Financials · State Commercial Banks · Nasdaq · CIK 1042729 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $60.43Day +0.17%Mkt cap $1.0BP/E (FY) 11.0×1Y +31.7%Off 52W high −2.3%Vol (1Y) 25.8%
Daily closing price, split-adjusted to the current basis; 3y shown of 3,782 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$48.72 |
| Implied upside−19.4% |
| Valuation confidenceMEDIUM |
| Short interest2.5% of sh out |
| Days to cover4.1d |
| 13F net flow (QoQ)+5.42% |
| Top-10 13F concentration59.5% |
| Next report (est.)2026-10-20 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)11.0× |
| Sales (TTM)$253.0M |
| Earnings (TTM)$91.9M |
| ROE13.6% |
| YTD+27.5% |
| 1Y+31.7% |
| 3Y+90.5% |
| 5Y+130.9% |
| 10Y+253.5% |
| Since incept. (ann.)+18.2% |
Total return through 2026-07-29 · series begins 2011-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)25.8% |
| Ann. volatility (3Y)32.5% |
| Sharpe (1Y)1.17 |
| Sharpe (3Y)0.83 |
| Max drawdown (1Y)−12.7% |
| Max drawdown (3Y)−25.0% |
| Beta (3Y vs SPY)0.75 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 1.4M | $70M | 8.04% | −3.5% |
| WELLINGTON MANAGEMENT GROUP LLP | 1.2M | $60M | 6.88% | +303.3% |
| DIMENSIONAL FUND ADVISORS LP | 1.0M | $52M | 5.98% | +0.1% |
| VANGUARD CAPITAL MANAGEMENT LLC | 704,324 | $36M | 4.08% | new |
| AMERICAN CENTURY COMPANIES INC | 561,467 | $28M | 3.25% | +8.4% |
| STATE STREET CORP | 502,468 | $25M | 2.91% | +12.4% |
| RENAISSANCE TECHNOLOGIES LLC | 472,213 | $24M | 2.73% | −4.8% |
| GEODE CAPITAL MANAGEMENT, LLC | 435,012 | $22M | 2.52% | +8.0% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-21 | $1.32 | +9.1% | $67.6M | +18.1% |
| 2025-12-31 | 2026-01-20 | — | — | $62.1M | +6.0% |
| 2025-09-30 | 2025-10-21 | $1.46 | +19.7% | $62.4M | +7.6% |
| 2025-06-30 | 2025-07-22 | $1.39 | +18.8% | $60.9M | +7.4% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-20 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Credit And Debit Card 39% · Service Charges On Deposit And Sweep Accounts 34% · Payroll Processing 15% · Interest Rate Swap Fees 8% · Customer Service 4%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin36.6% |
| EPS growth 3Y12.4% |
| Sales growth 3Y8.4% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
