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GDRX US Equity

GoodRx Holdings, Inc.Information Technology · Services-Computer Processing & Data Preparation · CIK 1809519 · FY ends Dec 31
$3.45
-0.11 (-3.09%)
USD · as of 2026-08-21 · marketstack

GDRX · 10-K · period ended 2025-12-31

← all GDRX documents
filed 2026-02-26 · EDGAR original ↗

Our rendering of the filing — original pagination and typography are not reproduced, and tables are reduced to their short label cells (the figures live on FA). Nothing is summarized: every line below is the filing's own text.

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gdrx-20251231

Table of Contents

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

__________________________________________________

FORM 10-K

__________________________________________________

(Mark One)

For the fiscal year ended December 31, 2025

OR

For the transition period from ____ to ____.

Commission File Number: 001-39549

__________________________________________________

GoodRx Holdings, Inc.

(Exact Name of Registrant as Specified in Its Charter)

__________________________________________________

(Address of principal executive offices) (Zip Code)

Registrant’s telephone number, including area code: (855) 268-2822

__________________________________________________

Securities registered pursuant to Section 12(b) of the Act:

Title of each class TradingSymbol(s) Name of each exchange on which registered

Class A common stock, $0.0001 par value GDRX The Nasdaq Stock Market LLC

Securities registered pursuant to Section 12(g) of the Act:

None

__________________________________________________

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.Yes ☐ No ☒

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐ No☒

Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934

during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing

requirements for the past 90 days. Yes ☒ No ☐

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of

Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).

Yes ☒ No ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an

emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth

company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer ☐ Accelerated filer ☒

Non-accelerated filer ☐ Smaller reporting company ☐

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new

or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal

control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared

or issued its audit report. ☒

If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the

filing reflect the correction of an error to previously issued financial statements. ☐

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation

received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐ No ☒

The aggregate market value of the voting and non-voting stock held by non-affiliates of the registrant, as of June 30, 2025, the last business day of the

registrant’s most recently completed second fiscal quarter, was approximately $423.2 million.

As of February 17, 2026the registrant had108,610,311 shares of Class A common stock, $0.0001 par value per share, and 233,964,187 shares of Class

B common stock, $0.0001 par value, outstanding.

DOCUMENTS INCORPORATED BY REFERENCE

Portions of the registrant’s definitive Proxy Statement relating to its 2026 Annual Meeting of Stockholders to be filed with the SEC within 120 days after

the end of the fiscal year ended December 31, 2025 are incorporated herein by reference in Part III.

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Table of Contents

Page

PART I

Item 1. Business 7

Item 1A. Risk Factors 17

Item 1B. Unresolved Staff Comments 55

Item 1C. Cybersecurity 55

Item 2. Properties 56

Item 3. Legal Proceedings 56

Item 4. Mine Safety Disclosures 56

PART II

Item 6. [Reserved] 58

Item 7A. Quantitative and Qualitative Disclosures About Market Risk 67

Item 8. Financial Statements and Supplementary Data 67

Item 9A. Controls and Procedures 67

Item 9B. Other Information 68

Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections 68

PART III

Item 10. Directors, Executive Officers and Corporate Governance 69

Item 11. Executive Compensation 69

Item 14. Principal Accountant Fees and Services 69

PART IV

Item 15. Exhibits and Financial Statement Schedules 70

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Glossary of Selected Terminology

As used in this Annual Report on Form 10-K, unless the context otherwise requires, references to:

•“we,” “us,” “our,” the “Company,” “GoodRx,” and similar references refer to GoodRx Holdings, Inc. and its

consolidated subsidiaries.

•“Co-Founders” refers to Trevor Bezdek and Douglas Hirsch, each a director of the Company.

•“consumers” refer to the general population in the United States that uses or otherwise purchases healthcare

products and services. References to “our consumers” or “GoodRx consumers” refer to consumers that have

used one or more of our offerings.

•“discounted price” refers to a price for a prescription provided on our platform that represents a negotiated

rate provided by one of our PBM partners at a retail pharmacy or under a direct contract with one of our

partner pharmacies. Through our platform, our discounted prices are free to access for consumers by saving a

GoodRx code to their mobile device for their selected prescription and presenting it at the chosen pharmacy.

The term “discounted price” excludes prices we may otherwise source, such as prices from patient assistance

programs for low-income individuals and Medicare prices, and any negotiated rates offered through our

subscription offerings.

•“Francisco Partners” refers to investment funds associated with Francisco Partners, including Francisco

Partners IV, L.P. and Francisco Partners IV-A, L.P.

•“GoodRx code” refers to codes that can be accessed by our consumers through our apps or websites or that

can be provided to our consumers directly by healthcare professionals, including physicians and pharmacists,

that allow our consumers free access to our discounted prices or a lower list price for their prescriptions when

such code is presented at their chosen pharmacy.

