and maintain the integrity of the Sensus brand.

The Company possesses eight issued U.S.

and Global patents. The patents relate to technology that is pertinent to the Company.

The following patents were issued between

August 2007 and September 2008:

The following patents were issued to us

in 2017:

The following patents were issued to Sensus

in 2020:

The following patent was issued to Sensus

in 2021:

The following patent was issued to Sensus

in 2024:

The Company also owns eight U.S. trademark

registrations (expiring from 2025 through 2031).

5

The Company also relies on trade secrets

and other unpatented proprietary rights to develop and maintain a competitive position. The Company seeks to protect unpatented

proprietary rights through a variety of methods, including confidentiality agreements with employees, consultants and others who

may have access to this proprietary information. The Company requires all employees to execute invention assignment agreements

with respect to inventions arising from their employment.

The Company can provide no assurance that

any patents or trademarks will be issued or registered as a result of our pending or future applications for such intellectual

property. Even if any such patents or trademarks are ultimately issued or registered, they, or any of the Company’s other

intellectual property, may not provide any meaningful protection or competitive advantage. Intellectual property could be challenged,

invalidated, circumvented, infringed upon, or misappropriated. In addition, third parties have claimed, and in the future may claim,

that the Company or customers, licensees, or other parties indemnified by the Company are infringing upon their intellectual property

rights.

Government Regulation

Sensus’s business is subject to extensive

federal, state, local, and foreign laws and regulations, including those relating to the protection of the environment, health,

and safety. Some of the pertinent laws and regulations have not been definitively interpreted by the regulatory authorities or

the courts, and their provisions are open to a variety of subjective interpretations. In addition, these laws and regulations and

their interpretations are subject to change, and new laws may be enacted. Both federal and state governmental agencies continue

to subject the healthcare industry to intense regulatory scrutiny, including heightened civil and criminal enforcement efforts.

The Company believes that its business operations and relationships with customers and suppliers are structured to comply with

all applicable legal requirements. However, it is possible that governmental entities or other third parties could interpret these

laws and regulations differently and assert otherwise. Discussed below are statutes and regulations that are most relevant to the

Company’s business. For the year ended December 31, 2025, we incurred $3.4 million in expenses related to regulatory compliance

and quality standards.

FDA Regulation of Medical Devices

The Federal Food, Drug and Cosmetic Act

(“FDCA”) and FDA regulations establish a comprehensive system for the regulation of medical devices intended for human

use. Sensus’s medical device products are subject to these regulations, as well as other federal, state, and local laws and

regulations. The FDA is also responsible for the overall enforcement of quality, regulatory, and statutory requirements governing

medical devices.

FDA classifies medical devices into one

of three classes — Class I, Class II, or Class III — depending on their level of risk and the types of controls that

are necessary to assure device safety and effectiveness. The class assignment determines the type of premarketing submission or

application, if any, that will be required before marketing in the U.S. The Company’s medical devices are Class II devices

under the FDA’s classification system. Class II devices are deemed to present a moderate risk and are devices for which general

controls alone are not sufficient to provide a reasonable assurance of safety and effectiveness. Medical devices in Class II are

subject to both general controls and “special controls” — e.g., special labeling, compliance with industry standards,

and post market surveillance. Unless exempted, Class II devices typically require FDA clearance before marketing, through the premarket

notification (“510(k)”) process, in accordance with 21 CFR, Part 807 requirements.

Unless it is exempt from premarket review

requirements, a medical device must receive marketing authorization from the FDA prior to being commercially distributed in the

U.S. For Class II devices, 510(k) is the most common pathway to obtain market authorization in the US.

510(k) pathway

We have previously received FDA 510(k)

clearances for our SRT-100, SRT-100 Vision, and SRT-100+ (Class II) products through the 510(k) pathway due to the requirement

for special controls. To date, other available US regulatory pathways (i.e., Self-certification (Class I), Pre-market Authorization

Class III, or de novo) have not been appropriate for our developed products and may involve extended review periods.

