Financials · National Commercial Banks · Nasdaq · CIK 1128361 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $14.12Day +0.00%Mkt cap $1.8BP/E (FY) 28.8×1Y +44.1%Off 52W high −0.6%Vol (1Y) 28.1%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,290 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$13.30 |
| Implied upside−5.8% |
| Valuation confidenceLOW |
| Short interest4.6% of sh out |
| Days to cover5.9d |
| 13F net flow (QoQ)+0.25% |
| Top-10 13F concentration63.6% |
| Next report (est.)2026-10-27 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)28.8× |
| Sales (TTM)$523.2M |
| Earnings (TTM)$70.0M |
| ROE2.8% |
| YTD+31.8% |
| 1Y+44.1% |
| 3Y+51.6% |
| 5Y+32.4% |
| 10Y+40.8% |
| Since incept. (ann.)+2.0% |
Total return through 2026-07-29 · series begins 2005-07-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)28.1% |
| Ann. volatility (3Y)31.8% |
| Sharpe (1Y)1.45 |
| Sharpe (3Y)0.60 |
| Max drawdown (1Y)−14.9% |
| Max drawdown (3Y)−35.1% |
| Beta (3Y vs SPY)1.20 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 18.2M | $204M | 14.23% | +0.1% |
| WELLINGTON MANAGEMENT GROUP LLP | 10.0M | $112M | 7.79% | −8.8% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 7.5M | $84M | 5.85% | new |
| DIMENSIONAL FUND ADVISORS LP | 7.4M | $82M | 5.75% | +4.5% |
| STATE STREET CORP | 7.3M | $82M | 5.72% | +10.3% |
| HoldCo Asset Management, LP | 6.3M | $70M | 4.88% | +109.0% |
| FULLER & THALER ASSET MANAGEMENT, INC. | 5.9M | $66M | 4.62% | −51.3% |
| VANGUARD CAPITAL MANAGEMENT LLC | 5.5M | $61M | 4.29% | new |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-28 | $0.23 | +35.3% | $141.0M | +21.0% |
| 2025-12-31 | 2026-01-27 | — | — | $145.8M | +23.5% |
| 2025-09-30 | 2025-10-28 | $0.24 | +20.0% | $141.9M | +21.7% |
| 2025-06-30 | 2025-07-22 | −$0.19 | −190.5% | $94.5M | −19.2% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-27 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
| Net margin12.3% |
| EPS growth 3Y−35.3% |
| Sales growth 3Y−7.5% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