•“Monthly Active Consumers” refers to the number of unique consumers who have used a GoodRx code to

purchase a prescription medication in a given calendar month and have saved money compared to the list

price of the medication. A unique consumer who uses a GoodRx code more than once in a calendar month to

purchase prescription medications is only counted as one Monthly Active Consumer in that month. A unique

consumer who uses a GoodRx code in two or three calendar months within a quarter will be counted as a

Monthly Active Consumer in each such month. Monthly Active Consumers do not include subscribers to our

subscription offerings, consumers of our GoodRx Pharma Direct (formerly pharma manufacturer solutions and

referred to hereafter as "pharma direct") offering, or consumers who used our telehealth offering. When

presented for a period longer than a month, Monthly Active Consumers is averaged over the number of

calendar months in such period. For example, a unique consumer who uses a GoodRx code twice in January,

but who did not use our prescription transactions offering again in February or March, is counted as 1 in

January and as 0 in both February and March, thus contributing 0.33 to our Monthly Active Consumers for

such quarter (average of 1, 0 and 0). A unique consumer who uses a GoodRx code in January and in March,

but did not use our prescription transactions offering in February, would be counted as 1 in January, 0 in

February, and 1 in March, thus contributing 0.66 to our Monthly Active Consumers for such quarter. Effective

January 1, 2025, Monthly Active Consumers from acquired companies are included beginning from the

acquisition date. Prior to January 1, 2025, Monthly Active Consumers from acquired companies were only

included beginning in the first full quarter following the acquisition.

•“Monthly Visitors” refers to the number of individuals who visited our apps and websites in a given calendar

month. Visitors to our apps and websites are counted independently. As a result, a consumer that visits or

engages with our platform through both apps and websites will be counted multiple times in calculating

Monthly Visitors, while family members who use a single computer to visit our websites will be counted only

once. Additionally, Monthly Active Consumers who use a GoodRx code without accessing our apps or websites

(since their GoodRx codes were saved in their profile at the pharmacy), will not be counted as Monthly Visitors.

When presented for a period longer than a calendar month, Monthly Visitors is averaged over each calendar

month in such period.

•"partner pharmacies" refers to select licensed pharmacies with whom we have direct contractual agreements.

•“PBM” refers to a pharmacy benefit manager. PBMs aggregate demand to negotiate prescription medication

prices with pharmacies and pharma manufacturers. PBMs find most of their demand through relationships with

insurance companies and employers. However, nearly all PBMs also have consumer direct or cash network

pricing that they negotiate with pharmacies for consumers who choose to purchase prescriptions outside of

insurance.

•“pharma” is an abbreviation for pharmaceutical.

•“savings,” “saved” and similar references refer to the difference between the list price for a particular

prescription at a particular pharmacy and the price paid by the GoodRx consumer for that prescription utilizing

a GoodRx code available through our platform at that same pharmacy. In certain circumstances, we may show

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a list price on our platform when such list price is lower than the negotiated price available using a GoodRx

code and, in certain circumstances, a consumer may use a GoodRx code and pay the list price at a pharmacy

if such list price is lower than the negotiated price available using a GoodRx code. We do not earn revenue

from such transactions, but our savings calculation includes an estimate of the savings achieved by the

consumer because our platform has directed the consumer to the pharmacy with the low list price. This

estimate of savings when the consumer pays the list price is based on internal data and is calculated as the

difference between the average list price across all pharmacies where GoodRx consumers paid the list price

and the average list price paid by consumers in the pharmacies to which we directed them. We do not

calculate savings based on insurance prices as we do not have information about a consumer’s specific

coverage or price. We do not believe savings are representative or indicative of our revenue or results of

operations.

•“subscribers” and similar references refer to our consumers that are subscribed to our subscription offerings,

GoodRx Gold (“Gold”), Kroger Rx Savings Club powered by GoodRx (“Kroger Savings”) which sunset in July

2024, condition-specific subscription programs which first launched in June 2025, and RxSmartSaver+

powered by GoodRx ("RxSmartSaver+") which launched in July 2025. References to subscription plans as of a

particular date represents an active subscription to any one of our aforementioned subscription offerings as of

the specified date. For Gold, Kroger Savings, and RxSmartSaver+, each subscription plan may represent more

than one subscriber since family subscription plans may include multiple members.

•“Silver Lake” and similar references refer to investment funds associated with Silver Lake Partners, including

SLP Geology Aggregator, L.P.

Certain monetary amounts, percentages, and other figures included in this Annual Report on Form 10-K have been

subject to rounding adjustments. Percentage amounts included in this Annual Report on Form 10-K have not in all cases

been calculated on the basis of such rounded figures, but on the basis of such amounts prior to rounding. For this reason,

percentage amounts in this Annual Report on Form 10-K may vary from those obtained by performing the same calculations

using the figures in our consolidated financial statements included elsewhere in this Annual Report on Form 10-K. Certain

other amounts that appear in this Annual Report on Form 10-K may not sum due to rounding.

