Financials · State Commercial Banks · NYSE · CIK 715072 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $43.34Day −1.12%Mkt cap $4.0BP/E (FY) 21.2×1Y +19.3%Off 52W high −2.6%Vol (1Y) 26.3%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,293 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$33.94 |
| Implied upside−22.6% |
| Valuation confidenceMEDIUM |
| Short interest4.5% of sh out |
| Days to cover5.7d |
| 13F net flow (QoQ)+1.51% |
| Top-10 13F concentration59.0% |
| Next report (est.)2026-10-27 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)21.2× |
| Sales (TTM)$1.09B |
| Earnings (TTM)$228.0M |
| ROE5.5% |
| YTD+24.6% |
| 1Y+19.3% |
| 3Y+51.7% |
| 5Y+40.8% |
| 10Y+74.1% |
| Since incept. (ann.)+6.3% |
Total return through 2026-07-30 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)26.3% |
| Ann. volatility (3Y)30.9% |
| Sharpe (1Y)0.81 |
| Sharpe (3Y)0.61 |
| Max drawdown (1Y)−17.2% |
| Max drawdown (3Y)−29.3% |
| Beta (3Y vs SPY)1.16 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 13.6M | $492M | 14.47% | −1.3% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 5.8M | $210M | 6.17% | new |
| DIMENSIONAL FUND ADVISORS LP | 5.3M | $193M | 5.66% | +1.2% |
| STATE STREET CORP | 4.9M | $175M | 5.16% | +2.4% |
| WELLINGTON MANAGEMENT GROUP LLP | 4.3M | $156M | 4.60% | +40.0% |
| VANGUARD CAPITAL MANAGEMENT LLC | 4.3M | $154M | 4.52% | new |
| VICTORY CAPITAL MANAGEMENT INC | 3.1M | $110M | 3.24% | −6.5% |
| Invesco Ltd. | 2.6M | $95M | 2.78% | +19.6% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-28 | $0.94 | +44.6% | $273.8M | +60.5% |
| 2025-12-31 | 2026-01-27 | — | — | $278.5M | +66.7% |
| 2025-09-30 | 2025-10-28 | $0.63 | −46.6% | $269.5M | +22.4% |
| 2025-06-30 | 2025-07-22 | $0.01 | −98.6% | $267.2M | +63.1% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-27 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Bank Servicing 100%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin18.4% |
| Debt / equity0.13× |
| EPS growth 3Y−11.1% |
| Sales growth 3Y16.1% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
