Financials · Savings Institution, Federally Chartered · OTC · CIK 1823365 · FYE Dec 31 · Prices AT CLOSE 2026-07-30 (USD) — end-of-day, never a live or intraday quote
Last $15.29Day +0.53%Mkt cap $34M1Y −7.3%Off 52W high −14.8%Vol (1Y) 17.9%
Daily closing price, split-adjusted to the current basis; 3y shown of 1,365 bars on file. Sampled to 240 points — every point is a real close, none averaged. Price return, not total return (dividends excluded). Source marketstack.
| Fair value (model)$9.13 |
| Implied upside−40.3% |
| Valuation confidenceLOW |
| Short interest0.1% of sh out |
| Days to cover1.9d |
| Next report (est.)2026-08-07 |
Fair value, confidence and the reverse-DCF grade are the MATERIALIZED daily snapshot (the same columns the screener serves), not a live model run. Short interest is FINRA semi-monthly, settlement 2026-07-15.
| Sales (TTM)$10.3M |
| Earnings (TTM)-$2.6M |
| ROE−4.2% |
| Net margin−13.4% |
| Sales growth 3Y−6.7% |
Screener basis: ratios from the latest reported fiscal year; Sales/Earnings are trailing twelve months in the reporting currency (USD). The P/E is a trailing FULL-YEAR P/E, not TTM. Missing lines are absent from the filings, never imputed.
| YTD−14.8% |
| 1Y−7.3% |
| 3Y+56.2% |
| 5Y+47.0% |
| Since incept. (ann.)+8.9% |
Total return through 2026-07-30 · series begins 2021-02-22. Only the windows this history actually covers are shown.
| Ann. volatility (1Y)17.9% |
| Ann. volatility (3Y)38.7% |
| Sharpe (1Y)−0.33 |
| Sharpe (3Y)0.56 |
| Max drawdown (1Y)−18.2% |
| Max drawdown (3Y)−18.2% |
| Beta (3Y vs SPY)0.25 |
Daily simple returns, annualized; drawdown is peak-to-trough within the window. Beta is the OLS slope of monthly returns on SPY's over three years. Each figure is labeled by the window it was measured over — they are not comparable across windows.
No 13F holders on file for GBNY.
| Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|---|---|---|---|---|
| 2024-06-30 | 2024-08-09 | −$0.39 | — | $2.3M | −23.0% |
| 2024-03-31 | 2024-05-13 | −$0.25 | — | $2.3M | −24.6% |
| 2023-12-31 | 2024-04-01 | — | — | $3.1M | −1.5% |
| 2023-09-30 | 2023-11-08 | −$0.30 | −330.8% | $2.5M | −27.7% |
EPS and revenue as reported in this filer's own XBRL — our extraction of the filings, not a vendor consensus feed, and never a beat/miss claim (we carry no estimates). YoY compares the same fiscal quarter a year earlier. Next report 2026-08-07 is ESTIMATED from filing cadence (median gap 91d) — not company-confirmed.
Credit And Debit Card 39% · Deposit Account 29% · Gain Loss On Sale Of Business 17% · Insurance Commission And Fees 8% · Loan Servicing Fees 7%
product & service · each slice's share of TAGGED segment revenue in the latest annual filing (XBRL, as filed). Untagged revenue is excluded from the denominator, so slices need not sum to consolidated sales.
