Financials · State Commercial Banks · Nasdaq · CIK 1013272 · FYE Dec 31 · Prices AT CLOSE 2026-07-28 (USD) — end-of-day, never a live or intraday quote
Last $34.05Day +1.01%Mkt cap $371MP/E (FY) 11.3×1Y +43.2%Off 52W high −1.5%Vol (1Y) 27.0%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,292 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$28.03 |
| Implied upside−17.7% |
| Valuation confidenceMEDIUM |
| Short interest1.3% of sh out |
| Days to cover5.1d |
| 13F net flow (QoQ)+3.99% |
| Top-10 13F concentration70.4% |
| Next report (est.)2026-10-28 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)11.3× |
| Sales (TTM)$95.0M |
| Earnings (TTM)$25.7M |
| ROE12.2% |
| YTD+24.1% |
| 1Y+43.2% |
| 3Y+22.7% |
| 5Y+67.4% |
| 10Y+298.9% |
| Since incept. (ann.)+9.1% |
Total return through 2026-07-28 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)27.0% |
| Ann. volatility (3Y)36.9% |
| Sharpe (1Y)1.48 |
| Sharpe (3Y)0.38 |
| Max drawdown (1Y)−12.9% |
| Max drawdown (3Y)−33.5% |
| Beta (3Y vs SPY)0.69 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | 750,791 | $22M | 6.89% | −15.5% |
| BlackRock, Inc. | 660,683 | $19M | 6.07% | +13.8% |
| VANGUARD CAPITAL MANAGEMENT LLC | 428,058 | $13M | 3.93% | new |
| UBS Group AG | 239,670 | $7M | 2.20% | +748.0% |
| GEODE CAPITAL MANAGEMENT, LLC | 237,415 | $7M | 2.18% | +17.8% |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | 175,061 | $5M | 1.61% | −1.0% |
| Cornerstone Wealth Group, LLC | 166,585 | $5M | 1.53% | −2.6% |
| Bulldog Investors, LLP | 170,000 | $5M | 1.56% | +165.0% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-27 | $0.35 | −44.4% | $27.3M | +34.9% |
| 2025-12-31 | 2026-01-22 | — | — | $23.5M | — |
| 2025-09-30 | 2025-10-22 | $0.89 | +85.4% | $23.0M | +26.0% |
| 2025-06-30 | 2025-07-23 | $0.67 | +28.8% | $21.3M | +24.4% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-28 is ESTIMATED from filing cadence (median gap 92d) — not company-confirmed.
Service Charges And Fees 42% · Debit Card 15% · Overdraft Fees 10% · Fiduciary Activities 7% · Fiduciary And Trust 7%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin31.6% |
| EPS growth 3Y−5.6% |
| Sales growth 3Y3.9% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
