Financials · State Commercial Banks · Nasdaq · CIK 1602658 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $29.83Day +0.10%Mkt cap $411MP/E (FY) 14.0×1Y +39.8%Off 52W high −6.1%Vol (1Y) 24.1%
Daily closing price, split-adjusted to the current basis; 3y shown of 3,036 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$27.05 |
| Implied upside−9.2% |
| Valuation confidenceLOW |
| Short interest1.2% of sh out |
| Days to cover1.0d |
| 13F net flow (QoQ)+5.43% |
| Top-10 13F concentration61.6% |
| Next report (est.)2026-10-19 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)14.0× |
| Sales (TTM)$105.3M |
| Earnings (TTM)$28.6M |
| ROE8.4% |
| YTD+12.5% |
| 1Y+39.8% |
| 3Y+114.9% |
| 5Y+51.4% |
| 10Y+130.3% |
| Since incept. (ann.)+7.7% |
Total return through 2026-07-30 · series begins 2014-07-01. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)24.1% |
| Ann. volatility (3Y)31.6% |
| Sharpe (1Y)1.40 |
| Sharpe (3Y)0.97 |
| Max drawdown (1Y)−11.9% |
| Max drawdown (3Y)−37.1% |
| Beta (3Y vs SPY)0.93 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 1.1M | $30M | 8.02% | +10.5% |
| Fourthstone LLC | 827,389 | $23M | 6.02% | +18.9% |
| VANGUARD CAPITAL MANAGEMENT LLC | 588,427 | $16M | 4.28% | new |
| DIMENSIONAL FUND ADVISORS LP | 437,405 | $12M | 3.18% | +6.5% |
| ALLIANCEBERNSTEIN L.P. | 401,085 | $11M | 2.92% | −11.8% |
| BANC FUNDS CO LLC | 306,896 | $8M | 2.23% | +0.0% |
| GEODE CAPITAL MANAGEMENT, LLC | 300,099 | $8M | 2.18% | +34.4% |
| ROYCE & ASSOCIATES LP | 292,086 | $8M | 2.12% | −1.3% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-20 | $0.77 | +22.2% | $35.6M | +48.8% |
| 2025-12-31 | 2026-01-22 | — | — | $23.5M | +0.9% |
| 2025-09-30 | 2025-10-20 | $0.54 | +0.0% | $24.0M | +7.4% |
| 2025-06-30 | 2025-07-21 | $0.46 | +12.2% | $22.1M | +8.7% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-19 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Deposit Account 67% · Credit And Debit Card 33%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin24.5% |
| Debt / equity0.03× |
| EPS growth 3Y−15.3% |
| Sales growth 3Y−3.8% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