Forward-Looking Statements

This Annual Report on Form 10-K contains forward-looking statements. We intend such forward-looking statements to

be covered by the safe harbor provisions for forward-looking statements contained in Section 27A of the Securities Act of

1933, as amended (the “Securities Act”), and Section 21E of the Securities Exchange Act of 1934, as amended (the

“Exchange Act”). All statements other than statements of historical facts contained in this Annual Report on Form 10-K may

be forward-looking statements. In some cases, you can identify forward-looking statements by terms such as “may,” “will,”

“should,” “expects,” “plans,” “anticipates,” “could,” “intends,” “targets,” “projects,” “contemplates,” “believes,” “estimates,”

“forecasts,” “predicts,” “potential” or “continue” or the negative of these terms or other similar expressions. Forward-looking

statements contained in this Annual Report on Form 10-K include, but are not limited to statements regarding our future

results of operations and financial position, industry and business trends, the anticipated impact of ongoing changes in the

U.S. retail pharmacy landscape and macroeconomic environment, the impact of store closures and the announced

bankruptcy of one of our retail partners on our business, the potential impact of the new government-sponsored direct-to-

consumer platform called “TrumpRx.gov” and other evolving federal initiatives on our business, our value proposition, our

collaborations, and partnerships with third parties, including our integrated savings program, the impact of the recent volume

reduction in one of our integrated savings programs, the anticipated expansion of our condition-specific subscription

program, our direct contracting approach with select pharmacies, the impact of the sunset of certain of our offerings,

anticipated impacts of our restructuring and cost savings initiatives, stock compensation, our stock repurchase program,

realizability of deferred tax assets, impacts from recent tax legislation, potential outcomes and estimated impacts of certain

legal proceedings, our business strategy, our plans, market opportunity and growth and our objectives for future operations.

The forward-looking statements in this Annual Report on Form 10-K are only predictions. We have based these forward-

looking statements largely on our current expectations and projections about future events and financial trends that we

believe may affect our business, financial condition and results of operations. Forward-looking statements involve known

and unknown risks, uncertainties and other important factors that may cause our actual results, performance, or

achievements to be materially different from any future results, performance, or achievements expressed or implied by the

forward-looking statements, including, but not limited to, the important factors discussed in Part I, Item 1A, “Risk Factors” in

this Annual Report on Form 10-K for the fiscal year ended December 31, 2025. The forward-looking statements in this

Annual Report on Form 10-K are based upon information available to us as of the date of this Annual Report on Form 10-K,

and while we believe such information forms a reasonable basis for such statements, such information may be limited or

incomplete, and our statements should not be read to indicate that we have conducted an exhaustive inquiry into, or review

of, all potentially available relevant information. These statements are inherently uncertain and investors are cautioned not to

unduly rely upon these statements.

You should read this Annual Report on Form 10-K and the documents that we reference in this Annual Report on Form

10-K and have filed as exhibits to this Annual Report on Form 10-K with the understanding that our actual future results,

levels of activity, performance and achievements may be materially different from what we expect. We qualify all of our

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forward-looking statements by these cautionary statements. These forward-looking statements speak only as of the date of

this Annual Report on Form 10-K. Except as required by applicable law, we do not plan to publicly update or revise any

forward-looking statements contained in this Annual Report on Form 10-K, whether as a result of any new information, future

events or otherwise.

Additionally, certain information (including information regarding environmental, social, and governance (“ESG”)

assessments, goals and relevant issues) in our filings with the Securities and Exchange Commission (the “SEC”), including

this filing, or other locations, such as our corporate website, is informed by various ESG standards and frameworks

(including standards for the measurement of underlying data) and the interests of various stakeholders. As such, such

information may not be, and should not be interpreted as necessarily being, “material” under the federal securities laws for

SEC reporting purposes. Furthermore, much of this information is subject to assumptions, estimates, or third-party

information that is still evolving and subject to change. For additional information, please see Part I, Item 1A, “Risk Factors –

ESG initiatives could increase our costs, harm our reputation, and adversely impact our financial results.”

Summary Risk Factors

Our business is subject to numerous risks and uncertainties, including those described in Part I, Item 1A, “Risk Factors”

in this Annual Report on Form 10-K. You should carefully consider these risks and uncertainties when investing in our Class

A common stock. The principal risks and uncertainties affecting our business include the following:

•Risks related to our limited operating history and historical growth rates could materially adversely impact our

business, financial condition, and results of operations;

•We may be unsuccessful in achieving broad market education and changing consumer purchasing habits;

•We may be unable to continue to attract, acquire, and retain consumers, or may fail to do so in a cost-effective

manner;

•We rely significantly on our prescription transactions offering and may not be successful in expanding or

maintaining our offerings within our markets, particularly the U.S. prescriptions market, or to other segments of

the healthcare industry;

•Our business is subject to changes in medication pricing and is significantly impacted by pricing structures

negotiated by industry participants;

•We generally do not control the categories and types of prescriptions for which we can offer savings or

discounted prices;

•We rely on a limited number of industry participants;

•We operate in a very competitive industry and we may fail to effectively differentiate our offerings and services

from those of our competitors, which could impair our ability to attract and acquire new consumers and retain

existing consumers;

•Our estimated addressable market is subject to inherent challenges and uncertainties. If we overestimate the

size of our addressable market or the various markets in which we operate, our future growth opportunities

may be limited;

•We calculate certain operational metrics using internal systems and tools and do not independently verify such

metrics. Certain metrics are subject to inherent challenges in measurement, and real or perceived inaccuracies

in such metrics may harm our reputation and negatively affect our business;