6

Ongoing FDA regulation

After a device is entered into commerce

in the U.S., regardless of its classification or premarket pathway, numerous additional FDA requirements generally apply. These

include:

The FDA enforces these requirements by

inspection and market surveillance. Failure to comply with applicable regulatory requirements can result in enforcement action

by the FDA, which may include, but is not limited to, the following sanctions:

● Untitled letters or warning letters;

● Fines, injunctions, and civil penalties;

● Recall or seizure of products;

● Operating restrictions, partial suspension or total shutdown of production;

● Refusing 510(k) clearance or premarket approval of new products;

● Criminal prosecution.

The Company is subject to unannounced establishment

inspections by the FDA, as well as other regulatory agencies overseeing the implementation of and compliance with applicable state

public health regulations. These inspections may include our suppliers’ facilities.

7

Centers for Medicare and Medicaid

Services (CMS) CPT Codes and Local Coverage Determinations (LCDs)

CMS is the federal agency within the U.S.

Department of Health and Human Services responsible for administering the Medicare program, Medicaid, the Children’s Health

Insurance Program, and the Health Insurance Marketplace. CMS sets health and safety standards for facilities, manages beneficiary

enrollment, and pays claims. Sensus relies on its SRT technology and SRT is reimbursed through CPT codes that CMS establishes and

sets the value for. CMS released brand new CPT codes for SRT beginning on January 1, 2026, however, the announcement of the new

CPT codes, which were proposed in July, significantly impacted 2025 sales numbers for the Company, as customers anticipated use

of the new codes in 2026.

In addition, an LCD is a regional policy

created by Medicare Administrative Contractors that determines whether a specific medical item or service is considered reasonable,

necessary, and covered under Medicare Part A or Part B within a particular geographic area. LCD’s define covered diagnosis

codes, service frequency, and documentation requirements, and are stored in the Medicare Coverage Database.

International Regulations

International sales of medical devices

are subject to foreign government regulations, which vary substantially from country to country. In order to market our products

in other countries, the Company must obtain regulatory approvals and comply with safety and quality regulations. The time required

to obtain approval by a foreign country may be longer or shorter than that required for FDA clearance or approval, and the requirements

may differ. The European Union/European Economic Area, or EU/EEA, requires a CE conformity mark in order to market medical devices.

The UK, due to Brexit, also requires a separate clearance. Many other countries, such as Australia, India, New Zealand, Pakistan,

and Sri Lanka, accept CE or FDA clearance or approval, although others, such as China, Brazil, Canada and Japan, require separate

regulatory filings.

In the EU/EEA, existing Sensus devices

are required to comply with the essential requirements of the EU Medical Devices Directive (93/42/EEC), while any new products

placed in the EU/EEA must comply with the EU Medical Device Regulation (2017/745). Compliance with these requirements entitles

the Company to affix the CE marking of conformity to our medical devices, without which they cannot be commercialized in the EU/EEA.

To demonstrate compliance with the essential requirements and obtain the right to affix the CE marking of conformity, the Company

must undergo a conformity assessment procedure, which varies according to the type of medical device and its classification. Except

for low-risk medical devices (Class I), where the manufacturer can issue an EC Declaration of Conformity based on a self-assessment

of the conformity of its products with the essential requirements of the Medical Devices Directive (existing products) or Medical

Device Regulation (new products), a conformity assessment procedure requires the intervention of a Notified Body, which is an organization

accredited by a Member State of the EU/EEA to conduct conformity assessments. The Notified Body typically audits and examines the

quality system for the manufacture, design, and final inspection of devices before issuing a certification demonstrating compliance

with the essential requirements. Based on this certification, we can draw up an EU Declaration of Conformity which allows us to

affix the CE mark to our products.

