Financials · Savings Institution, Federally Chartered · Nasdaq · CIK 1617242 · FYE Jun 30 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $9.59Day −0.62%Mkt cap $621MP/E (FY) 22.8×1Y +66.7%Off 52W high −1.7%Vol (1Y) 28.7%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,293 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$9.62 |
| Implied upside+0.3% |
| Valuation confidenceMEDIUM |
| Short interest2.5% of sh out |
| Days to cover3.1d |
| 13F net flow (QoQ)+2.99% |
| Top-10 13F concentration64.2% |
| Next report (est.)2026-10-22 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)22.8× |
| Sales (TTM)$173.3M |
| Earnings (TTM)$35.9M |
| ROE3.5% |
| YTD+33.0% |
| 1Y+66.7% |
| 3Y+35.3% |
| 5Y+4.2% |
| 10Y+8.2% |
| Since incept. (ann.)+4.5% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)28.7% |
| Ann. volatility (3Y)36.6% |
| Sharpe (1Y)1.88 |
| Sharpe (3Y)0.44 |
| Max drawdown (1Y)−14.5% |
| Max drawdown (3Y)−41.5% |
| Beta (3Y vs SPY)1.02 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 8.0M | $60M | 12.31% | −2.2% |
| DIMENSIONAL FUND ADVISORS LP | 3.2M | $24M | 4.92% | −0.1% |
| T. Rowe Price Investment Management, Inc. | 2.6M | $20M | 4.09% | −2.9% |
| RENAISSANCE TECHNOLOGIES LLC | 2.6M | $20M | 4.07% | −3.2% |
| VANGUARD CAPITAL MANAGEMENT LLC | 2.4M | $18M | 3.77% | new |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | 2.2M | $16M | 3.36% | +34.9% |
| AQR CAPITAL MANAGEMENT LLC | 2.0M | $15M | 3.08% | −1.6% |
| STATE STREET CORP | 1.9M | $14M | 2.89% | +7.1% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-23 | $0.16 | +45.5% | $45.3M | +17.4% |
| 2025-12-31 | 2026-01-22 | $0.15 | +50.0% | $43.5M | +16.2% |
| 2025-09-30 | 2025-10-23 | $0.15 | +50.0% | $43.6M | +17.5% |
| 2025-06-30 | 2025-07-24 | — | — | $40.8M | +4.5% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-22 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Deposit Related Fees And Charges 52% · Electronic Banking Fees And Charges Interchange Income 48%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin16.9% |
| EPS growth 3Y−23.8% |
| Sales growth 3Y−9.9% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
