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SPZCOSLM Corp · SLMData at close 2026-07-28

Financials · Personal Credit Institutions · Nasdaq · CIK 1032033 · FYE Dec 31 · Prices AT CLOSE 2026-07-28 (USD) — end-of-day, never a live or intraday quote

Last $25.19Day −0.90%Mkt cap $4.7BP/E (FY) 7.3×1Y −21.5%Off 52W high −24.8%Vol (1Y) 38.4%

Price2023-07-28 → 2026-07-28

SLM close: $15.8 on 2023-07-28 to $25.2 on 2026-07-28.

Daily closing price, split-adjusted to the current basis; 3y shown of 5,292 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.

At a glance

Fair value (model)$25.48

Implied upside+1.2%

Valuation confidenceMEDIUM

Short interest10.2% of sh out

Days to cover6.0d

13F net flow (QoQ)−0.32%

Top-10 13F concentration52.1%

Next report (est.)2026-10-22

Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.

Key fundamentalsFY 2025

P/E (FY)7.3×

Sales (TTM)$1.96B

Earnings (TTM)$735.5M

ROE32.3%

Trailing returns

YTD−5.7%

1Y−21.5%

3Y+70.5%

5Y+49.4%

10Y+307.5%

Since incept. (ann.)+8.0%

Total return through 2026-07-28 · series begins 2005-07-11. Only the windows this history actually covers are shown.

Risk

Ann. volatility (1Y)38.4%

Ann. volatility (3Y)33.9%

Sharpe (1Y)−0.44

Sharpe (3Y)0.70

Max drawdown (1Y)−42.9%

Max drawdown (3Y)−45.1%

Beta (3Y vs SPY)0.92

Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.

Top institutional holders13F 2026-Q1

Manager	Shares	Value	% sh out	QoQ
BlackRock, Inc.	18.9M	$404M	10.05%	+0.5%
FMR LLC	17.9M	$384M	9.53%	−2.4%
Brave Warrior Advisors, LLC	13.6M	$291M	7.23%	+5.9%
VANGUARD PORTFOLIO MANAGEMENT LLC	10.8M	$232M	5.76%	new
VANGUARD CAPITAL MANAGEMENT LLC	8.6M	$183M	4.56%	new
PRICE T ROWE ASSOCIATES INC /MD/	8.4M	$181M	4.49%	+17.6%
Impactive Capital LP	7.8M	$167M	4.16%	+8.3%
DIMENSIONAL FUND ADVISORS LP	7.5M	$161M	4.00%	+22.4%

Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total. Institutional 13F holdings sum to 109.0% of shares outstanding. Readings above 100% reflect securities-lending double counting: shares on loan to short sellers are reported long by both the lending institution and the one that bought them. FINRA short interest of 24,874,249 shares (settlement 2026-04-30) accounts for the excess.

Latest reported quarterslast report 2026-07-23

Period end	Reported	EPS	EPS YoY	Revenue	Rev YoY
2026-06-30	2026-07-23	$0.29	−9.4%	$401.1M	−0.6%
2026-03-31	2026-04-23	$1.54	+10.0%	$560.0M	−3.6%
2025-12-31	2026-01-22	—	—	$454.1M	+16.4%
2025-09-30	2025-10-23	$0.63	—	$545.7M	+42.1%

EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-22 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.

Basis & disclosures

End-of-day only. Every price on this sheet is a stored CLOSE — the last one is 2026-07-28. Nothing here is live, intraday or delayed-real-time, and the sheet does not update after it is printed.
Nothing is imputed. A figure that is not in the underlying filing or feed renders as “—”. We never fill a gap with an estimate, a peer median or a carried-forward value.
Mixed as-of dates by design. Prices are at the last close; fundamentals are at the latest reported fiscal period; 13F ownership is at the latest filed quarter (45+ days in arrears); short interest is the latest FINRA settlement. Each block states its own basis above.
Not investment advice. Model fair values, reverse-DCF grades and confidence labels are the output of published, disclosed methods on public filings — they are analysis, not a recommendation, a price target or a solicitation.
Fundamentals and ownership derive from SEC EDGAR (and equivalent foreign registers); prices from a licensed end-of-day vendor, shown under a neutral source label. Full methodology at spzco.com/methodology.