Further, the advertising and promotion

of Sensus’s products in the EU/EEA is subject to the laws of individual EEA Member States implementing the EU Medical Devices

Directive, Directive 2006/114/EC concerning misleading and comparative advertising, and Directive 2005/29/EC on unfair commercial

practices, as well as other EU/EEA Member State laws governing the advertising and promotion of medical devices. These laws may

limit or restrict the advertising and promotion of our products to the general public and may impose limitations on our promotional

activities with healthcare professionals.

The Company has obtained approval to sell

our products in Australia, Canada, China, Hong Kong, European Union, United Kingdom, Israel, Mexico, Russia, South Africa, South

Korea, Vietnam, Taiwan, and Guatemala, and is currently seeking approval in several other countries. The Company has also received

its Medical Device Single Audit Program (MDSAP) certification which allows medical device manufactures to satisfy certain regulatory

requirements in USA, Canada, Japan, Australia, and Brazil through a single audit, reducing costs, minimizing operational disruptions,

expediting market access, and providing more consistent and transparent regulatory oversight.

8

Sales and Marketing Commercial Compliance

Federal anti-kickback laws and regulations

prohibit, among other things, persons from knowingly and willfully soliciting, receiving, offering, or paying remuneration, directly

or indirectly, in exchange for, or to induce either the referral of an individual, or the purchase, order, or recommendation of,

any good or service paid for under federal healthcare programs such as the Medicare and Medicaid programs. Possible sanctions for

violation of these anti-kickback laws include monetary fines, civil and criminal penalties, exclusion from Medicare and Medicaid

programs, and forfeiture of amounts collected in violation of such prohibitions.

In addition, federal false claims laws

prohibit any person from knowingly presenting, or causing to be presented, a false claim for payment to the federal government,

or knowingly making, or causing to be made, a false statement to get a false claim paid. Off-label promotion has been pursued as

a violation of the federal false claims laws. Pursuant to FDA regulations, we can only market our products for cleared or approved

uses. Although surgeons are permitted to use medical devices for indications other than those cleared or approved by the FDA based

on their medical judgment, we are prohibited from promoting products for such off-label uses. Additionally, the majority of states

in which we market our products have similar anti-kickback, false claims, anti-fee splitting, and self-referral laws, which may

apply to items or services reimbursed by any third-party payor, including commercial insurers. Violations of these laws may result

in substantial civil and criminal penalties.

To enforce compliance with the federal

laws, the U.S. Department of Justice, or DOJ, has increased its scrutiny of interactions between healthcare companies and healthcare

providers, which has led to an unprecedented level of investigations, prosecutions, convictions and settlements in the healthcare

industry. Dealing with investigations can be time- and resource-consuming. Additionally, if a healthcare company settles an investigation

with the DOJ or other law enforcement agencies, the company may be required to agree to additional compliance and reporting requirements

as part of a consent decree or corporate integrity agreement.

U.S. and foreign government regulators

have increased regulation, enforcement, inspections, and governmental investigations of the medical device industry, including

increased U.S. government oversight and enforcement of the Foreign Corrupt Practices Act. Whenever a governmental authority concludes

that a company is not in compliance with applicable laws or regulations, that authority can impose fines, delay or suspend regulatory

clearances, institute proceedings to detain or seize the company’s products, issue a recall, impose operating restrictions,

enjoin future violations, assess civil penalties against the company, or its officers or employees, and recommend criminal prosecution.

Moreover, governmental authorities can ban or request the recall, repair, replacement, or refund of the cost of devices the company

distributes.