•We may be unable to successfully respond to changes in the market for prescription pricing, and may fail to

maintain and expand the use of GoodRx codes through our apps and websites;

•We may be unable to maintain a positive perception regarding our platform or maintain and enhance our

brand;

•We are obligated to maintain effective internal control over financial reporting and any failure to maintain

effective internal controls may cause us to not be able to accurately report our financial condition or results of

operations, which may adversely affect investor confidence in our company and, as a result, the value of our

Class A common stock;

•Use of social media, emails, and text messages may adversely impact our reputation, subject us to fines or

other penalties or be an ineffective source to market our offerings;

•We depend on our information technology systems, and those of our third-party vendors, contractors, and

consultants, and any failure or significant disruptions of these systems, security breaches or loss of data could

materially adversely affect our business, financial condition and results of operations;

•Government regulation of the internet and e-commerce is evolving, and unfavorable changes or failure by us to

comply with these laws and regulations could substantially harm our business and results of operations;

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•Our business relies on email, mail, and other messaging channels and any technical, legal or other restrictions

on the sending of such correspondence or a decrease in consumer willingness to receive such

correspondence could adversely affect our business;

•We face the risk of litigation resulting from unauthorized text messages sent in violation of the Telephone

Consumer Protection Act;

•Actual or perceived failures to comply with applicable data protection, privacy and security, advertising and

consumer protection laws, regulations, standards, and other requirements could adversely affect our business,

financial condition and results of operations;

•We may be unable to realize expected benefits from our restructuring and cost reduction efforts and our

business might be adversely affected;

•Our ability to utilize our net operating loss carryforwards and certain other tax attributes may be limited;

•We rely on the performance of members of management and highly skilled personnel, and if we are unable to

attract, develop, motivate and retain well-qualified employees, our business could be harmed;

•A pandemic, epidemic, or outbreak of an infectious disease in the United States, has and could in the future

adversely impact our business;

•General economic factors, natural disasters, or other unexpected events may adversely affect our business,

financial performance and results of operations;

•We may seek to grow our business through acquisitions of, or investments in, new or complementary

businesses, technologies or products, or through strategic alliances, and the failure to manage these

acquisitions, investments, or alliances, or to integrate them with our existing business, could have a material

adverse effect on us;

•Restrictions in our debt arrangements could adversely affect our operating flexibility, and failure to comply with

any of these restrictions could result in acceleration of our debt;

•Our business depends on network and mobile infrastructure and our ability to maintain and scale our

technology. Any significant interruptions or delays in service on our apps or websites or any undetected errors

or design faults could result in limited capacity, reduced demand, processing delays, and loss of consumers;

•We depend on our relationships with third parties and would be adversely impacted by system failures or other

disruptions in the operations of these parties;

•Changes in consumer sentiment or laws, rules, or regulations regarding the use of cookies and other tracking

technologies and other privacy matters could have a material adverse effect on our ability to generate

revenues, could adversely affect our ability to collect proprietary data on consumer behavior, and could result

in material financial penalties;

•We are subject to a series of risks related to climate change;

•ESG initiatives could increase our costs, harm our reputation, and adversely impact our financial results;

•Risks related to our intellectual property could materially adversely impact our business, competitive position,

financial condition, and results of operations;

•Risks related to the healthcare industry, as well as the impact of healthcare reform legislation and other

proposed or future changes, could materially adversely impact our business, financial condition, and results of

operations;

•Risks related to our organizational structure, including agreements and relationships with significant

stockholders, could materially adversely impact our business, financial condition and results of operations;

•We are, and may become in the future, subject to various legal proceedings and claims that arise in or outside

the ordinary course of business, which may require significant management time and attention, result in

significant legal expenses and may result in unfavorable outcomes, which may have a material adverse effect

on our business, operating results and financial condition, and negatively affect the price of our Class A

common stock; and

•We may be unable to accurately forecast revenue and appropriately plan our expenses in the future.

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PART I

Item 1. Business.

Overview

Our mission is to help Americans save time and money when filling their medications. To achieve this, we are building

the leading, consumer-focused digital healthcare platform in the United States.

GoodRx was founded to solve the challenges that consumers face in understanding, accessing, and affording

healthcare by removing the friction and inefficiencies in the system. We started with a price comparison tool for

prescriptions, offering consumers free access to lower prices on their medication. This price comparison platform processes

over 420 billion pricing data points every day and integrates that data into a user-friendly interface which provides

consumers with dynamic, geographically relevant prescription pricing, and access to negotiated prices through GoodRx

codes that can be used to save money on prescriptions across the United States.

Today, we believe our expanded platform improves the health and financial well-being of American families by providing

easy access to price transparency and affordability solutions for generic and brand medications both for consumers and

healthcare providers, other healthcare product and services, including certain condition-specific end-to-end solutions,

telehealth services, and wellness related content. We believe that our offerings provide significant savings to consumers,

and can help drive greater medication awareness, access and adherence, faster treatment and better patient outcomes that

also benefit the broader healthcare ecosystem and its stakeholders.

