Financials · Short-Term Business Credit Institutions · Nasdaq · CIK 1185348 · FYE Dec 31 · Prices AT CLOSE 2026-08-21 (USD) Last $19.58 · Day +5.10% · Mkt cap $737M · 1Y +21.0% · Off 52W high −13.2% · Vol (1Y) 60.6% Price2023-08-21 → 2026-08-21 PRAA close: $19.6 on 2023-08-21 to $19.6 on 2026-08-21. Split-adj closes · 240 of 5,310 · price returnⓘ At a glance | Short interest2.2% of sh out | | Days to cover2.4d | | 13F net flow (QoQ)−1.82% | | Top-10 13F concentration63.6% | | Next report (est.)2026-11-05 |
SI 2026-07-31 · 13F 2026-Q1ⓘ Key fundamentalsFY 2025 | Sales (TTM)$1.33B | | Earnings (TTM)-$265.0M | | ROE−28.9% | | Net margin−25.4% | | ROIC−2.4% | | Sales growth 3Y7.5% |
FY ratios · TTM sales/earnings (USD)ⓘ Trailing returns | YTD+10.7% | | 1Y+21.0% | | 3Y−0.1% | | 5Y−51.1% | | 10Y−33.2% | | Since incept. (ann.)+1.5% |
Total return · from 2005-07-11ⓘ Risk | Ann. volatility (1Y)60.6% | | Ann. volatility (3Y)57.9% | | Sharpe (1Y)0.61 | | Sharpe (3Y)0.29 | | Max drawdown (1Y)−42.3% | | Max drawdown (3Y)−62.8% | | Beta (3Y vs SPY)1.17 |
Daily returns, ann.ⓘ Top institutional holders13F 2026-Q1 | Manager | Shares | Value | % sh out | QoQ |
|---|
| BlackRock, Inc. | 7.1M | $124M | 18.43% | −0.6% | | Topline Capital Management, LLC | 3.8M | $67M | 10.00% | +31.8% | | T. Rowe Price Investment Management, Inc. | 3.6M | $64M | 9.48% | −17.3% | | Global Alpha Capital Management Ltd. | 1.9M | $34M | 5.04% | −1.3% | | VANGUARD CAPITAL MANAGEMENT LLC | 1.7M | $29M | 4.30% | new | | DIMENSIONAL FUND ADVISORS LP | 1.6M | $29M | 4.25% | −12.6% | | STATE STREET CORP | 1.5M | $26M | 3.90% | +0.1% | | GEODE CAPITAL MANAGEMENT, LLC | 946,530 | $17M | 2.46% | +0.3% |
Δ vs 2025-Q4ⓘ Latest reported quarterslast report 2026-08-06 | Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|
| 2026-06-30 | 2026-08-06 | $1.51 | +39.8% | $372.2M | +29.4% | | 2026-03-31 | 2026-05-07 | $0.73 | +711.1% | $314.5M | +16.7% | | 2025-12-31 | 2026-02-26 | $1.47 | +212.8% | $333.4M | +13.7% | | 2025-09-30 | 2025-11-03 | −$10.43 | −1611.6% | $311.1M | +10.5% |
As-reported XBRL · next 2026-11-05 est.ⓘ Segment mixFY2025 (ended Dec 2025) Total Reportable Segments 50% · United States 28% · Europe 22% business · TAGGED revenueⓘ Basis & disclosures - EOD closes · nothing imputed or averaged · absent “—”
- As-of differs by block · 13F = US long, 45+d lag, LOWER bound
- Not investment advice · no recommendation, price target or solicitation
- EDGAR + foreign registers · marketstack (licensed EOD) · spzco.com/methodology
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