Additionally, the commercial compliance

environment is continually evolving in the healthcare industry as some states, including California, Massachusetts and Vermont,

mandate implementation of corporate compliance programs, along with the tracking and reporting of gifts, compensation, and other

remuneration to physicians. The Affordable Care Act also imposes reporting and disclosure requirements on device manufacturers

for any “transfer of value” made or distributed to prescribers and other healthcare providers. Device manufacturers

are also required to report and disclose any investment interests held by physicians and their family members during the preceding

calendar year. Failure to submit required information may result in civil monetary penalties of up to an aggregate of $150,000

per year (and up to an aggregate of $1 million per year for “knowing failures”), for all payments, transfers of value

or ownership or investment interests not reported in an annual submission. The shifting compliance environment and the need to

build and maintain robust and expandable systems to comply in multiple jurisdictions with different compliance or reporting requirements

increases the possibility that a healthcare company may run afoul of one or more of the requirements. The Company has implemented

policies and procedures related to commercial compliance including with respect to compliance in connection with sales and marketing.

9

Healthcare Fraud and Abuse

Healthcare fraud and abuse laws apply to

Sensus’s business when a customer submits a claim for an item or service that is reimbursed under Medicare, Medicaid, or

most other federally funded healthcare programs. The federal anti-kickback statute (the “Anti-Kickback Statute”) prohibits

unlawful inducements for the referral of business reimbursable under federally funded healthcare programs, such as remuneration

provided to physicians to induce them to use certain tissue products or medical devices reimbursable by Medicare or Medicaid. The

Anti-Kickback Statute is subject to evolving interpretations. For example, the government has enforced the Anti-Kickback Statute

to reach large settlements with healthcare companies based on sham consultant arrangements with physicians. The majority of states

also have anti-kickback laws which establish similar prohibitions that may apply to items or services reimbursed by any third-party

payor, including commercial insurers. Further, recently enacted amendments to the Affordable Care Act, among other things, amend

the intent requirement of the Anti-Kickback Statute and criminal healthcare fraud statute. A person or entity no longer needs to

have actual knowledge of this statute or specific intent to violate it. In addition, the Affordable Care Act provides that the

government may assert that a claim including items or services resulting from a violation of the Anti-Kickback Statute constitutes

a false or fraudulent claim for purposes of false claims statutes. If a governmental authority were to conclude that we are not

in compliance with applicable laws and regulations, we and our officers and employees could be subject to severe criminal and civil

penalties including, for example, exclusion from participation as a supplier of product to beneficiaries covered by Medicare or

Medicaid. In addition to the Anti-Kickback Statute, the federal physician self-referral statute, commonly known as the Stark Law,

prohibits physicians who have a financial relationship with an entity, including an investment, ownership, or compensation relationship,

from referring Medicare patients for designated health services, which include clinical pathology services, unless an exception

applies. Similarly, entities may not bill Medicare or any other party for services furnished pursuant to a prohibited referral.

Many states have their own self-referral laws as well, which in some cases apply to all third-party payors, not just Medicare and

Medicaid. If a governmental authority were to conclude that we are not in compliance with the Stark Law or state self-referral

laws and regulations, our business could be subject to severe financial consequences, including the obligation to refund amounts

billed to third-party payors in violation of such laws, civil penalties, and potentially exclusion from participation in government

healthcare programs like Medicare and Medicaid. The Stark Law often is enforced through lawsuits brought under the Federal False

Claims Act, violations of which trigger significant monetary penalties and treble damages.

Additionally, the civil False Claims Act

prohibits knowingly presenting or causing the presentation of a false, fictitious, or fraudulent claim for payment to the U.S.

government. Actions under the False Claims Act may be brought by the Attorney General or as a qui tam action by a private individual

in the name of the government. Violations of the False Claims Act can result in very significant monetary penalties and treble

damages. The federal government is using the False Claims Act, and the accompanying threat of significant liability, in its investigations

of healthcare providers and suppliers throughout the country for a wide variety of Medicare billing practices, obtaining multi-million

and multi-billion dollar settlements in addition to individual criminal convictions. Given the significant size of actual and potential

settlements, it is expected that the government will continue to devote substantial resources to investigating healthcare providers’

and suppliers’ compliance with the healthcare reimbursement rules and fraud and abuse laws. The Company has implemented policies

and procedures related to compliance with applicable regulations design to prevent healthcare fraud and abuse.

