Financials · State Commercial Banks · Nasdaq · CIK 357173 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $25.29Day +0.28%Mkt cap $1.3BP/E (FY) 15.6×1Y +45.2%Off 52W high −1.5%Vol (1Y) 26.4%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,294 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$17.69 |
| Implied upside−30.1% |
| Valuation confidenceMEDIUM |
| Short interest3.4% of sh out |
| Days to cover5.0d |
| 13F net flow (QoQ)+0.87% |
| Top-10 13F concentration52.1% |
| Next report (est.)2026-10-21 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)15.6× |
| Sales (TTM)$360.0M |
| Earnings (TTM)$86.1M |
| ROE10.2% |
| YTD+30.6% |
| 1Y+45.2% |
| 3Y+64.3% |
| 5Y+128.1% |
| 10Y+266.6% |
| Since incept. (ann.)−0.0% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)26.4% |
| Ann. volatility (3Y)27.7% |
| Sharpe (1Y)1.53 |
| Sharpe (3Y)0.74 |
| Max drawdown (1Y)−10.9% |
| Max drawdown (3Y)−25.5% |
| Beta (3Y vs SPY)0.57 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 4.1M | $83M | 8.02% | −0.7% |
| DIMENSIONAL FUND ADVISORS LP | 2.4M | $48M | 4.64% | +5.7% |
| VANGUARD CAPITAL MANAGEMENT LLC | 2.3M | $45M | 4.38% | new |
| Davis Asset Management, L.P. | 1.8M | $36M | 3.50% | +3.1% |
| GOLDMAN SACHS GROUP INC | 1.7M | $34M | 3.29% | +33.9% |
| STATE STREET CORP | 1.6M | $32M | 3.11% | +3.9% |
| AMERICAN CENTURY COMPANIES INC | 1.6M | $32M | 3.09% | +8.2% |
| FJ Capital Management LLC | 1.5M | $30M | 2.93% | −17.7% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-22 | $0.48 | +11.6% | $93.8M | +28.3% |
| 2025-12-31 | 2026-01-21 | — | — | $95.2M | +30.1% |
| 2025-09-30 | 2025-10-22 | $0.18 | −64.0% | $95.9M | +34.7% |
| 2025-06-30 | 2025-07-23 | $0.48 | +0.0% | $75.1M | +6.1% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-21 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Fiduciary And Trust 49% · Deposit Account 42% · Mortgage Servicing 7% · Mortgage Banking 1%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin23.7% |
| EPS growth 3Y2.8% |
| Sales growth 3Y10.8% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
