Financials · State Commercial Banks · Nasdaq · CIK 775215 · FYE Dec 31 · Prices AT CLOSE 2026-07-29 (USD) — end-of-day, never a live or intraday quote
Last $36.51Day +0.97%Mkt cap $1.3BP/E (FY) 15.0×1Y +47.9%Off 52W high −0.9%Vol (1Y) 27.3%
Daily closing price, split-adjusted to the current basis; 3y shown of 1,702 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$22.77 |
| Implied upside−37.6% |
| Valuation confidenceMEDIUM |
| Short interest1.6% of sh out |
| Days to cover4.1d |
| 13F net flow (QoQ)+0.99% |
| Top-10 13F concentration63.2% |
| Next report (est.)2026-10-26 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15. 13F figures are quarterly filings, period 2026-Q1 — a lower bound on true ownership.
| P/E (FY)15.0× |
| Sales (TTM)$246.4M |
| Earnings (TTM)$69.1M |
| ROE13.3% |
| YTD+43.5% |
| 1Y+47.9% |
| 3Y+104.7% |
| 5Y+168.0% |
| Since incept. (ann.)+17.4% |
Total return through 2026-07-29 · series begins 2019-10-11. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)27.3% |
| Ann. volatility (3Y)29.5% |
| Sharpe (1Y)1.57 |
| Sharpe (3Y)0.97 |
| Max drawdown (1Y)−13.4% |
| Max drawdown (3Y)−18.7% |
| Beta (3Y vs SPY)0.60 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
| Manager | Shares | Value | % sh out | QoQ |
|---|---|---|---|---|
| BlackRock, Inc. | 1.6M | $43M | 4.42% | −2.0% |
| DIMENSIONAL FUND ADVISORS LP | 561,159 | $15M | 1.54% | +2.8% |
| VANGUARD CAPITAL MANAGEMENT LLC | 520,114 | $14M | 1.43% | new |
| MANUFACTURERS LIFE INSURANCE COMPANY, THE | 491,418 | $13M | 1.35% | −1.3% |
| ADAGE CAPITAL PARTNERS GP, L.L.C. | 445,780 | $12M | 1.23% | +73.1% |
| AMERICAN CENTURY COMPANIES INC | 325,944 | $9M | 0.90% | +19.4% |
| LPL Financial LLC | 324,048 | $9M | 0.89% | +1.8% |
| GEODE CAPITAL MANAGEMENT, LLC | 302,039 | $8M | 0.83% | +4.7% |
Reported 13F long positions as filed for 2026-Q1 (change vs 2025-Q4). 13F covers US-listed long equity only — the sum is a LOWER BOUND on institutional ownership, never a total.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2026-03-31 | 2026-04-27 | $0.34 | −43.3% | $67.3M | +16.1% |
| 2025-12-31 | 2026-01-26 | — | — | $60.4M | +2.4% |
| 2025-09-30 | 2025-10-20 | $0.63 | +10.5% | $59.8M | +6.0% |
| 2025-06-30 | 2025-07-21 | $0.61 | +7.0% | $58.8M | +3.8% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-10-26 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Wealth Management Fees 39% · Card Income 35% · Service Charges On Deposit Accounts 26%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
| Net margin32.5% |
| EPS growth 3Y7.8% |
| Sales growth 3Y9.5% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
