Financials · National Commercial Banks · NYSE · CIK 805676 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $212.56Day +2.70%Mkt cap $3.8BP/E (FY) 19.1×1Y +33.5%Off 52W high −0.7%Vol (1Y) 26.9%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,312 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$103.81 |
| Implied upside−51.2% |
| Valuation confidenceLOW |
| Short interest3.8% of sh out |
| Days to cover7.5d |
| 13F net flow (QoQ)+1.86% |
| Top-10 13F concentration79.8% |
| Next report (est.)2026-10-23 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)19.1× |
| Sales (TTM)$695.0M |
| Earnings (TTM)$179.6M |
| Net margin27.1% |
| YTD+41.5% |
| 1Y+33.5% |
| 3Y+110.0% |
| 5Y+120.5% |
| 10Y+244.4% |
| Since incept. (ann.)+8.0% |
Total return through 2026-07-29 · series begins 2005-06-06. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)26.9% |
| Ann. volatility (3Y)31.0% |
| Sharpe (1Y)1.21 |
| Sharpe (3Y)0.97 |
| Max drawdown (1Y)−14.3% |
| Max drawdown (3Y)−30.4% |
| Beta (3Y vs SPY)0.75 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 2.4M | $396M | 13.39% | +7.0% |
| PARK NATIONAL CORP /OH/ | 1.2M | $189M | 6.39% | +9.8% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 969,328 | $158M | 5.36% | new |
| STATE STREET CORP | 747,158 | $122M | 4.13% | +8.4% |
| VANGUARD CAPITAL MANAGEMENT LLC | 734,386 | $120M | 4.06% | new |
| DIMENSIONAL FUND ADVISORS LP | 517,432 | $85M | 2.86% | +1.1% |
| GEODE CAPITAL MANAGEMENT, LLC | 381,652 | $62M | 2.11% | +10.1% |
| CHARLES SCHWAB INVESTMENT MANAGEMENT INC | 180,526 | $30M | 1.00% | +7.4% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-24 | $2.39 | −8.1% | $188.5M | +19.3% |
| 2025-12-31 | 2026-01-26 | — | — | $168.3M | +2.2% |
| 2025-09-30 | 2025-10-27 | $2.92 | +24.3% | $169.5M | −0.5% |
| 2025-06-30 | 2025-07-28 | $2.97 | +22.7% | $168.7M | +7.0% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-23 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Fiduciary And Trust 65% · Bank Servicing 21% · Deposit Account 14%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| EPS growth 3Y7.0% |
| Sales growth 3Y8.9% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