We see exciting growth potential as we continue to expand our role as an essential access and affordability layer across

the healthcare ecosystem – serving consumers, healthcare providers, pharmacies, and pharma manufacturers across the

United States. As we extend our platform, we believe that we can create multiple monetization opportunities at different

stages of the consumer healthcare journey, enabling us to drive higher expected consumer lifetime value without significant

additional consumer acquisition costs.

Industry Challenges

Despite the approximately $5.3 trillion U.S. healthcare market being one of the largest sectors of the U.S. economy, it

remains opaque and highly fragmented for consumers. Even simple healthcare transactions, such as finding a doctor or

filling a prescription at an affordable price, are often difficult. This can lead to confusion, inefficiency, and unneeded

additional costs for consumers and the healthcare system. The pharmacy is the de-facto “front door” to American healthcare,

with frequent consumer interaction and engagement. However, finding affordable prices for prescriptions is complicated by a

lack of price transparency, a confusing reimbursement and insurance landscape, and a fragmented marketplace in which the

list prices for the same medication can vary significantly across pharmacies. We believe that these challenges are driven in

part by a lack of solutions that enable consumers to easily search, discover, and access the product or service that they

need at an affordable price. Consumer-focused technology solutions are essential in healthcare given that the stakes involve

peoples’ health and lives.

In July 2025, Congress enacted the One Big Beautiful Bill Act ("OBBBA") which cuts federal funding for Medicaid

among other health insurance programs, as well as tightens eligibility requirements and increases the frequency of Medicaid

coverage determinations. Further, copays on prescription medication have continued to trend upward in recent years and we

believe as insurance providers and government programs continue to shift the cost burden more to consumers, including

through changes to Affordable Care Act (the "ACA") marketplace subsidies, consumers are now more than ever searching

for sustainable and affordable healthcare solutions which we believe strengthens our value proposition.Separately, certain

major drug producers and manufacturers have entered into drug pricing agreements with the U.S. government, and as part

of these agreements, have announced their participation in a new government sponsored direct-to-consumer platform called

“TrumpRx.gov” ("TrumpRx"), which was launched in February 2026 and designed to offer consumers discounts on their

products and some specialty brands. GoodRx is a key integration partner for pharma manufacturers offering discounted

cash prices on TrumpRx at launch. Any potential impact of TrumpRx or similar initiatives on our business, offerings, or

results of operations are unclear at this time but may be significant.With the introduction of these federal initiatives,

including the renewed focus on Most-Favored-Nation pricing, the market is shifting decisively toward greater transparency

and direct-to-consumer access.

Our Market Opportunity

A paradigm shift is occurring in healthcare as consumers are both increasingly informed and cost-conscious. We

believe that allowing people to transact using more information than ever before will help Americans consume healthcare

more efficiently. This can be accomplished by providing a healthcare platform that allows consumers to search a broad

range of choices and offerings, discover what is best for them, transact based on their preferences, and receive the best

price while doing so.

We believe this market opportunity is substantial and estimate the total addressable market ("TAM") for our primary

solutions to be between $600 billion and $710 billion. This includes a $581 billion to $691 billion prescription opportunity,

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which is inclusive of our estimated value of prescriptions that are written but not filled, and a $19 billion pharma direct

opportunity.

Prescription Opportunity

We started our business with a focus on the U.S. prescriptions market. The majority of the utilization of our platform

relates to generic medications. We also enable consumers to save on brand medications. We believe that the prices

available through our platform are highly competitive, for both insured and uninsured consumers, and our platform enables

consumers to save on prescription medications regardless of whether the consumer is insured or not. We believe we can

drive significant growth in our prescription opportunity through our ability to continue to provide attractive prescription pricing

to consumers and integrating our pricing across existing channels within the healthcare ecosystem.

Pharma Direct (formerly Pharma Manufacturer Solutions) Opportunity

Brand medications tend to be expensive, and insurance coverage is complicated and may be restrictive. Pharma

manufacturers provide affordability solutions, such as co-pay cards, patient assistance programs, consumer direct pricing

(formerly point-of-sale discount programs), and other savings options, so that consumers can access their medications. We

partner with pharma manufacturers to advertise and integrate these affordability solutions into our platform. We believe this

offering can deliver incremental margin as we deploy these solutions across our existing base of consumers and visitors,

introduce new solutions, and increase the number of brands and manufacturers with which we work.

Our Value Proposition

We positively impact many key stakeholders in the healthcare ecosystem. We believe that consumers, healthcare

providers, PBMs, pharmacies, and pharma manufacturers all win with GoodRx. This, in turn, can drive beneficial and self-

reinforcing network effects.

Our value proposition by stakeholder is described below:

•Consumers:Our platform provides consumers with a variety of mobile-first offerings designed to make their

access to healthcare simple and more affordable. These solutions increase medication adherence, reduce

strain on hospital emergency departments and physicians, and improve health outcomes.

◦Our prescription transactions offering, part of our prescription marketplace, provides dynamic,

geographically relevant prescription pricing, and access to negotiated prices that can be used by our

consumers to save money on prescriptions. Our negotiated prices for prescriptions are often cheaper

than the average commercial insurance co-pays. Access to discounted prices is free for consumers

through our platform.

