Financials · National Commercial Banks · Nasdaq · CIK 790359 · FYE Dec 31 · Prices AT CLOSE 2026-07-28 (USD) — end-of-day, never a live or intraday quote
Last $53.64Day +2.13%Mkt cap $2.8BP/E (FY) 16.1×1Y +33.8%Off 52W high −0.7%Vol (1Y) 25.7%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,292 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$38.27 |
| Implied upside−28.7% |
| Valuation confidenceMEDIUM |
| Short interest3.4% of sh out |
| Days to cover5.2d |
| 13F net flow (QoQ)−0.23% |
| Top-10 13F concentration66.2% |
| Next report (est.)2026-10-22 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)16.1× |
| Sales (TTM)$726.8M |
| Earnings (TTM)$183.6M |
| ROE9.9% |
| YTD+31.4% |
| 1Y+33.8% |
| 3Y+56.4% |
| 5Y+82.7% |
| 10Y+141.5% |
| Since incept. (ann.)+7.1% |
Total return through 2026-07-28 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)25.7% |
| Ann. volatility (3Y)28.9% |
| Sharpe (1Y)1.28 |
| Sharpe (3Y)0.68 |
| Max drawdown (1Y)−12.2% |
| Max drawdown (3Y)−25.7% |
| Beta (3Y vs SPY)0.65 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 7.4M | $315M | 14.23% | −0.0% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 3.5M | $148M | 6.68% | new |
| STATE STREET CORP | 2.5M | $106M | 4.78% | +2.2% |
| DIMENSIONAL FUND ADVISORS LP | 2.3M | $99M | 4.48% | +1.3% |
| VANGUARD CAPITAL MANAGEMENT LLC | 2.3M | $96M | 4.33% | new |
| GEODE CAPITAL MANAGEMENT, LLC | 1.3M | $57M | 2.56% | +4.5% |
| SILVERCREST ASSET MANAGEMENT GROUP LLC | 692,782 | $29M | 1.33% | −4.5% |
| NORTHERN TRUST CORP | 683,481 | $29M | 1.31% | +2.1% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-23 | $0.98 | +27.3% | $184.5M | +19.3% |
| 2025-12-31 | 2026-01-26 | — | — | $185.1M | +24.7% |
| 2025-09-30 | 2025-10-27 | $1.03 | +28.7% | $186.1M | +26.2% |
| 2025-06-30 | 2025-07-28 | $0.44 | −36.2% | $171.2M | +21.9% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-22 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Administrative Service 34% · Asset Management1 24% · ATMAnd Debit Card Fees 13% · Deposit Account 10% · Insurance Revenue 10%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin24.3% |
| EPS growth 3Y−1.8% |
| Sales growth 3Y10.4% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
