Financials · State Commercial Banks · NYSE · CIK 1331520 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $31.43Day −0.16%Mkt cap $6.3BP/E (FY) 13.0×1Y +12.7%Off 52W high −0.9%Vol (1Y) 22.2%
Daily closing price, split-adjusted to the current basis; 3y shown of 5,052 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$23.66 |
| Implied upside−24.7% |
| Valuation confidenceMEDIUM |
| Short interest4.9% of sh out |
| Days to cover5.4d |
| 13F net flow (QoQ)+0.17% |
| Top-10 13F concentration59.1% |
| Next report (est.)2026-10-14 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)13.0× |
| Sales (TTM)$1.10B |
| Earnings (TTM)$478.4M |
| ROE11.5% |
| YTD+14.9% |
| 1Y+12.7% |
| 3Y+41.2% |
| 5Y+68.4% |
| 10Y+95.3% |
| Since incept. (ann.)+12.6% |
Total return through 2026-07-29 · series begins 2006-06-23. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)22.2% |
| Ann. volatility (3Y)25.6% |
| Sharpe (1Y)0.62 |
| Sharpe (3Y)0.59 |
| Max drawdown (1Y)−14.8% |
| Max drawdown (3Y)−21.4% |
| Beta (3Y vs SPY)0.68 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 23.9M | $643M | 11.85% | +1.8% |
| VANGUARD PORTFOLIO MANAGEMENT LLC | 10.9M | $295M | 5.43% | new |
| STATE STREET CORP | 9.1M | $245M | 4.52% | +5.4% |
| VANGUARD CAPITAL MANAGEMENT LLC | 8.3M | $224M | 4.13% | new |
| T. Rowe Price Investment Management, Inc. | 8.0M | $217M | 3.99% | −20.6% |
| DIMENSIONAL FUND ADVISORS LP | 6.7M | $181M | 3.34% | +9.1% |
| Capital Research Global Investors | 5.7M | $153M | 2.82% | +1.8% |
| GEODE CAPITAL MANAGEMENT, LLC | 4.8M | $128M | 2.36% | +3.5% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-15 | $0.60 | +3.4% | $266.7M | +2.5% |
| 2025-12-31 | 2026-01-14 | — | — | $282.1M | +9.2% |
| 2025-09-30 | 2025-10-15 | $0.63 | +26.0% | $277.7M | +7.6% |
| 2025-06-30 | 2025-07-16 | $0.60 | +17.6% | $271.0M | +6.5% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-14 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Banking 100%
business segments · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin43.6% |
| EPS growth 3Y15.4% |
| Sales growth 3Y5.3% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