Health Information Privacy

The federal Health Insurance Portability

and Accountability Act of 1996, or HIPAA, as amended by the Health Information Technology for Economic and Clinical Health Act

of 2009, or HITECH, and their respective implementing regulations, impose requirements on certain covered healthcare providers,

health plans, and healthcare clearinghouses, known as covered entities, as well as their business associates that perform services

for them that involve individually identifiable health information. The HIPAA privacy and security regulations, including the expanded

requirements under HITECH, establish comprehensive federal standards with respect to the use and disclosure of protected health

information by covered entities and their business associates, in addition to setting standards to protect the confidentiality,

integrity, and security of protected health information.

The Company has implemented policies and

procedures related to compliance with the HIPAA privacy and security regulations, as required by law. The privacy and security

regulations establish a “floor” and do not supersede state laws that are more stringent. Therefore, we are required

to comply with both federal privacy and security regulations and varying state privacy and security laws. In addition, for healthcare

data transfers from other countries relating to citizens of those countries, the Company must comply with the laws of those other

countries. The federal privacy regulations restrict the ability to use or disclose patient identifiable laboratory data, without

patient authorization, for purposes other than payment, treatment, or healthcare operations (as defined by HIPAA), except for disclosures

for various public policy purposes and other permitted purposes outlined in the privacy regulations. HIPAA, as amended by HITECH,

provides for significant fines and other penalties for wrongful use or disclosure of protected health information in violation

of the privacy and security regulations, including potential civil and criminal fines and penalties. If the Company does not comply

with existing or new laws and regulations related to protecting the privacy and security of health information, it could be subject

to monetary fines, civil penalties, or criminal sanctions. In addition, other federal and state laws that protect the privacy and

security of patient information may be subject to enforcement and interpretations by various governmental authorities and courts

resulting in complex compliance issues. The Company could incur damages under state laws pursuant to an action brought by a private

party for the wrongful use or disclosure of confidential health information or other private personal information. If the Company

were to experience a breach of protected health information, it could be subject to significant adverse publicity in addition to

possible enforcement sanctions and civil damages lawsuits. Finally, the Company may be required to incur additional costs related

to ongoing HIPAA compliance as may be necessary to address evolving interpretations and enforcement of HIPAA and other health information

privacy and security laws, the enactment of new laws or regulations, emerging cybersecurity threats, and other factors.

10

Research and Development

Research and development costs related

to development and quality and regulatory costs are expensed as incurred. For the years ended December 31, 2025 and 2024, the Company

incurred research and development expenses of $7.8 million and $4.2 million, respectively. The Company expects research and development

expenses incurred in 2026 to be substantially lower than those incurred in 2025.

Employees and Human Capital

At December 31, 2025, the Company had 60

employees. None of the Company’s employees are represented by a labor union or covered by a collective bargaining agreement.

The Company believes that its success depends

on the ability to attract, develop, and retain key personnel. It also believes that the skills, experience, and industry knowledge

of its key employees significantly benefits its operations and performance. The Company believes that it offers competitive compensation

and other means of attracting and retaining key personnel.

Employee levels are managed to align with

the pace of business and management believes it has sufficient human capital to operate its business successfully.

Available Information

Sensus files annual, quarterly, and current

reports, proxy statements, and all amendments to these reports and other information with the SEC. Sensus makes available free-of-charge,

on or through its website at http://www.sensushealthcare.com, Sensus’s Annual Reports on Form 10-K, Quarterly Reports on

Form 10-Q, Current Reports on Form 8-K, proxy statements and all amendments to those filings, as soon as reasonably practicable

after such material is electronically filed with or furnished to the SEC. Our corporate governance guidelines, code of business

conduct and ethics, board committee charters, and certain other corporate governance policies are also posted on the Investor Relations

section of our website. The information on Sensus’s website is not incorporated by reference in this Annual Report on Form

10-K. Reports, proxy statements, and other information regarding issuers that file electronically with the SEC, including Sensus’s

filings, are also available to the public from the SEC’s website at http://www.sec.gov.

