Financials · Savings Institution, Federally Chartered · NYSE · CIK 1178970 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $24.07Day −0.41%Mkt cap $3.1BP/E (FY) 10.8×1Y +33.0%Off 52W high −2.0%Vol (1Y) 26.0%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,294 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$22.95 |
| Implied upside−4.7% |
| Valuation confidenceMEDIUM |
| Short interest4.6% of sh out |
| Days to cover6.8d |
| 13F net flow (QoQ)+0.82% |
| Top-10 13F concentration67.0% |
| Next report (est.)2026-07-30 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)10.8× |
| Sales (TTM)$886.8M |
| Earnings (TTM)$306.5M |
| ROE10.7% |
| YTD+24.5% |
| 1Y+33.0% |
| 3Y+52.2% |
| 5Y+41.5% |
| 10Y+88.7% |
| Since incept. (ann.)+5.4% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)26.0% |
| Ann. volatility (3Y)32.3% |
| Sharpe (1Y)1.18 |
| Sharpe (3Y)0.56 |
| Max drawdown (1Y)−14.5% |
| Max drawdown (3Y)−31.3% |
| Beta (3Y vs SPY)0.78 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 19.3M | $409M | 14.78% | −0.2% |
| DIMENSIONAL FUND ADVISORS LP | 8.1M | $171M | 6.18% | +3.3% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 8.1M | $171M | 6.17% | new |
| STATE STREET CORP | 7.3M | $154M | 5.57% | +3.3% |
| WELLINGTON MANAGEMENT GROUP LLP | 5.8M | $122M | 4.43% | −13.8% |
| VANGUARD CAPITAL MANAGEMENT LLC | 5.6M | $119M | 4.29% | new |
| AMERICAN CENTURY COMPANIES INC | 3.6M | $76M | 2.74% | +20.4% |
| GEODE CAPITAL MANAGEMENT, LLC | 3.3M | $70M | 2.54% | +8.0% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-30 | $0.61 | +24.5% | $225.2M | +7.9% |
| 2025-12-31 | 2026-01-28 | — | — | $225.7M | +9.6% |
| 2025-09-30 | 2025-10-30 | $0.55 | +52.8% | $221.8M | +5.3% |
| 2025-06-30 | 2025-07-24 | $0.55 | — | $214.2M | +30.8% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-07-30 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Wealth Management Fees 30% · Banking 26% · Deposit Account 21% · Insurance Commissions And Fees 19% · Debit Card 5%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin33.5% |
| EPS growth 3Y−1.7% |
| Sales growth 3Y19.9% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
