Financials · National Commercial Banks · NYSE · CIK 1174850 · FYE Dec 31 · Prices AT CLOSE 2026-08-21 (USD) Last $173.23 · Day +0.90% · Mkt cap $3.6B · P/E (FY) 17.7× · 1Y +34.8% · Off 52W high −3.8% · Vol (1Y) 30.9% Price2023-08-21 → 2026-08-21 NIC close: $76 on 2023-08-21 to $173 on 2026-08-21. Split-adj closes · 240 of 1,059 · price returnⓘ At a glance | Short interest4.7% of sh out | | Days to cover4.5d | | 13F net flow (QoQ)+10.93% | | Top-10 13F concentration54.7% | | Next report (est.)2026-10-20 |
SI 2026-07-31 · 13F 2026-Q1ⓘ Key fundamentalsFY 2025 | P/E (FY)17.7× | | Sales (TTM)$519.5M | | Earnings (TTM)$154.2M | | ROE12.4% | | Net margin38.4% | | Debt / equity0.11× | | EPS growth 3Y14.2% | | Sales growth 3Y9.6% |
FY ratios · TTM sales/earnings (USD)ⓘ Trailing returns | YTD+43.5% | | 1Y+34.8% | | 3Y+135.6% | | Since incept. (ann.)+21.7% |
Total return · from 2022-05-25ⓘ Risk | Ann. volatility (1Y)30.9% | | Ann. volatility (3Y)31.5% | | Sharpe (1Y)1.13 | | Sharpe (3Y)1.07 | | Max drawdown (1Y)−17.9% | | Max drawdown (3Y)−17.9% | | Beta (3Y vs SPY)0.37 |
Daily returns, ann.ⓘ Top institutional holders13F 2026-Q1 | Manager | Shares | Value | % sh out | QoQ |
|---|
| BlackRock, Inc. | 1.6M | $241M | 7.60% | +44.0% | | VANGUARD CAPITAL MANAGEMENT LLC | 819,810 | $122M | 3.84% | new | | DIMENSIONAL FUND ADVISORS LP | 819,274 | $122M | 3.83% | +32.1% | | STATE STREET CORP | 711,361 | $106M | 3.33% | +55.1% | | WESTWOOD HOLDINGS GROUP INC | 486,751 | $72M | 2.28% | new | | GEODE CAPITAL MANAGEMENT, LLC | 456,977 | $68M | 2.14% | +47.6% | | AMERICAN CENTURY COMPANIES INC | 324,618 | $48M | 1.52% | +63.0% | | FJ Capital Management LLC | 306,381 | $46M | 1.43% | +1400.3% |
Δ vs 2025-Q4ⓘ Latest reported quarterslast report 2026-07-21 | Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|
| 2026-06-30 | 2026-07-21 | $2.62 | +12.0% | $177.8M | +85.7% | | 2026-03-31 | 2026-04-21 | $0.81 | −61.1% | $134.9M | +50.8% | | 2025-12-31 | 2026-01-20 | $2.63 | +19.0% | $104.0M | +12.5% | | 2025-09-30 | 2025-10-23 | $2.73 | +30.0% | $102.9M | +13.4% |
As-reported XBRL · next 2026-10-20 est.ⓘ Segment mixFY2025 (ended Dec 2025) Investment Advisory Management And Administrative Service 57% · Credit And Debit Card 28% · Deposit Account 15% product & service · TAGGED revenueⓘ Basis & disclosures - EOD closes · nothing imputed or averaged · absent “—”
- As-of differs by block · 13F = US long, 45+d lag, LOWER bound
- Not investment advice · no recommendation, price target or solicitation
- EDGAR + foreign registers · marketstack (licensed EOD) · spzco.com/methodology
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