Item 1A. RISK FACTORS

An investment in Sensus’s common

stock contains a high degree of risk. Investors should carefully consider the following risks and uncertainties before making an

investment decision with respect to our common stock. These disclosures reflect the Company’s beliefs and opinions as to

factors that could materially and adversely affect the Company and its securities in the future. Our business, including our operating

results and financial conditions, could be harmed if any of these risks, as well as other risks not currently known to us or that

we currently deem immaterial, were to materialize. The trading price of Sensus’s common stock could decline due to the occurrence

of any of these risks. In assessing these risks, investors should also refer to the other information included in our filings with

the SEC, including our financial statements and the related notes. References to past events are provided by way of example only

and are not intended to be a complete listing or a representation as to whether or not such factors have occurred in the past or

their likelihood of occurring in the future.

11

Risks Related to our Business

If third-party payors do not provide

coverage and adequate reimbursement for the use of our products, it is unlikely that our products will be widely used, and our

revenue will be negatively impacted.

In the U.S., the commercial success of

Sensus’s existing products and any future products will depend, in part, on the extent to which governmental payors at the

federal and state levels, including Medicare and Medicaid, private health insurers, and other third-party payors provide coverage

for and establish adequate reimbursement levels for procedures using these products. Neither hospitals nor physicians are likely

to use Sensus’s products if they do not receive adequate reimbursement payments for the procedures using these products.

Some private payors in the U.S. may base

their reimbursement policies on the coverage decisions determined by CMS. Others may adopt different coverage or reimbursement

policies for procedures performed using Sensus’s products, while some governmental programs, such as Medicaid, have reimbursement

policies that vary from state to state, some of which may not pay an amount that supports the selling price of Sensus’s products,

if at all. A Medicare national or local coverage decision denying coverage for any of the procedures performed using the Company’s

products could result in private and other third-party payors also denying coverage. Medicare (Part B) and a number of private

insurers in the U.S. currently cover and pay for both non-melanoma skin cancer and keloid treatments using the SRT-100. A withdrawal,

or even contemplation of a withdrawal, by CMS, Medicaid or private payors of reimbursements, or any other unfavorable coverage

or reimbursement decisions by government programs or private payors, could have a material adverse effect on the Company’s

revenues and business.

Reimbursement systems in international

markets vary significantly by country and by region within some countries, and reimbursement approvals must be obtained on a country-by-country

basis. In many international markets, a product must be approved for reimbursement before it can be cleared for sale in that country.

Further, many international markets have government-managed healthcare systems that control reimbursement for new devices and procedures.

In most markets there are private insurance systems as well as government-managed systems. Sensus’s products may not be considered

cost-effective by international third-party payors or governments managing healthcare systems. Furthermore, reimbursement may not

be available or, if available, third-party payors’ reimbursement policies may adversely affect the Company’s ability

to sell products profitably. If sufficient coverage and reimbursement are not available for Sensus’s products, in either

the U.S. or internationally, the demand for these products and, consequently, the Company’s revenues and business, will be

adversely affected.

Substantially all of the Company’s

revenue is generated from the sale of the SRT-100 and related products, and any decline in the sales of these products will negatively

impact the Company’s business, financial condition, and results of operations.

The Company is focused heavily on the development

and commercialization of a limited number of products for the treatment of non-melanoma skin cancer and other skin conditions with

SRT. From the Company’s inception in 2010 through December 31, 2025, revenue has primarily been derived from sales of the

Source: SEC EDGAR (public domain) · 10-K for the period ended 2025-12-31, filed 2026-03-04 · accession 0001753926-26-000435

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