Financials · National Commercial Banks · NYSE · CIK 1038773 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $52.96Day −0.28%Mkt cap $906MP/E (FY) 17.8×1Y +54.5%Off 52W high −0.7%Vol (1Y) 26.3%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,289 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$32.31 |
| Implied upside−39.0% |
| Valuation confidenceLOW |
| Short interest1.9% of sh out |
| Days to cover3.9d |
| 13F net flow (QoQ)+0.25% |
| Top-10 13F concentration51.6% |
| Next report (est.)2026-10-19 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)17.8× |
| Sales (TTM)$207.4M |
| Earnings (TTM)$52.8M |
| ROE9.6% |
| YTD+43.8% |
| 1Y+54.5% |
| 3Y+117.9% |
| 5Y+129.5% |
| 10Y+283.8% |
| Since incept. (ann.)+2.7% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)26.3% |
| Ann. volatility (3Y)28.9% |
| Sharpe (1Y)1.73 |
| Sharpe (3Y)1.08 |
| Max drawdown (1Y)−13.3% |
| Max drawdown (3Y)−26.4% |
| Beta (3Y vs SPY)0.72 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 1.3M | $50M | 7.51% | +1.6% |
| DIMENSIONAL FUND ADVISORS LP | 836,388 | $33M | 4.89% | −0.3% |
| VANGUARD CAPITAL MANAGEMENT LLC | 680,417 | $27M | 3.98% | new |
| WELLINGTON MANAGEMENT GROUP LLP | 675,347 | $26M | 3.95% | −7.3% |
| STATE STREET CORP | 440,532 | $17M | 2.58% | +33.6% |
| Private Capital Management, LLC | 428,147 | $17M | 2.50% | −10.0% |
| AMERICAN CENTURY COMPANIES INC | 371,813 | $15M | 2.17% | +18.9% |
| GEODE CAPITAL MANAGEMENT, LLC | 355,361 | $14M | 2.08% | +5.1% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-20 | $0.81 | +20.9% | $53.8M | +14.9% |
| 2025-12-31 | 2026-01-20 | — | — | $53.3M | +13.9% |
| 2025-09-30 | 2025-10-21 | $0.81 | +50.0% | $51.1M | +15.6% |
| 2025-06-30 | 2025-07-21 | $0.69 | +43.8% | $49.2M | +21.8% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-19 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
| Net margin25.1% |
| EPS growth 3Y5.3% |
| Sales growth 3Y6.7% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
