Financials · National Commercial Banks · NYSE · CIK 91576 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $22.18Day −1.99%Mkt cap $24.0BP/E (FY) 14.6×1Y +25.7%Off 52W high −7.8%Vol (1Y) 23.8%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,295 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$18.24 |
| Implied upside−17.7% |
| Valuation confidenceMEDIUM |
| Short interest2.8% of sh out |
| Days to cover3.0d |
| 13F net flow (QoQ)−5.14% |
| Top-10 13F concentration58.0% |
| Next report (est.)2026-10-15 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)14.6× |
| Sales (TTM)$7.69B |
| Earnings (TTM)$1.95B |
| ROE9.5% |
| YTD+9.6% |
| 1Y+25.7% |
| 3Y+110.4% |
| 5Y+42.4% |
| 10Y+185.4% |
| Since incept. (ann.)+1.5% |
Total return through 2026-07-29 · series begins 2005-07-07. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)23.8% |
| Ann. volatility (3Y)32.5% |
| Sharpe (1Y)1.08 |
| Sharpe (3Y)0.91 |
| Max drawdown (1Y)−17.8% |
| Max drawdown (3Y)−32.2% |
| Beta (3Y vs SPY)1.33 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BANK OF NOVA SCOTIA | 163.0M | $3.3B | 15.03% | +0.6% |
| BlackRock, Inc. | 88.7M | $1.8B | 8.18% | −5.7% |
| VANGUARD CAPITAL MANAGEMENT LLC | 65.9M | $1.3B | 6.08% | new |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 51.5M | $1.0B | 4.75% | new |
| STATE STREET CORP | 47.1M | $945M | 4.35% | +2.2% |
| FMR LLC | 46.7M | $937M | 4.31% | +10.0% |
| GEODE CAPITAL MANAGEMENT, LLC | 25.4M | $508M | 2.35% | +6.0% |
| Invesco Ltd. | 19.2M | $386M | 1.77% | −6.5% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-16 | $0.44 | +33.3% | $1.95B | +10.2% |
| 2025-12-31 | 2026-01-20 | — | — | $2.00B | +131.8% |
| 2025-09-30 | 2025-10-16 | $0.41 | — | $1.90B | +172.7% |
| 2025-06-30 | 2025-07-22 | $0.35 | +40.0% | $1.84B | +20.6% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-15 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Trust And Investment Services 32% · Investment Banking And Debt Placement 32% · Cards And Payments 19% · Service Charges On Deposit Accounts 17% · Other Noninterest Income 0%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin24.3% |
| Debt / equity0.49× |
| EPS growth 3Y−7.7% |
| Sales growth 3Y1.1% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
