Financials · State Commercial Banks · Nasdaq · CIK 879635 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $38.44Day +0.23%Mkt cap $974MP/E (FY) 15.1×1Y +44.7%Off 52W high −1.8%Vol (1Y) 26.2%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,294 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$32.91 |
| Implied upside−14.4% |
| Valuation confidenceMEDIUM |
| Short interest2.9% of sh out |
| Days to cover4.6d |
| 13F net flow (QoQ)+3.04% |
| Top-10 13F concentration63.5% |
| Next report (est.)2026-10-20 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)15.1× |
| Sales (TTM)$243.0M |
| Earnings (TTM)$51.2M |
| ROE7.7% |
| YTD+25.5% |
| 1Y+44.7% |
| 3Y+79.5% |
| 5Y+69.6% |
| 10Y+210.9% |
| Since incept. (ann.)+6.6% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)26.2% |
| Ann. volatility (3Y)30.6% |
| Sharpe (1Y)1.59 |
| Sharpe (3Y)0.77 |
| Max drawdown (1Y)−15.5% |
| Max drawdown (3Y)−26.8% |
| Beta (3Y vs SPY)0.45 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| WELLINGTON MANAGEMENT GROUP LLP | 2.3M | $73M | 8.97% | +0.0% |
| BlackRock, Inc. | 1.5M | $48M | 5.91% | +0.9% |
| VANGUARD CAPITAL MANAGEMENT LLC | 915,022 | $29M | 3.61% | new |
| ALLIANCEBERNSTEIN L.P. | 887,937 | $28M | 3.50% | +54.2% |
| DIMENSIONAL FUND ADVISORS LP | 748,196 | $24M | 2.95% | +11.9% |
| STATE STREET CORP | 553,675 | $18M | 2.18% | +3.6% |
| GEODE CAPITAL MANAGEMENT, LLC | 503,914 | $16M | 1.99% | +2.4% |
| Fourthstone LLC | 367,386 | $12M | 1.45% | +26.1% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-21 | $0.36 | −49.3% | $64.9M | +35.8% |
| 2025-12-31 | 2026-01-21 | — | — | $62.0M | +30.8% |
| 2025-09-30 | 2025-10-22 | $0.79 | +6.8% | $61.8M | +36.3% |
| 2025-06-30 | 2025-07-23 | $0.22 | −69.0% | $54.3M | +23.3% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-20 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Fiduciary And Trust 36% · Debit Card 27% · Mortgage Banking 19% · Deposit Account 17% · Mortgage Hedging 0%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin24.9% |
| EPS growth 3Y−9.5% |
| Sales growth 3Y9.6% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
