IBOC close: $45.1 on 2023-08-21 to $71.5 on 2026-08-21.
Split-adj closes · 240 of 5,310 · price returnⓘ
At a glance
Short interest2.8% of sh out
Days to cover6.2d
13F net flow (QoQ)−1.53%
Top-10 13F concentration62.3%
Next report (est.)2026-11-05
SI 2026-07-31 · 13F 2026-Q1ⓘ
Key fundamentalsFY 2025
P/E (FY)10.8×
Sales (TTM)$859.1M
Earnings (TTM)$413.3M
ROE13.6%
Net margin49.0%
EPS growth 3Y11.5%
Sales growth 3Y7.7%
FY ratios · TTM sales/earnings (USD)ⓘ
Trailing returns
YTD+8.7%
1Y+4.9%
3Y+69.7%
5Y+95.8%
10Y+225.0%
Since incept. (ann.)+7.4%
Total return · from 2005-07-11ⓘ
Risk
Ann. volatility (1Y)22.9%
Ann. volatility (3Y)27.4%
Sharpe (1Y)0.35
Sharpe (3Y)0.78
Max drawdown (1Y)−12.7%
Max drawdown (3Y)−24.1%
Beta (3Y vs SPY)0.74
Daily returns, ann.ⓘ
Top institutional holders13F 2026-Q1
Manager
Shares
Value
% sh out
QoQ
BlackRock, Inc.
6.6M
$447M
10.69%
−1.0%
VANGUARD PORTFOLIO MANAGEMENT LLC
3.4M
$229M
5.47%
new
AMERICAN CENTURY COMPANIES INC
3.2M
$217M
5.19%
+0.9%
DIMENSIONAL FUND ADVISORS LP
3.2M
$214M
5.13%
+0.3%
STATE STREET CORP
2.6M
$177M
4.22%
+6.6%
VANGUARD CAPITAL MANAGEMENT LLC
2.5M
$167M
3.98%
new
GEODE CAPITAL MANAGEMENT, LLC
1.5M
$100M
2.40%
+3.9%
Azora Capital LP
1.3M
$88M
2.11%
−13.9%
Δ vs 2025-Q4ⓘ
Latest reported quarterslast report 2026-08-06
Period end
Reported
EPS
EPS YoY
Revenue
Rev YoY
2026-06-30
2026-08-06
$1.54
−4.3%
$214.8M
+3.2%
2026-03-31
2026-05-07
$1.64
+5.1%
$208.5M
+5.2%
2025-12-31
2026-02-26
$1.71
−7.6%
$217.7M
+4.5%
2025-09-30
2025-11-06
$1.74
+8.7%
$218.1M
+3.0%
As-reported XBRL · next 2026-11-05 est.ⓘ
Segment mixFY2025 (ended Dec 2025)
Service Charges On Deposit Accounts 52% · Other Service Charges Commissions And Fees Banking 41% · Other Service Charges Commissions And Fees Nonbanking 7%
product & service · TAGGED revenueⓘ
Basis & disclosures
EOD closes · nothing imputed or averaged · absent “—”
As-of differs by block · 13F = US long, 45+d lag, LOWER bound
Not investment advice · no recommendation, price target or solicitation
EDGAR + foreign registers · marketstack (licensed EOD) · spzco.com/methodology