◦Our subscription offerings, part of our prescription marketplace, specifically Gold and RxSmartSaver+

provide consumers and their families with access to even lower prescription prices on select

medications in select pharmacies for a monthly or annual subscription fee. Gold also provides mail

delivery and discounted access to our GoodRx Care telehealth services at no additional cost.

Additionally, some of our condition-specific subscription programs offer consumers a single solution

for comprehensive care by bundling the clinician visit, prescription (if deemed medically appropriate

by the treating healthcare provider), and related delivery for a single total subscription price.

◦Our pharma direct offering provides advertising and integrated consumer affordability solutions to

pharma manufacturers with the goal of improving access to and affordability of brand medications for

consumers.

◦Our platform provides educational resources to help inform consumers about their healthcare. We

provide consumers with expert medication information, as well as pricing and coverage information

made possible through our robust data sources and staff of experienced researchers.

•Healthcare Providers: Physicians and other healthcare professionals are motivated to help patients, and,

increasingly, are judged by patient outcomes. We help these healthcare professionals improve patient

outcomes by encouraging medication adherence and providing a consumer-friendly service, including access

to prescription delivery services. In addition, our Provider Mode platform provides healthcare providers with a

more customized experience and tools to support patients throughout their healthcare journey. Further, we are

able to integrate our pricing information and GoodRx codes directly into Electronic Health Record (“EHR”)

systems, enabling healthcare professionals to provide prices from our platform directly to their patients at the

point of prescribing, including via EHR-sent text messages and emails. We help physicians engage with

patients more efficiently through our products and services.

•Healthcare Companies: PBMs, pharmacies, and pharma manufacturers use our platform to reach and

provide affordability solutions to consumers. We play a valuable role within the healthcare ecosystem by

aggregating, normalizing, and presenting information from all of these constituents on a single platform for the

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consumer. Through the deep relationships that we have developed with these stakeholders over many years,

we are able to continually improve our offerings and achieve better pricing outcomes for consumers.

◦Pharmacy Benefit Managers: PBMs aggregate consumer demand to negotiate prescription

medication prices with pharmacies and manufacturers. PBMs aggregate most of their demand

through relationships with insurance companies and employers. However, nearly all PBMs also have

consumer direct or cash network pricing that they negotiate with pharmacies for consumers who

choose to purchase prescriptions outside of insurance. We provide a platform through which PBMs

can drive incremental volume to these networks by offering their discounted prices to our consumers.

We expand the market for PBMs by increasing their cash network transaction volumes and by adding

new consumers to the overall prescriptions market, many of whom, both insured and uninsured,

would otherwise not fill their prescriptions because of high deductibles or prices. We believe that, for

many of our PBM partners, we are their only significant direct-to-consumer channel. To date, no

significant PBM has terminated a relationship with GoodRx, Inc., which highlights the strength of our

relationships alongside the value we deliver.

◦Pharmacies: With GoodRx, pharmacies can reduce ‘walk away’ patients and prescriptions abandoned

at the counter due to high cost, and can also increase overall sales through additional foot-traffic. We

work closely with pharmacies to ensure that pharmacists are educated on how to use our apps and

websites, and know how to apply GoodRx codes at the point of sale. We also enter into direct

contractual agreements with select pharmacies to provide consumers access to discounted prices

and further drive incremental sales to these partner pharmacies. Consumers can use GoodRx at

nearly every retail pharmacy in the United States. Additionally, pharmacies also access our

prescription delivery services to reach more consumers.

◦Pharma Manufacturers: Brand medications tend to be more expensive than generics, and insurance

coverage is complicated. GoodRx works with pharma manufacturers to advertise, integrate and

enhance consumer awareness, access and uptake of their various savings solutions for brand

medications, increasing the likelihood that a consumer will start or continue to take their prescribed

medication.

Our Offerings

Prescription Marketplace

Our prescription marketplace consists of our prescription transactions offering and our supplemental subscription and

telehealth offerings. Through our GoodRx Care platform, we offer consumers access to telehealth visits on a cash-pay basis

outside of insurance. We believe our telehealth offering principally enhances the accessibility of our prescription transactions

and subscription offerings for consumers.

Prescription Transactions Offering

We have built a vast network of relationships, contracts and integrations with key stakeholders in the healthcare

industry. Our proprietary technology enables us to aggregate prescription pricing data points from sources spanning the

healthcare industry. We structure and normalize the presentation of the data to give consumers dynamic, geographically

relevant prescription pricing that is accessible through our apps or websites for free. By normalize, we refer to a process of

taking the various different pricing methodologies and medication lists from each of our sources, and homogenizing the

presentation of this data so that prices are directly comparable. Consumers can choose the lowest price from a selection of

nearby pharmacies, save a GoodRx code to their mobile device for free and present that code at their pharmacy to access

that low price.

