Financials · Savings Institutions, Not Federally Chartered · Nasdaq · CIK 1951276 · FYE Jun 30 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $19.44Day +0.52%Mkt cap $157MP/E (FY) 31.7×1Y +41.1%Off 52W high −3.8%Vol (1Y) 19.6%
Daily closing price, split-adjusted to the current basis; 2.8y shown of 712 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$16.89 |
| Implied upside−12.6% |
| Valuation confidenceLOW |
| Short interest3.7% of sh out |
| Days to cover12.3d |
| 13F net flow (QoQ)+0.10% |
| Top-10 13F concentration71.8% |
| Next report (est.)2026-10-27 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)31.7× |
| Earnings (TTM)$4.6M |
| ROE2.6% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
| YTD+24.3% |
| 1Y+41.1% |
| Since incept. (ann.)+30.5% |
Total return through 2026-07-30 · series begins 2023-09-20. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)19.6% |
| Ann. volatility (3Y)18.1% |
| Sharpe (1Y)1.83 |
| Sharpe (3Y)1.58 |
| Max drawdown (1Y)−8.3% |
| Max drawdown (3Y)−13.5% |
| Beta (3Y vs SPY)0.56 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 458,953 | $8M | 5.51% | −2.0% |
| VANGUARD CAPITAL MANAGEMENT LLC | 366,956 | $6M | 4.40% | new |
| Saber Capital Managment, LLC | 232,999 | $4M | 2.80% | −14.1% |
| RENAISSANCE TECHNOLOGIES LLC | 180,300 | $3M | 2.16% | +0.6% |
| MANGROVE PARTNERS IM, LLC | 170,402 | $3M | 2.04% | +0.0% |
| GEODE CAPITAL MANAGEMENT, LLC | 162,445 | $3M | 1.95% | −3.7% |
| ACADIAN ASSET MANAGEMENT LLC | 103,831 | $2M | 1.25% | +21.6% |
| DIMENSIONAL FUND ADVISORS LP | 91,104 | $2M | 1.09% | +42.6% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-28 | $0.12 | +100.0% | $8.4M | +8.2% |
| 2025-12-31 | 2026-01-28 | $0.11 | −8.3% | $8.4M | +6.4% |
| 2025-09-30 | 2025-10-30 | $0.09 | −43.8% | $8.2M | −2.8% |
| 2025-03-31 | 2025-04-30 | $0.06 | −50.0% | $7.7M | −12.1% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-27 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
