Financials · National Commercial Banks · Nasdaq · CIK 1074902 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $20.30Day −3.24%Mkt cap $289MP/E (FY) 12.5×1Y +38.4%Off 52W high −4.8%Vol (1Y) 31.5%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,292 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$19.66 |
| Implied upside−3.1% |
| Valuation confidenceMEDIUM |
| Short interest1.1% of sh out |
| Days to cover7.5d |
| 13F net flow (QoQ)+1.03% |
| Top-10 13F concentration67.5% |
| Next report (est.)2026-10-21 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)12.5× |
| Sales (TTM)$94.0M |
| Earnings (TTM)$23.0M |
| ROE8.8% |
| YTD+27.1% |
| 1Y+38.4% |
| 3Y+37.3% |
| 5Y+57.5% |
| 10Y+80.9% |
| Since incept. (ann.)+4.9% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)31.5% |
| Ann. volatility (3Y)32.8% |
| Sharpe (1Y)1.18 |
| Sharpe (3Y)0.50 |
| Max drawdown (1Y)−14.0% |
| Max drawdown (3Y)−24.6% |
| Beta (3Y vs SPY)0.63 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 825,765 | $13M | 5.80% | +1.0% |
| VANGUARD CAPITAL MANAGEMENT LLC | 546,561 | $9M | 3.84% | new |
| Ritter Daniher Financial Advisory LLC / DE | 544,927 | $8M | 3.83% | −0.1% |
| DIMENSIONAL FUND ADVISORS LP | 523,527 | $8M | 3.67% | +5.8% |
| LCNB CORP | 509,463 | $8M | 3.58% | +0.6% |
| GEODE CAPITAL MANAGEMENT, LLC | 325,500 | $5M | 2.28% | −1.2% |
| STATE STREET CORP | 182,373 | $3M | 1.28% | +0.8% |
| RENAISSANCE TECHNOLOGIES LLC | 156,283 | $2M | 1.10% | +13.2% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-22 | $0.31 | −6.1% | $23.5M | +9.4% |
| 2025-12-31 | 2026-01-29 | — | — | $23.9M | +5.1% |
| 2025-09-30 | 2025-10-22 | $0.49 | +58.1% | $23.8M | +11.5% |
| 2025-06-30 | 2025-07-22 | $0.41 | +485.7% | $22.8M | +18.1% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-21 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Fiduciary And Trust 56% · Deposit Account 44%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin25.1% |
| Debt / equity0.38× |
| EPS growth 3Y−5.5% |
| Sales growth 3Y6.9% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
