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SPZCOOneMain Holdings, Inc. · OMFData at close 2026-07-30

Financials · Personal Credit Institutions · NYSE · CIK 1584207 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote

Last $63.40Day +0.73%Mkt cap $7.3BP/E (FY) 9.6×1Y +18.3%Off 52W high −11.9%Vol (1Y) 29.4%

Price2023-07-31 → 2026-07-30

OMF close: $45.5 on 2023-07-31 to $63.4 on 2026-07-30.

Daily closing price, split-adjusted to the current basis; 3y shown of 2,680 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.

At a glance

Fair value (model)$43.84

Implied upside−30.3%

Valuation confidenceMEDIUM

Short interest5.1% of sh out

Days to cover5.2d

13F net flow (QoQ)−1.62%

Top-10 13F concentration52.0%

Next report (est.)2026-07-31

Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.

Key fundamentalsFY 2025

P/E (FY)9.6×

Sales (TTM)$4.98B

Earnings (TTM)$796.0M

ROE23.8%

Trailing returns

YTD−2.6%

1Y+18.3%

3Y+78.1%

5Y+66.1%

10Y+399.0%

Since incept. (ann.)+10.4%

Total return through 2026-07-30 · series begins 2015-11-27. Only the windows this history actually covers are shown.

Risk

Ann. volatility (1Y)29.4%

Ann. volatility (3Y)32.6%

Sharpe (1Y)0.69

Sharpe (3Y)0.76

Max drawdown (1Y)−29.7%

Max drawdown (3Y)−29.9%

Beta (3Y vs SPY)1.23

Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.

Top institutional holders13F 2026-Q1

Manager	Shares	Value	% sh out	QoQ
BlackRock, Inc.	10.0M	$536M	8.55%	+1.8%
Brave Warrior Advisors, LLC	7.7M	$412M	6.58%	−0.5%
Capital International Investors	5.7M	$306M	4.88%	−36.3%
VANGUARD PORTFOLIO MANAGEMENT LLC	5.4M	$291M	4.65%	new
VANGUARD CAPITAL MANAGEMENT LLC	5.3M	$284M	4.53%	new
FMR LLC	5.2M	$279M	4.46%	−23.6%
DIMENSIONAL FUND ADVISORS LP	4.3M	$232M	3.71%	+7.6%
GOLDMAN SACHS GROUP INC	4.0M	$214M	3.41%	+115.5%

Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.

Latest reported quarterslast report 2026-05-01

Period end	Reported	EPS	EPS YoY	Revenue	Rev YoY
2026-03-31	2026-05-01	$1.93	+8.4%	$1.26B	+6.6%
2025-12-31	2026-02-05	—	—	$1.29B	+10.1%
2025-09-30	2025-10-31	$1.67	+27.5%	$1.24B	+6.2%
2025-06-30	2025-07-25	$1.40	+137.3%	$1.20B	+9.3%

EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-07-31 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.

Basis & disclosures

End-of-day only. Every price on this sheet is a stored CLOSE — the last one is 2026-07-30. Nothing here is live, intraday or delayed-real-time, and the sheet does not update after it is printed.
Nothing is imputed. A figure that is not in the underlying filing or feed renders as “—”. We never fill a gap with an estimate, a peer median or a carried-forward value.
Mixed as-of dates by design. Prices are at the last close; fundamentals are at the latest reported fiscal period; 13F ownership is at the latest filed quarter (45+ days in arrears); short interest is the latest FINRA settlement. Each block states its own basis above.
Not investment advice. Model fair values, reverse-DCF grades and confidence labels are the output of published, disclosed methods on public filings — they are analysis, not a recommendation, a price target or a solicitation.
Fundamentals and ownership derive from SEC EDGAR (and equivalent foreign registers); prices from a licensed end-of-day vendor, shown under a neutral source label. Full methodology at spzco.com/methodology.