Financials · State Commercial Banks · Nasdaq · CIK 1747068 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $35.62Day −0.53%Mkt cap $1.0BP/E (FY) 13.5×1Y +26.9%Off 52W high −4.9%Vol (1Y) 26.3%
Daily closing price, split-adjusted to the current basis; 3y shown of 1,584 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$22.62 |
| Implied upside−36.5% |
| Valuation confidenceMEDIUM |
| Short interest2.2% of sh out |
| Days to cover8.6d |
| 13F net flow (QoQ)+1.73% |
| Top-10 13F concentration75.6% |
| Next report (est.)2026-10-23 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)13.5× |
| Sales (TTM)$170.5M |
| Earnings (TTM)$74.5M |
| ROE14.2% |
| YTD+36.6% |
| 1Y+26.9% |
| 3Y+83.4% |
| 5Y+107.7% |
| Since incept. (ann.)+24.7% |
Total return through 2026-07-29 · series begins 2020-04-01. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)26.3% |
| Ann. volatility (3Y)32.1% |
| Sharpe (1Y)0.98 |
| Sharpe (3Y)0.81 |
| Max drawdown (1Y)−17.2% |
| Max drawdown (3Y)−28.0% |
| Beta (3Y vs SPY)0.78 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 1.5M | $43M | 5.25% | +6.3% |
| VANGUARD CAPITAL MANAGEMENT LLC | 878,195 | $25M | 3.06% | new |
| AMERICAN CENTURY COMPANIES INC | 625,052 | $18M | 2.18% | +15.0% |
| GEODE CAPITAL MANAGEMENT, LLC | 518,374 | $15M | 1.81% | +15.5% |
| DIMENSIONAL FUND ADVISORS LP | 498,788 | $14M | 1.74% | +4.6% |
| STATE STREET CORP | 474,280 | $14M | 1.65% | +6.5% |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | 220,552 | $6M | 0.77% | +6.1% |
| NORTHERN TRUST CORP | 209,905 | $6M | 0.73% | +13.6% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-24 | $0.77 | +22.2% | $50.8M | +41.2% |
| 2025-12-31 | 2026-01-30 | — | — | $43.7M | +23.6% |
| 2025-09-30 | 2025-10-17 | $0.67 | +3.1% | $38.0M | +2.9% |
| 2025-06-30 | 2025-07-18 | $0.65 | −1.5% | $37.9M | +4.5% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-23 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Other Service Charges Commissions And Fees 76% · Deposit Account 24%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin44.0% |
| EPS growth 3Y2.7% |
| Sales growth 3Y4.2% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