Once a consumer has used a GoodRx code from our platform to purchase a prescription, that code is recorded in the

pharmacy’s database and the consumer is not required to present their GoodRx code again for subsequent prescription

refills, or, in many cases, for additional prescriptions that the consumer purchases at that pharmacy. We earn revenue upon

the initial usage of the GoodRx code when the consumer realizes savings compared to the list price at the pharmacy, and

we continue to earn revenue when the consumer returns to the pharmacy for refills and new prescriptions. This results in

high repeat activity, which refers to the second and later use of our discounted prices by a single GoodRx consumer, on our

platform. We track prices and update our database on a daily basis, which helps ensure that consumers have access to

accurate prescription pricing.

Our pricing sources span the healthcare industry and include PBMs, pharmacies, pharma manufacturers, patient

assistance programs, consumer direct pricing, and others, making it difficult to replicate the data we possess and share with

consumers. We believe it is important to work with as many of the key stakeholders of the healthcare industry as possible in

order to increase the affordability options for our consumers. Our broad set of long-term relationships across the industry,

combined with our proprietary platform, allows us to present highly competitive prices to consumers.

PBMs are the most common source of pricing information. Our proprietary technology enables us to combine prices

from multiple PBMs and other industry sources and display it on a single consumer interface. We believe that we maintain

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the largest database of aggregated pricing information across PBMs in the United States. When a transaction occurs in

which one of our consumers fills a prescription and saves compared to the list price using a GoodRx code, the PBM

receives a portion of the price that the consumer paid. We receive a percentage of this amount or a fixed payment from the

PBM as compensation for directing the consumer to that PBM’s pricing and the pharmacy.

As we help more consumers save money on their medications and drive additional traffic through various PBMs, we

increase our scale, which we believe over time leads to lower prices for our consumers. We have steadily increased the

number of PBMs with which we work over time. To date, no significant PBM has terminated a relationship with GoodRx, Inc.

Even if a contract with a PBM were to be terminated, many of our contracts require the PBM to continue to pay us for activity

by consumers originally directed to their pricing by us, even subsequent to the contract termination. The ongoing payment

obligation can continue for so long as the underlying PBM-specific pricing is used, or for certain partners, for a specified

multi-year period, depending on the terms of our contract with the PBM. Throughout our history, we have been able to help

our consumers realize increased savings. PBM mix and relative share on our platform has varied over time as we have

added new PBMs and as certain PBMs have delivered more or less favorable pricing relative to other PBMs. Even as the

mix has changed, we have continued to grow the number of pricing data points processed by our platform and deliver a

strong value proposition to our consumers. We believe that our sources of pricing are sufficiently broad and robust that the

loss of any one PBM or other healthcare partner would generally result in minimal disruption in our ability to provide

competitive discounts and pricing. Although the majority of our pricing information comes from PBMs, we also collect pricing

data points from other sources. Starting in 2023, we commenced operation of our integrated savings program, which

integrates our competitive discounts and pricing in a seamless experience at the pharmacy counter for eligible plan

members served by certain PBM partners. Eligible plan members only need to utilize their existing benefit card at their

preferred in-network pharmacy to benefit from our discounts and pricing, with no further action required.

In2022, we began to enter into direct contractual agreements with select pharmacies to complement the existing

contractual agreements with our PBM partners. We believe our hybrid approach will help us build stronger lines of

communication and stronger relationships with our retailers by helping drive traffic and margin while continuing to deliver

great affordability to consumers. Our direct agreements with partner pharmacies enable us to negotiate more competitive

prescription prices offered at these pharmacies and therefore provide an additional source of pricing information to be

displayed on our platform, creating pricing transparency and value for consumers. We receive a fixed or variable fee from

our partner pharmacy as compensation for processing the consumer's claim at the point of sale. In addition to prescription

pricing, we also provide other prescription related offerings and solutions to our customers including facilitating the

processing of claims and delivery services.

Subscription Offerings

Our subscription offerings provide additional benefits to consumers of our prescription transactions offering. We

leverage our relationships across the healthcare ecosystem and our product expertise to provide subscribers with even

greater savings and convenience at select pharmacies through some of our subscription offerings. Our subscription offerings

are designed to be easy to use and provide subscribers with added benefits and features, such as, where applicable,

increased discounts on prescription prices, discounted virtual care visits, or free home delivery on eligible medications.

•Gold: We offer a subscription savings program whereby subscribers generally pay a monthly or annual fee for

access to even lower prices in select participating pharmacies amongst other benefits, including a mail delivery

feature and discounted virtual care visits.

•Partnership Subscriptions:From time to time, we may partner with retailers to offer tailored subscription

products. For example, we previously partnered with Kroger, one of the largest retail pharmacies in the United

States, to offer Kroger Savings to their consumers for an annual fee, a portion of which we shared with Kroger,

until the program sunset in July 2024. In 2025, we partnered with select pharmacies to offer our brand

medication savings solution, RxSmartSaver+, to their consumers for a monthly or annual fee.

•Condition-Specific Subscriptions: We first launched condition-specific subscriptions in 2025. Subscribers

pay a fixed upfront fee for a subscription to gain access to treatments and ongoing support for certain chronic

conditions, including erectile dysfunction, weight management, and hair loss, delivered by our network of

qualified medical professionals who can prescribe medications when appropriate. Certain of these condition-

specific subscription programs offer consumers a single solution for comprehensive care by bundling the

clinician visit, prescription (if deemed medically appropriate by the treating healthcare provider), and related

delivery for a single total subscription price to make it even easier for consumers to get the care they need.

