Financials · National Commercial Banks · Nasdaq · CIK 1004702 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $19.73Day −1.55%Mkt cap $1.1BP/E (FY) 16.9×1Y +20.5%Off 52W high −4.3%Vol (1Y) 29.1%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,293 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$23.48 |
| Implied upside+19.0% |
| Valuation confidenceMEDIUM |
| Short interest7.8% of sh out |
| Days to cover5.3d |
| 13F net flow (QoQ)+2.72% |
| Top-10 13F concentration52.9% |
| Next report (est.)2026-10-22 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)16.9× |
| Sales (TTM)$410.2M |
| Earnings (TTM)$70.0M |
| ROE4.2% |
| YTD+12.3% |
| 1Y+20.5% |
| 3Y+22.0% |
| 5Y+23.6% |
| 10Y+53.3% |
| Since incept. (ann.)+2.8% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)29.1% |
| Ann. volatility (3Y)34.0% |
| Sharpe (1Y)0.74 |
| Sharpe (3Y)0.35 |
| Max drawdown (1Y)−15.4% |
| Max drawdown (3Y)−33.9% |
| Beta (3Y vs SPY)1.19 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 6.7M | $121M | 11.69% | −5.2% |
| DIMENSIONAL FUND ADVISORS LP | 3.4M | $61M | 5.92% | +5.6% |
| STATE STREET CORP | 2.9M | $52M | 5.00% | +58.6% |
| WELLINGTON MANAGEMENT GROUP LLP | 2.6M | $47M | 4.51% | −20.5% |
| VANGUARD CAPITAL MANAGEMENT LLC | 2.4M | $44M | 4.21% | new |
| T. Rowe Price Investment Management, Inc. | 2.2M | $39M | 3.78% | −3.1% |
| Invesco Ltd. | 2.0M | $36M | 3.47% | −0.1% |
| TWO SIGMA INVESTMENTS, LP | 1.6M | $28M | 2.73% | +183.9% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-23 | $0.36 | +2.9% | $103.2M | +5.4% |
| 2025-12-31 | 2026-01-22 | — | — | $104.7M | +9.6% |
| 2025-09-30 | 2025-10-22 | $0.30 | −28.6% | $103.0M | +6.3% |
| 2025-06-30 | 2025-07-24 | $0.28 | −30.0% | $99.4M | +6.6% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-22 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Deposit Account 92% · Investment Advisory Management And Administrative Service 8%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin17.5% |
| Debt / equity0.15× |
| EPS growth 3Y−21.5% |
| Sales growth 3Y−2.5% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
