Financials · National Commercial Banks · Nasdaq · CIK 90498 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $23.46Day −0.09%Mkt cap $3.4B1Y +22.4%Off 52W high −1.9%Vol (1Y) 26.5%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,293 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$8.49 |
| Implied upside−63.8% |
| Valuation confidenceMEDIUM |
| Short interest3.8% of sh out |
| Days to cover5.2d |
| 13F net flow (QoQ)+0.82% |
| Top-10 13F concentration59.4% |
| Next report (est.)2026-10-15 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| Sales (TTM)$135.0M |
| Earnings (TTM)-$361.4M |
| ROE−11.4% |
| Net margin−385.1% |
| YTD+25.9% |
| 1Y+22.4% |
| 3Y+31.0% |
| 5Y+2.8% |
| 10Y+39.3% |
| Since incept. (ann.)+5.4% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)26.5% |
| Ann. volatility (3Y)29.4% |
| Sharpe (1Y)0.91 |
| Sharpe (3Y)0.48 |
| Max drawdown (1Y)−17.6% |
| Max drawdown (3Y)−30.5% |
| Beta (3Y vs SPY)1.06 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 20.7M | $403M | 14.29% | +0.1% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 8.8M | $171M | 6.07% | new |
| STATE STREET CORP | 7.6M | $150M | 5.26% | +0.9% |
| VANGUARD CAPITAL MANAGEMENT LLC | 6.5M | $127M | 4.51% | new |
| WELLINGTON MANAGEMENT GROUP LLP | 6.3M | $123M | 4.37% | −6.9% |
| DIMENSIONAL FUND ADVISORS LP | 6.2M | $121M | 4.31% | −15.1% |
| NORTHERN TRUST CORP | 4.4M | $85M | 3.02% | +0.0% |
| GEODE CAPITAL MANAGEMENT, LLC | 3.7M | $71M | 2.52% | +2.9% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-16 | $0.47 | +80.8% | $241.4M | +15.2% |
| 2025-12-31 | 2026-01-20 | — | — | $249.0M | +19.4% |
| 2025-09-30 | 2025-10-16 | −$4.00 | −2100.0% | -$569.5M | −425.7% |
| 2025-06-30 | 2025-07-17 | $0.43 | +34.4% | $214.2M | +8.6% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-15 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Deposit Account 37% · Fiduciary And Trust 28% · Credit And Debit Card 25% · Mortgage Loans 6% · Financial Service Other 4%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Debt / equity0.10× |
| Sales growth 3Y−51.2% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