Pharma Direct Offering

Brand medications tend to be expensive, and insurance coverage is complicated and may be restrictive. As a result,

many consumers are not able to access or afford their medications.

Pharma manufacturers provide affordability solutions such as co-pay cards, patient assistance programs, consumer

direct pricing, care portals, and other savings options so that consumers can access their medications. We partner with

pharma manufacturers to advertise and integrate these affordability solutions into our platform. For example, our consumer

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direct pricing help lower the cash price of certain branded medications for consumers at the pharmacy counter with little

friction, and are increasingly being used by pharma manufacturers to reach more patients.

We believe our trusted brand, large volume of high intent consumers and easy-to-use interface make our platform

highly attractive to pharma manufacturers. These solutions generally increase medication awareness, access, and

adherence and can lead to faster treatment and better patient outcomes.

We believe our pharma direct offering delivers a product that both increases overall consumer satisfaction and drives

incremental consumer lifetime value at a low incremental cost to us.

We expect to grow this offering through further engagement with pharma manufacturers. We believe this offering can

deliver incremental margin as we deploy these solutions across our existing base of consumers and visitors.

Sales & Marketing

Consumers come to our platform organically and also through our sales and marketing initiatives. The GoodRx brand

benefits from word-of-mouth recommendations to consumers from friends, healthcare professionals and pharmacists, as

well as press coverage, which drives significant unpaid traffic to our apps and websites.

In addition to organic consumer acquisition, our sales and marketing efforts are designed to bring new consumers onto

our platform for the first time and to re-engage existing consumers. We acquire new consumers through a variety of

channels, including: (i) direct to consumer marketing which includes TV, paid search, or other digital campaigns; (ii)

marketing through healthcare partnerships which includes marketing materials in physician offices and integrating pricing

from our platform into EHR providers' prescribing workflows so that healthcare professionals can provide prices from our

platform to their patients at the point of prescribing; (iii) marketing through partnerships with other affiliates to distribute our

discounts and solutions to a broader target audience outside of the healthcare ecosystem; and (iv) through content creation

which increases traffic to the GoodRx apps and websites such as from GoodRx Health, which provides visitors with

thousands of articles with research-backed answers to health questions and provides us with more opportunities to convert

visitors to active consumers. We have and may in the future offer incentives to certain consumers that further reduce

discounted prices offered on our platform for a limited time and on a limited number of prescription drugs to attract new and

re-engage existing consumers.

We believe that we still have significant opportunities to improve our unaided awareness, to build our brand, as well as

to scale existing marketing channels, and unlock new ones.

We also deploy a variety of consumer retention tools on our platform, such as savings information retained in pharmacy

databases so consumers do not have to re-present GoodRx codes, providing alerts and refill reminders to consumers and

links to our other offerings to improve consumer's overall experience using our platform, and strong consumer support and

patient advocacy services to help consumers understand how best to afford their medication.

Our Technology

The key elements of our technology include:

•Proprietary Pricing Engine: Our price ingestion technology enables us to link with multiple sources spanning

the healthcare industry. In addition, we have proprietary patented technology related to collecting and

normalizing prices from multiple PBMs and presenting them using a single consumer interface.

•Constant Data Refresh: Displaying our prescription- and location-specific list of prices to each consumer in

near real-time requires the rapid processing of a significant amount of data, the use of complex predictive

models, and sophisticated software programming and design.

•Living Database: Our dataset becomes more comprehensive and accurate with every prescription filled. We

use our proprietary algorithms to create actionable insights and continuously improve our consumer

experience. Our database is central to the value that we provide to our consumers through accurate pricing

and improved recommendations. We refer to our data as “living,” meaning that it is dynamic and continually

being updated or refined.

•Artificial Intelligence/Machine Learning: Our engine is also able to learn from and react to changes in

prescribing habits or to ensure that consumers are selecting the accurate dosing or form of a given medication.

For example, our engine will automatically show the most common dose of a given medication. We also take

into account pharmacy-level dispensing patterns that may impact the price of a medication, such as when two

pharmacy locations that are part of the same pharmacy chain dispense the same medication, but source the

medication from different manufacturers.

•Scalable: Our digital platform is cloud native, scalable, and reliable. We leverage major third-party cloud and

data service providers and have built a modular system of services on top of this infrastructure.

•Secure: Trust is critical to our relationship with both our consumers and our partners and we take security and

privacy very seriously. We implement security procedures and policies informed by various industry-standard

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frameworks. Our operations are audited annually as part of a SOC2 audit, based on principles developed by

the American Institute of Certified Public Accountants and we have obtained SOC2 certification with respect to

our prescription transactions offering and subscription offerings. In addition, our security is tested through our

bug-bounty program. We continue to expand our team and solutions to address emerging risks and changes in

Source: SEC EDGAR (public domain) · 10-K for the period ended 2025-12-31, filed 2026-02-26 · accession 0001809519-26-000031

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